RLLMF (Real Matters) Debt-to-Asset : 0.01 (As of Jun. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RLLMF Real Matters Inc RLLMF
72 GF Score
Price $3.64
GF Value $4.48
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Real Matters Debt-to-Asset?

Real Matters RLLMF +10.64% 72 Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus rates RLLMF with a GF Score™ of 72/100 and a GF Value™ of $4.48 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Real Matters's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.5 Mil. Real Matters's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.8 Mil. Real Matters's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $107.4 Mil. Real Matters's debt to asset for the quarter that ended in Jun. 2026 was 0.01.


Real Matters  (OTCPK:RLLMF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Real Matters Debt-to-Asset Related Terms


Real Matters Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Real Matters's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Real Matters Debt-to-Asset Chart

Real Matters Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.04 0.03 0.02 0.02

Real Matters Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.01 0.01 0.01

RLLMF vs CBRE, BEKE, JLL: Debt-to-Asset Comparison

For the Real Estate Services subindustry, Real Matters's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Real Matters Debt-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Real Matters's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Real Matters's Debt-to-Asset falls into.


RLLMF
72GF Score
Real Matters Inc RLLMF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Real Matters Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Real Matters's Debt-to-Asset for the fiscal year that ended in Sep. 2025 is calculated as

Real Matters's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.01 mean?
Real Matters (RLLMF) has a Debt-to-Asset of 0.01 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Real Matters and its competitors.
Is Real Matters' Debt-to-Asset too high?
Real Matters' current Debt-to-Asset is 0.01. Overall, Real Matters has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Real Matters' Debt-to-Asset compare to CBRE and BEKE?
Real Matters' Debt-to-Asset of 0.01 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Real Estate company?
A good Debt-to-Asset depends on the Real Estate industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Real Matters and its competitors. Real Matters's current Debt-to-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Matters stock overvalued right now?
Based on GuruFocus' analysis, Real Matters (RLLMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.48, compared to a current price of $3.64 — trading 18.8% below its estimated fair value. The current Debt-to-Asset is 0.01. Real Matters' overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Real Matters (RLLMF), the current Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Real Matters (RLLMF) Overvalued in 2026?

Based on GuruFocus' analysis, Real Matters stock appears to be undervalued. The current stock price of $3.64 is trading 18.8% below its estimated GF Value™ of $4.48. GuruFocus considers Real Matters to be Modestly Undervalued.

Key valuation signals for RLLMF:

  • Debt-to-Asset: 0.01
  • GF Value™: $4.48 vs. price of $3.64 (18.8% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the RLLMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Real Matters Business Description

Other Exchanges R3E:GermanyREAL:Canada
Address 50 Minthorn Boulevard, Suite 401, Markham, ON, CAN, L3T 7X8
Real Matters Inc is a Canadian network management services provider for the mortgage lending and insurance industries. The company's platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field agents. Its operating segment includes U.S. Appraisal; U.S. Title, and Canada. The company generates maximum revenue from the U.S. Appraisal segment. Its U.S. Appraisal segment provides residential mortgage appraisals for purchase, refinance, and home equity transactions through its Solidifi brand.
72GF Score

Get the complete analysis for RLLMF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.64
Price
$4.48
GF Value