MTPTF (Motorpoint Group) Effective Interest Rate on Debt %: 16.27% (As of Mar. 2026)


MTPTF Motorpoint Group PLC MTPTF
77 GF Score
Price $1.78
GF Value $2.25
! 4 Warning Signs
View Full Analysis

What is Motorpoint Group Effective Interest Rate on Debt %?

Motorpoint Group MTPTF 77 Effective Interest Rate on Debt % is 16.27% as of Mar. 2026. GuruFocus rates MTPTF with a GF Score™ of 77/100 and a GF Value™ of $2.25. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Motorpoint Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $14 Mil. Motorpoint Group's average total debt for the quarter that ended in Mar. 2026 was $88 Mil. Therefore, Motorpoint Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 16.27%.


Motorpoint Group  (OTCPK:MTPTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Motorpoint Group Effective Interest Rate on Debt % Related Terms


Motorpoint Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Motorpoint Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Motorpoint Group Effective Interest Rate on Debt % Chart

Motorpoint Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.24 9.18 15.83 16.21 15.53

Motorpoint Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.70 14.23 18.15 17.84 16.27

MTPTF vs CVNA, PAG, ALTB: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Motorpoint Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Motorpoint Group Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Motorpoint Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Motorpoint Group's Effective Interest Rate on Debt % falls into.


MTPTF
77GF Score
Motorpoint Group PLC MTPTF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Motorpoint Group Effective Interest Rate on Debt % Calculation

Motorpoint Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -13.733/( (74.16+102.667)/ 2 )
=-1  *  -13.733/88.4135
=15.53 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=66.408 + 7.752
=74.16

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=75.2 + 27.467
=102.667

Motorpoint Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -14.4/( (74.325+102.667)/ 2 )
=-1  *  -14.4/88.496
=16.27 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=64.73 + 9.595
=74.325

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=75.2 + 27.467
=102.667

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 16.27% mean?
Motorpoint Group (MTPTF) has a Effective Interest Rate on Debt % of 16.27% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Motorpoint Group and its competitors.
Is Motorpoint Group's Effective Interest Rate on Debt % too high?
Motorpoint Group's current Effective Interest Rate on Debt % is 16.27%. Overall, Motorpoint Group has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Motorpoint Group's Effective Interest Rate on Debt % compare to CVNA and PAG?
Motorpoint Group's Effective Interest Rate on Debt % of 16.27% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Motorpoint Group and its competitors. Motorpoint Group's current Effective Interest Rate on Debt % is 16.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Motorpoint Group stock overvalued right now?
Motorpoint Group (MTPTF) has a current Effective Interest Rate on Debt % of 16.27%. The stock's GF Value™ is $2.25, compared to a current price of $1.78 — trading 20.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 16.27%. Motorpoint Group's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Motorpoint Group (MTPTF), the current Effective Interest Rate on Debt % is 16.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Motorpoint Group (MTPTF) Overvalued in 2026?

Based on GuruFocus' analysis, Motorpoint Group stock appears to be undervalued. The current stock price of $1.78 is trading 20.9% below its estimated GF Value™ of $2.25.

Key valuation signals for MTPTF:

  • Effective Interest Rate on Debt %: 16.27%
  • GF Value™: $2.25 vs. price of $1.78 (20.9% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the MTPTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Motorpoint Group Business Description

Other Exchanges MOTRl:UKMOTR:UK
Address Stephensons Way, Champion House, Chaddesden, Derby, GBR, DE21 6LY
Motorpoint Group PLC operates as a vehicle retailer in the United Kingdom. The brands of the company include Ford, Vauxhall, Volkswagen, Nissan, Hyundai, Audi, BMW, and Mercedes Benz. The reportable segment of the company is Retail and Wholesale. The company generates revenue from the Retail segments.
77GF Score

Get the complete analysis for MTPTF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.78
Price
$2.25
GF Value