RLLMF (Real Matters) Debt-to-Equity: 0.01 (As of Mar. 2026) — 75% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RLLMF Real Matters Inc RLLMF
72 GF Score
Price $3.60
GF Value $4.28
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Real Matters Debt-to-Equity?

Real Matters RLLMF 72 Debt-to-Equity is 0.01 as of Mar. 2026, which is 75% below its 10-year median of 0.04. GuruFocus rates RLLMF with a GF Score™ of 72/100 and a GF Value™ of $4.28 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,540 Real Estate companies, Real Matters ranks better than 99.94% on this metric.

Real Matters's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.5 Mil. Real Matters's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.7 Mil. Real Matters's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $89.0 Mil. Real Matters's debt to equity for the quarter that ended in Mar. 2026 was 0.01.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Real Matters's Debt-to-Equity or its related term are showing as below:

RLLMF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0   Med: 0.04   Max: 0.17
Current: 0.01

During the past 12 years, the highest Debt-to-Equity Ratio of Real Matters was 0.17. The lowest was 0.00. And the median was 0.04.

RLLMF's Debt-to-Equity is ranked better than
99.94% of 1540 companies
in the Real Estate industry
Industry Median: 0.73 vs RLLMF: 0.01

Real Matters  (OTCPK:RLLMF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Real Matters Debt-to-Equity Related Terms


Real Matters Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Real Matters's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Real Matters Debt-to-Equity Chart

Real Matters Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.05 0.04 0.02 0.02

Real Matters Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.01

RLLMF vs CBRE, BEKE, JLL: Debt-to-Equity Comparison

For the Real Estate Services subindustry, Real Matters's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Real Matters Debt-to-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Real Matters's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Real Matters's Debt-to-Equity falls into.


RLLMF
72GF Score
Real Matters Inc RLLMF
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Real Matters Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Real Matters's Debt to Equity Ratio for the fiscal year that ended in Sep. 2025 is calculated as

Real Matters's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.01 mean?
Real Matters (RLLMF) has a Debt-to-Equity of 0.01 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Real Matters and its competitors. This is 75% below median its historical median of 0.04. According to the industry distribution chart, Real Matters ranks #1 out of 1540 companies in the Real Estate industry, placing it in the top 0.099999999999994%.
Is Real Matters' Debt-to-Equity too high?
Real Matters' current Debt-to-Equity of 0.01 is 75% below median its 10-year median of 0.04. The Real Estate industry median Debt-to-Equity is 0.73. Real Matters' value of 0.01 is 98.6% below this industry median. Based on the distribution chart, Real Matters ranks #1 out of 1540 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Real Matters has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Real Matters' Debt-to-Equity compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Real Matters ranks #1 out of 1540 companies for Debt-to-Equity. This places Real Matters in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.73. Real Matters' value of 0.01 is 98.6% below this benchmark. While the company's 10-year median is 0.04 vs. the industry median of 0.73, Real Matters has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,540 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Real Matters's current Debt-to-Equity of 0.01 is 98.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Real Matters and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Real Matters's current Debt-to-Equity is 0.01, which is 75% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Matters stock overvalued right now?
Based on GuruFocus' analysis, Real Matters (RLLMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.28, compared to a current price of $3.60 — trading 15.9% below its estimated fair value. The current Debt-to-Equity is 0.01, which is 75% below median its 10-year median of 0.04 and 98.6% below the Real Estate industry median of 0.73. Real Matters' overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Real Matters (RLLMF), the current Debt-to-Equity is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Real Matters (RLLMF) Overvalued in 2026?

Based on GuruFocus' analysis, Real Matters stock appears to be undervalued. The current stock price of $3.60 is trading 15.9% below its estimated GF Value™ of $4.28. GuruFocus considers Real Matters to be Modestly Undervalued.

Key valuation signals for RLLMF:

  • Debt-to-Equity: 0.01 (75% below median its 10-year median of 0.04)
  • GF Value™: $4.28 vs. price of $3.60 (15.9% below fair value)
  • GF Score™: 72/100 with 2 warning signs
  • Industry Position: 98.6% below the Real Estate median (#1 of 1540)

No single metric tells the full story. See the RLLMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Real Matters Business Description

Other Exchanges R3E:GermanyREAL:Canada
Address 50 Minthorn Boulevard, Suite 401, Markham, ON, CAN, L3T 7X8
Real Matters Inc is a Canadian network management services provider for the mortgage lending and insurance industries. The company's platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field agents. Its operating segment includes U.S. Appraisal; U.S. Title, and Canada. The company generates maximum revenue from the U.S. Appraisal segment. Its U.S. Appraisal segment provides residential mortgage appraisals for purchase, refinance, and home equity transactions through its Solidifi brand.
72GF Score

Get the complete analysis for RLLMF

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.60
Price
$4.28
GF Value