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Real MattersRLLMF 72 Net-Net Working Capital is $0.46 as of Mar. 2026. GuruFocus rates RLLMF with a GF Score™ of 72/100 and a GF Value™ of $4.29 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 330 Real Estate companies, Real Matters ranks worse than 65.45% on this metric.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
Real Matters's Net-Net Working Capital for the quarter that ended in Mar. 2026 was $0.46.
The industry rank for Real Matters's Net-Net Working Capital or its related term are showing as below:
RLLMF's Price-to-Net-Net-Working-Capital is ranked worse than 65.45% of 330
companies
in the Real Estate industry
Industry Median: 4.58
vs RLLMF: 7.35
Real Matters (OTCPK:RLLMF) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Real Matters Net-Net Working Capital Related Terms
Real Matters Net-Net Working Capital Historical Data
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The historical data trend for Real Matters's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RLLMF vs CBRE, BEKE, JLL: Net-Net Working Capital Comparison
For the Real Estate Services subindustry, Real Matters's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Real Matters Price-to-Net-Net-Working-Capital vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Real Matters's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where Real Matters's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of $0.46 mean?
Real Matters (RLLMF) has a Net-Net Working Capital of $0.46 as of Mar. 2026. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Real Matters According to the industry distribution chart, Real Matters ranks #216 out of 330 companies in the Real Estate industry, placing it in the top 65.5%.
Is Real Matters' Net-Net Working Capital too high?
Real Matters' current Net-Net Working Capital is $0.46. The Real Estate industry median Net-Net Working Capital is 4.58. Real Matters' value of $0.46 is 90% below this industry median. Based on the distribution chart, Real Matters ranks #216 out of 330 companies in the Real Estate industry, which is below the industry midpoint. Overall, Real Matters has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Real Matters' Net-Net Working Capital compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Real Matters ranks #216 out of 330 companies for Net-Net Working Capital. This places Real Matters in the lower half of its industry. The industry median Net-Net Working Capital is 4.58. Real Matters' value of $0.46 is 90% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for a Real Estate company?
The median Net-Net Working Capital among Real Estate companies is 4.58, based on 330 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Real Matters's current Net-Net Working Capital of $0.46 is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Real Matters For the Real Estate industry, the median Net-Net Working Capital is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Real Matters's current Net-Net Working Capital is $0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Matters stock overvalued right now?
Based on GuruFocus' analysis, Real Matters (RLLMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.29, compared to a current price of $3.60 — trading 16.1% below its estimated fair value. The current Net-Net Working Capital is $0.46 and 90% below the Real Estate industry median of 4.58. Real Matters' overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Real Matters (RLLMF), the current Net-Net Working Capital is $0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Real Matters (RLLMF) Overvalued in 2026?
Based on GuruFocus' analysis, Real Matters stock appears to be undervalued.
The current stock price of $3.60 is trading 16.1% below its estimated GF Value™ of $4.29.
GuruFocus considers Real Matters to be Modestly Undervalued.
Key valuation signals for RLLMF:
Net-Net Working Capital: $0.46
GF Value™: $4.29 vs. price of $3.60 (16.1% below fair value)
Industry Position: 90% below the Real Estate median (#216 of 330)
No single metric tells the full story. See the RLLMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Real Matters Inc is a Canadian network management services provider for the mortgage lending and insurance industries. The company's platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field agents. Its operating segment includes U.S. Appraisal; U.S. Title, and Canada. The company generates maximum revenue from the U.S. Appraisal segment. Its U.S. Appraisal segment provides residential mortgage appraisals for purchase, refinance, and home equity transactions through its Solidifi brand.
72GF Score
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