MTPTF (Motorpoint Group) Debt-to-EBITDA : 2.77 (As of Mar. 2026) — Near Median

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MTPTF Motorpoint Group PLC MTPTF
77 GF Score
Price $1.78
GF Value $2.19
! 4 Warning Signs
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What is Motorpoint Group Debt-to-EBITDA?

Motorpoint Group MTPTF 77 Debt-to-EBITDA is 2.77 as of Mar. 2026, which is 9% above its 10-year median of 2.53. GuruFocus rates MTPTF with a GF Score™ of 77/100 and a GF Value™ of $2.19. The stock has 4 warning signs investors should review. Among 1,096 Vehicles & Parts companies, Motorpoint Group ranks worse than 57.94% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Motorpoint Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $27 Mil. Motorpoint Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $75 Mil. Motorpoint Group's annualized EBITDA for the quarter that ended in Mar. 2026 was $37 Mil. Motorpoint Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.77.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Motorpoint Group's Debt-to-EBITDA or its related term are showing as below:

MTPTF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.54   Med: 2.53   Max: 6.48
Current: 2.8

During the past 13 years, the highest Debt-to-EBITDA Ratio of Motorpoint Group was 6.48. The lowest was 1.54. And the median was 2.53.

MTPTF's Debt-to-EBITDA is ranked worse than
57.94% of 1096 companies
in the Vehicles & Parts industry
Industry Median: 2.25 vs MTPTF: 2.80

Motorpoint Group  (OTCPK:MTPTF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Motorpoint Group Debt-to-EBITDA Related Terms


Motorpoint Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Motorpoint Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Motorpoint Group Debt-to-EBITDA Chart

Motorpoint Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.53 4.07 6.48 2.40 2.80

Motorpoint Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.52 2.61 2.24 2.02 2.77

MTPTF vs CVNA, PAG, ALTB: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, Motorpoint Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Motorpoint Group Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Motorpoint Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Motorpoint Group's Debt-to-EBITDA falls into.


MTPTF
77GF Score
Motorpoint Group PLC MTPTF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Motorpoint Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Motorpoint Group's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(27.467 + 75.2) / 36.667
=2.80

Motorpoint Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(27.467 + 75.2) / 37.066
=2.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.77 mean?
Motorpoint Group (MTPTF) has a Debt-to-EBITDA of 2.77 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Motorpoint Group. This is near median its historical median of 2.53. Over the past decade, Motorpoint Group's Debt-to-EBITDA has ranged from 1.54 to 6.48. According to the industry distribution chart, Motorpoint Group ranks #635 out of 1096 companies in the Vehicles & Parts industry, placing it in the top 57.9%.
Is Motorpoint Group's Debt-to-EBITDA too high?
Motorpoint Group's current Debt-to-EBITDA of 2.77 is near median its 10-year median of 2.53. Over the past 10 years, this metric has ranged from a low of 1.54 to a high of 6.48. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. Motorpoint Group's value of 2.77 is 23.1% above this industry median. Based on the distribution chart, Motorpoint Group ranks #635 out of 1096 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Motorpoint Group has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Motorpoint Group's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Motorpoint Group ranks #635 out of 1096 companies for Debt-to-EBITDA. This places Motorpoint Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.25. Motorpoint Group's value of 2.77 is 23.1% above this benchmark. Historically, Motorpoint Group's own Debt-to-EBITDA has ranged from 1.54 to 6.48 over the past decade. While the company's 10-year median is 2.53 vs. the industry median of 2.25, Motorpoint Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,096 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Motorpoint Group's current Debt-to-EBITDA of 2.77 is 23.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Motorpoint Group. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Motorpoint Group's current Debt-to-EBITDA is 2.77, which is near median its own 10-year median of 2.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Motorpoint Group stock overvalued right now?
Motorpoint Group (MTPTF) has a current Debt-to-EBITDA of 2.77. The stock's GF Value™ is $2.19, compared to a current price of $1.78 — trading 18.7% below its estimated fair value. The current Debt-to-EBITDA is 2.77, which is near median its 10-year median of 2.53 and 23.1% above the Vehicles & Parts industry median of 2.25. Motorpoint Group's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Motorpoint Group (MTPTF), the current Debt-to-EBITDA is 2.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Motorpoint Group (MTPTF) Overvalued in 2026?

Based on GuruFocus' analysis, Motorpoint Group stock appears to be undervalued. The current stock price of $1.78 is trading 18.7% below its estimated GF Value™ of $2.19.

Key valuation signals for MTPTF:

  • Debt-to-EBITDA: 2.77 (near median its 10-year median of 2.53)
  • GF Value™: $2.19 vs. price of $1.78 (18.7% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 23.1% above the Vehicles & Parts median (#635 of 1096)

No single metric tells the full story. See the MTPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Motorpoint Group Business Description

Other Exchanges MOTRl:UKMOTR:UK
Address Stephensons Way, Champion House, Chaddesden, Derby, GBR, DE21 6LY
Motorpoint Group PLC operates as a vehicle retailer in the United Kingdom. The brands of the company include Ford, Vauxhall, Volkswagen, Nissan, Hyundai, Audi, BMW, and Mercedes Benz. The reportable segment of the company is Retail and Wholesale. The company generates revenue from the Retail segments.
77GF Score

Get the complete analysis for MTPTF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.78
Price
$2.19
GF Value