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Real MattersRLLMF 67 Cash-to-Debt is 31.07 as of Jun. 2026, which is 123% above its 10-year median of 13.95. GuruFocus rates RLLMF with a GF Score™ of 67/100 and a GF Value™ of $5.09 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,745 Real Estate companies, Real Matters ranks better than 88.31% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Real Matters's cash to debt ratio for the quarter that ended in Jun. 2026 was 31.07.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Real Matterscould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Real Matters's Cash-to-Debt or its related term are showing as below:
RLLMF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.11 Med: 13.95 Max: 7300.85
Current: 31.06
During the past 12 years, Real Matters's highest Cash to Debt Ratio was 7300.85. The lowest was 1.11. And the median was 13.95.
RLLMF's Cash-to-Debt is ranked better than 88.31% of 1745
companies
in the Real Estate industry
Industry Median: 0.25
vs RLLMF: 31.06
Real Matters (OTCPK:RLLMF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Real Matters Cash-to-Debt Related Terms
Real Matters Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Real Matters's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate Services subindustry, Real Matters's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Real Matters Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Real Matters's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Real Matters's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Real Matters (RLLMF) has a Cash-to-Debt of 31.07 as of Jun. 2026. This is 123% above median its historical median of 13.95. Over the past decade, Real Matters' Cash-to-Debt has ranged from 1.11 to 7,300.85. According to the industry distribution chart, Real Matters ranks #204 out of 1745 companies in the Real Estate industry, placing it in the top 11.7%.
Is Real Matters' Cash-to-Debt too high?
Real Matters' current Cash-to-Debt of 31.07 is 123% above median its 10-year median of 13.95. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 7,300.85. The Real Estate industry median Cash-to-Debt is 0.25. Real Matters' value of 31.07 is 12328% above this industry median. Based on the distribution chart, Real Matters ranks #204 out of 1745 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Real Matters has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Real Matters' Cash-to-Debt compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Real Matters ranks #204 out of 1745 companies for Cash-to-Debt. This places Real Matters in the top 12% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.25. Real Matters' value of 31.07 is 12328% above this benchmark. Historically, Real Matters' own Cash-to-Debt has ranged from 1.11 to 7,300.85 over the past decade. While the company's 10-year median is 13.95 vs. the industry median of 0.25, Real Matters has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.25, based on 1,745 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Real Matters's current Cash-to-Debt of 31.07 is 12328% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Real Matters's current Cash-to-Debt is 31.07, which is 123% above median its own 10-year median of 13.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Matters stock overvalued right now?
Based on GuruFocus' analysis, Real Matters (RLLMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.09, compared to a current price of $3.59 — trading 29.5% below its estimated fair value. The current Cash-to-Debt is 31.07, which is 123% above median its 10-year median of 13.95 and 12328% above the Real Estate industry median of 0.25. Real Matters' overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Real Matters (RLLMF), the current Cash-to-Debt is 31.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Real Matters (RLLMF) Overvalued in 2026?
Based on GuruFocus' analysis, Real Matters stock appears to be undervalued.
The current stock price of $3.59 is trading 29.5% below its estimated GF Value™ of $5.09.
GuruFocus considers Real Matters to be Modestly Undervalued.
Key valuation signals for RLLMF:
Cash-to-Debt: 31.07 (123% above median its 10-year median of 13.95)
GF Value™: $5.09 vs. price of $3.59 (29.5% below fair value)
Industry Position: 12328% above the Real Estate median (#204 of 1745)
No single metric tells the full story. See the RLLMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Real Matters Inc is a Canadian network management services provider for the mortgage lending and insurance industries. The company's platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field agents. Its operating segment includes U.S. Appraisal; U.S. Title, and Canada. The company generates maximum revenue from the U.S. Appraisal segment. Its U.S. Appraisal segment provides residential mortgage appraisals for purchase, refinance, and home equity transactions through its Solidifi brand.
67GF Score
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