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Motorpoint GroupMTPTF 74 Cash-to-Debt is 0.07 as of Mar. 2026, which is 50% below its 10-year median of 0.14. GuruFocus rates MTPTF with a GF Score™ of 74/100 and a GF Value™ of $2.09. The stock has 4 warning signs investors should review. Among 1,316 Vehicles & Parts companies, Motorpoint Group ranks worse than 89.29% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Motorpoint Group's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.07.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Motorpoint Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Motorpoint Group's Cash-to-Debt or its related term are showing as below:
MTPTF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07 Med: 0.14 Max: No Debt
Current: 0.07
During the past 13 years, Motorpoint Group's highest Cash to Debt Ratio was No Debt. The lowest was 0.07. And the median was 0.14.
MTPTF's Cash-to-Debt is ranked worse than 89.29% of 1316
companies
in the Vehicles & Parts industry
Industry Median: 0.61
vs MTPTF: 0.07
Motorpoint Group (OTCPK:MTPTF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Motorpoint Group Cash-to-Debt Related Terms
Motorpoint Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Motorpoint Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Auto & Truck Dealerships subindustry, Motorpoint Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Motorpoint Group Cash-to-Debt vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Motorpoint Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Motorpoint Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Motorpoint Group (MTPTF) has a Cash-to-Debt of 0.07 as of Mar. 2026. This is 50% below median its historical median of 0.14. Over the past decade, Motorpoint Group's Cash-to-Debt has ranged from 0.07 to 10,000.00. According to the industry distribution chart, Motorpoint Group ranks #1175 out of 1316 companies in the Vehicles & Parts industry, placing it in the top 89.3%.
Is Motorpoint Group's Cash-to-Debt too high?
Motorpoint Group's current Cash-to-Debt of 0.07 is 50% below median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 10,000.00. The Vehicles & Parts industry median Cash-to-Debt is 0.61. Motorpoint Group's value of 0.07 is 88.5% below this industry median. Based on the distribution chart, Motorpoint Group ranks #1175 out of 1316 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Motorpoint Group has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Motorpoint Group's Cash-to-Debt compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Motorpoint Group ranks #1175 out of 1316 companies for Cash-to-Debt. This places Motorpoint Group in the lower half of its industry. The industry median Cash-to-Debt is 0.61. Motorpoint Group's value of 0.07 is 88.5% below this benchmark. Historically, Motorpoint Group's own Cash-to-Debt has ranged from 0.07 to 10,000.00 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.61, Motorpoint Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Vehicles & Parts company?
The median Cash-to-Debt among Vehicles & Parts companies is 0.61, based on 1,316 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Motorpoint Group's current Cash-to-Debt of 0.07 is 88.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Vehicles & Parts industry, the median Cash-to-Debt is 0.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Motorpoint Group's current Cash-to-Debt is 0.07, which is 50% below median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Motorpoint Group stock overvalued right now?
Motorpoint Group (MTPTF) has a current Cash-to-Debt of 0.07. The stock's GF Value™ is $2.09, compared to a current price of $1.78 — trading 14.8% below its estimated fair value. The current Cash-to-Debt is 0.07, which is 50% below median its 10-year median of 0.14 and 88.5% below the Vehicles & Parts industry median of 0.61. Motorpoint Group's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Motorpoint Group (MTPTF), the current Cash-to-Debt is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Motorpoint Group (MTPTF) Overvalued in 2026?
Based on GuruFocus' analysis, Motorpoint Group stock appears to be undervalued.
The current stock price of $1.78 is trading 14.8% below its estimated GF Value™ of $2.09.
Key valuation signals for MTPTF:
Cash-to-Debt: 0.07 (50% below median its 10-year median of 0.14)
GF Value™: $2.09 vs. price of $1.78 (14.8% below fair value)
Industry Position: 88.5% below the Vehicles & Parts median (#1175 of 1316)
No single metric tells the full story. See the MTPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Motorpoint Group PLC operates as a vehicle retailer in the United Kingdom. The brands of the company include Ford, Vauxhall, Volkswagen, Nissan, Hyundai, Audi, BMW, and Mercedes Benz. The reportable segment of the company is Retail and Wholesale. The company generates revenue from the Retail segments.
74GF Score
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