MapfreMPFRF -2.87%61 FCF Margin % is 5.25% as of Dec. 2025, which is 349% above its 10-year median of 1.17. GuruFocus rates MPFRF with a GF Score™ of 61/100 and a GF Value™ of $2.62 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 502 Insurance companies, Mapfre ranks worse than 63.15% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Mapfre's Free Cash Flow for the
six
months ended in Dec. 2025 was $938 Mil. Mapfre's Revenue for the
six
months ended in Dec. 2025 was $17,880 Mil. Therefore, Mapfre's FCF Margin % for the quarter that ended in Dec. 2025 was 5.25%.
The historical rank and industry rank for Mapfre's FCF Margin % or its related term are showing as below:
MPFRF'
s FCF Margin % Range Over the Past 10 Years
Min: -4.63 Med: 1.17 Max: 5.46
Current: 5.4
During the past 13 years, the highest FCF Margin % of Mapfre was 5.46%. The lowest was -4.63%. And the median was 1.17%.
MPFRF's FCF Margin % is ranked worse than 63.15% of 502
companies
in the Insurance industry
Industry Median: 9.63
vs MPFRF: 5.40
Mapfre FCF Margin % Related Terms
Mapfre FCF Margin % Historical Data
* Premium members only.
The historical data trend for Mapfre's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Mapfre's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mapfre FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Mapfre's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Mapfre's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mapfre (MPFRF) has a FCF Margin % of 5.25% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mapfre and its competitors. This is 349% above median its historical median of 1.17. According to the industry distribution chart, Mapfre ranks #317 out of 502 companies in the Insurance industry, placing it in the top 63.1%.
Is Mapfre's FCF Margin % too high?
Mapfre's current FCF Margin % of 5.25% is 349% above median its 10-year median of 1.17. The Insurance industry median FCF Margin % is 9.63. Mapfre's value of 5.25% is 45.5% below this industry median. Based on the distribution chart, Mapfre ranks #317 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Mapfre has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mapfre's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mapfre ranks #317 out of 502 companies for FCF Margin %. This places Mapfre in the lower half of its industry. The industry median FCF Margin % is 9.63. Mapfre's value of 5.25% is 45.5% below this benchmark. While the company's 10-year median is 1.17 vs. the industry median of 9.63, Mapfre has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mapfre's current FCF Margin % of 5.25% is 45.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mapfre and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mapfre's current FCF Margin % is 5.25%, which is 349% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mapfre stock overvalued right now?
Based on GuruFocus' analysis, Mapfre (MPFRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.62, compared to a current price of $4.86 — trading 85.4% above its estimated fair value. The current FCF Margin % is 5.25%, which is 349% above median its 10-year median of 1.17 and 45.5% below the Insurance industry median of 9.63. Mapfre's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Mapfre (MPFRF), the current FCF Margin % is 5.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mapfre (MPFRF) Overvalued in 2026?
Based on GuruFocus' analysis, Mapfre stock appears to be overvalued.
The current stock price of $4.86 is trading 85.4% above its estimated GF Value™ of $2.62.
GuruFocus considers Mapfre to be Significantly Overvalued.
Key valuation signals for MPFRF:
FCF Margin %: 5.25% (349% above median its 10-year median of 1.17)
GF Value™: $2.62 vs. price of $4.86 (85.4% above fair value)
Industry Position: 45.5% below the Insurance median (#317 of 502)
No single metric tells the full story. See the MPFRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mapfre SA engaged in insurance activity in its various lines of business, both life and non-life, finance, securities investment, and services. It has Insurance business units in Iberia, Brazil, Latam north, Latam south, North America and Eurasia also Assistance unit, Global risks unit and Reinsurance unit around the world. Key revenue comes from Iberia. Mapfre also provides health and other non-life insurance policies.
61GF Score
Get the complete analysis for MPFRF
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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