RLLMF (Real Matters) ROE %: 5.39% (As of Mar. 2026)


RLLMF Real Matters Inc RLLMF
74 GF Score
Price $4.01
GF Value $4.34
Valuation Fairly Valued
! 2 Warning Signs
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What is Real Matters ROE %?

Real Matters RLLMF 74 ROE % is 5.39% as of Mar. 2026. GuruFocus rates RLLMF with a GF Score™ of 74/100 and a GF Value™ of $4.34 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,732 Real Estate companies, Real Matters ranks worse than 91.92% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Real Matters's annualized net income for the quarter that ended in Mar. 2026 was $4.8 Mil. Real Matters's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was $89.2 Mil. Therefore, Real Matters's annualized ROE % for the quarter that ended in Mar. 2026 was 5.39%.

The historical rank and industry rank for Real Matters's ROE % or its related term are showing as below:

RLLMF' s ROE % Range Over the Past 10 Years
Min: -25.41   Med: -4.04   Max: 22.14
Current: -25.41

During the past 12 years, Real Matters's highest ROE % was 22.14%. The lowest was -25.41%. And the median was -4.04%.

RLLMF's ROE % is ranked worse than
91.92% of 1732 companies
in the Real Estate industry
Industry Median: 3.98 vs RLLMF: -25.41

Real Matters  (OTCPK:RLLMF) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=4.812/89.2265
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(4.812 / 188.968)*(188.968 / 106.862)*(106.862 / 89.2265)
=Net Margin %*Asset Turnover*Equity Multiplier
=2.55 %*1.7683*1.1976
=ROA %*Equity Multiplier
=4.51 %*1.1976
=5.39 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=4.812/89.2265
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (4.812 / 5.744) * (5.744 / -0.992) * (-0.992 / 188.968) * (188.968 / 106.862) * (106.862 / 89.2265)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8377 * -5.7903 * -0.52 % * 1.7683 * 1.1976
=5.39 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Real Matters ROE % Related Terms


Real Matters ROE % Historical Data

* Premium members only.

The historical data trend for Real Matters's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Real Matters ROE % Chart

Real Matters Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.91 -6.76 -5.45 0.02 -21.94

Real Matters Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.01 -17.64 -71.00 -15.61 5.39

RLLMF vs CBRE, BEKE: ROE % Comparison

For the Real Estate Services subindustry, Real Matters's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Real Matters ROE % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Real Matters's ROE % distribution charts can be found below:

* The bar in red indicates where Real Matters's ROE % falls into.


RLLMF
74GF Score
Real Matters Inc RLLMF
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Real Matters ROE % Calculation

Real Matters's annualized ROE % for the fiscal year that ended in Sep. 2025 is calculated as

ROE %=Net Income (A: Sep. 2025 )/( (Total Stockholders Equity (A: Sep. 2024 )+Total Stockholders Equity (A: Sep. 2025 ))/ count )
=-22.657/( (115.704+90.866)/ 2 )
=-22.657/103.285
=-21.94 %

Real Matters's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=4.812/( (89.434+89.019)/ 2 )
=4.812/89.2265
=5.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 5.39% mean?
Real Matters (RLLMF) has a ROE % of 5.39% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Real Matters and its competitors. According to the industry distribution chart, Real Matters ranks #1592 out of 1732 companies in the Real Estate industry, placing it in the top 91.9%.
Is Real Matters' ROE % too high?
Real Matters' current ROE % is 5.39%. The Real Estate industry median ROE % is 3.98. Real Matters' value of 5.39% is 35.4% above this industry median. Based on the distribution chart, Real Matters ranks #1592 out of 1732 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Real Matters has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Real Matters' ROE % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Real Matters ranks #1592 out of 1732 companies for ROE %. This places Real Matters in the lower half of its industry. The industry median ROE % is 3.98. Real Matters' value of 5.39% is 35.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 3.98, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Real Matters's current ROE % of 5.39% is 35.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Real Matters and its competitors. For the Real Estate industry, the median ROE % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Real Matters's current ROE % is 5.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Matters stock overvalued right now?
Based on GuruFocus' analysis, Real Matters (RLLMF) is currently considered Fairly Valued. The stock's GF Value™ is $4.34, compared to a current price of $4.01 — trading 7.6% below its estimated fair value. The current ROE % is 5.39% and 35.4% above the Real Estate industry median of 3.98. Real Matters' overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Real Matters (RLLMF), the current ROE % is 5.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Real Matters (RLLMF) Overvalued in 2026?

Based on GuruFocus' analysis, Real Matters stock appears to be undervalued. The current stock price of $4.01 is trading 7.6% below its estimated GF Value™ of $4.34. GuruFocus considers Real Matters to be Fairly Valued.

Key valuation signals for RLLMF:

  • ROE %: 5.39%
  • GF Value™: $4.34 vs. price of $4.01 (7.6% below fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 35.4% above the Real Estate median (#1592 of 1732)

No single metric tells the full story. See the RLLMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Real Matters Business Description

Other Exchanges R3E:GermanyREAL:Canada
Address 50 Minthorn Boulevard, Suite 401, Markham, ON, CAN, L3T 7X8
Real Matters Inc is a Canadian network management services provider for the mortgage lending and insurance industries. The company's platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field agents. Its operating segment includes U.S. Appraisal; U.S. Title, and Canada. The company generates maximum revenue from the U.S. Appraisal segment. Its U.S. Appraisal segment provides residential mortgage appraisals for purchase, refinance, and home equity transactions through its Solidifi brand.
74GF Score

Get the complete analysis for RLLMF

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.01
Price
$4.34
GF Value