MPFRF (Mapfre) OCF Margin %: 6.09% (As of Dec. 2025) — 205% Above Median


MPFRF Mapfre SA MPFRF
61 GF Score
Price $4.86
GF Value $2.62
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Mapfre OCF Margin %?

Mapfre MPFRF -2.87% 61 OCF Margin % is 6.09% as of Dec. 2025, which is 205% above its 10-year median of 2.00. GuruFocus rates MPFRF with a GF Score™ of 61/100 and a GF Value™ of $2.62 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 502 Insurance companies, Mapfre ranks worse than 64.14% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Mapfre's Cash Flow from Operations for the six months ended in Dec. 2025 was $1,088 Mil. Mapfre's Revenue for the six months ended in Dec. 2025 was $17,880 Mil. Therefore, Mapfre's OCF Margin % for the quarter that ended in Dec. 2025 was 6.09%.

As of today, Mapfre's current OCF Yield % is 12.63%.

The historical rank and industry rank for Mapfre's OCF Margin % or its related term are showing as below:

MPFRF' s OCF Margin % Range Over the Past 10 Years
Min: -3.12   Med: 2   Max: 6.31
Current: 6.22


During the past 13 years, the highest OCF Margin % of Mapfre was 6.31%. The lowest was -3.12%. And the median was 2.00%.

MPFRF's OCF Margin % is ranked worse than
64.14% of 502 companies
in the Insurance industry
Industry Median: 10.855 vs MPFRF: 6.22


Mapfre OCF Margin % Related Terms


Mapfre OCF Margin % Historical Data

* Premium members only.

The historical data trend for Mapfre's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mapfre OCF Margin % Chart

Mapfre Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.36 2.66 6.31 5.80 6.23

Mapfre Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.29 2.21 8.42 6.42 6.09

MPFRF vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Mapfre's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mapfre OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Mapfre's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Mapfre's OCF Margin % falls into.


MPFRF
61GF Score
Mapfre SA MPFRF
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mapfre OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Mapfre's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1921.311/30860.773
=6.23 %

Mapfre's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=1088.29/17879.742
=6.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 6.09% mean?
Mapfre (MPFRF) has a OCF Margin % of 6.09% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Mapfre and its competitors. This is 205% above median its historical median of 2.00. According to the industry distribution chart, Mapfre ranks #322 out of 502 companies in the Insurance industry, placing it in the top 64.1%.
Is Mapfre's OCF Margin % too high?
Mapfre's current OCF Margin % of 6.09% is 205% above median its 10-year median of 2.00. The Insurance industry median OCF Margin % is 10.86. Mapfre's value of 6.09% is 43.9% below this industry median. Based on the distribution chart, Mapfre ranks #322 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Mapfre has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mapfre's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mapfre ranks #322 out of 502 companies for OCF Margin %. This places Mapfre in the lower half of its industry. The industry median OCF Margin % is 10.86. Mapfre's value of 6.09% is 43.9% below this benchmark. While the company's 10-year median is 2.00 vs. the industry median of 10.86, Mapfre has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mapfre's current OCF Margin % of 6.09% is 43.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Mapfre and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mapfre's current OCF Margin % is 6.09%, which is 205% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mapfre stock overvalued right now?
Based on GuruFocus' analysis, Mapfre (MPFRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.62, compared to a current price of $4.86 — trading 85.4% above its estimated fair value. The current OCF Margin % is 6.09%, which is 205% above median its 10-year median of 2.00 and 43.9% below the Insurance industry median of 10.86. Mapfre's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Mapfre (MPFRF), the current OCF Margin % is 6.09% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mapfre (MPFRF) Overvalued in 2026?

Based on GuruFocus' analysis, Mapfre stock appears to be overvalued. The current stock price of $4.86 is trading 85.4% above its estimated GF Value™ of $2.62. GuruFocus considers Mapfre to be Significantly Overvalued.

Key valuation signals for MPFRF:

  • OCF Margin %: 6.09% (205% above median its 10-year median of 2.00)
  • GF Value™: $2.62 vs. price of $4.86 (85.4% above fair value)
  • GF Score™: 61/100 with 5 warning signs
  • Industry Position: 43.9% below the Insurance median (#322 of 502)

No single metric tells the full story. See the MPFRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mapfre Business Description

Address Carretera de Pozuelo 52, Majadahonda, ESP, 28222
Mapfre SA engaged in insurance activity in its various lines of business, both life and non-life, finance, securities investment, and services. It has Insurance business units in Iberia, Brazil, Latam north, Latam south, North America and Eurasia also Assistance unit, Global risks unit and Reinsurance unit around the world. Key revenue comes from Iberia. Mapfre also provides health and other non-life insurance policies.
61GF Score

Get the complete analysis for MPFRF

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.86
Price
$2.62
GF Value