Sai Gon Thuong Tin Real Estate JSC (STC:SCR) Cash-to-Debt: 0.26 (As of Jun. 2026) — 189% Above Median

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Director of Data and Quant Analytics at GuruFocus
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STC:SCR Sai Gon Thuong Tin Real Estate JSC STC:SCR
64 GF Score
Price ₫4,550.00
GF Value ₫11,193.95
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Sai Gon Thuong Tin Real Estate JSC Cash-to-Debt?

Sai Gon Thuong Tin Real Estate JSC STC:SCR -0.22% 64 Cash-to-Debt is 0.26 as of Jun. 2026, which is 189% above its 10-year median of 0.09. GuruFocus rates STC:SCR with a GF Score™ of 64/100 and a GF Value™ of ₫11,193.95 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,751 Real Estate companies, Sai Gon Thuong Tin Real Estate JSC ranks better than 50.89% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Sai Gon Thuong Tin Real Estate JSC's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.26.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Sai Gon Thuong Tin Real Estate JSC couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.

The historical rank and industry rank for Sai Gon Thuong Tin Real Estate JSC's Cash-to-Debt or its related term are showing as below:

STC:SCR' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03   Med: 0.09   Max: 0.42
Current: 0.26

During the past 13 years, Sai Gon Thuong Tin Real Estate JSC's highest Cash to Debt Ratio was 0.42. The lowest was 0.03. And the median was 0.09.

STC:SCR's Cash-to-Debt is ranked better than
50.89% of 1751 companies
in the Real Estate industry
Industry Median: 0.26 vs STC:SCR: 0.26

Sai Gon Thuong Tin Real Estate JSC  (STC:SCR) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Sai Gon Thuong Tin Real Estate JSC Cash-to-Debt Related Terms


Sai Gon Thuong Tin Real Estate JSC Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Sai Gon Thuong Tin Real Estate JSC's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sai Gon Thuong Tin Real Estate JSC Cash-to-Debt Chart

Sai Gon Thuong Tin Real Estate JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.09 0.05 0.08 0.06

Sai Gon Thuong Tin Real Estate JSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.04 0.06 0.26 0.26

Sai Gon Thuong Tin Real Estate JSC Cash-to-Debt Competitor Comparison

For the Real Estate - Diversified subindustry, Sai Gon Thuong Tin Real Estate JSC's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sai Gon Thuong Tin Real Estate JSC Cash-to-Debt vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Sai Gon Thuong Tin Real Estate JSC's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Sai Gon Thuong Tin Real Estate JSC's Cash-to-Debt falls into.


STC:SCR
64GF Score
Sai Gon Thuong Tin Real Estate JSC STC:SCR
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sai Gon Thuong Tin Real Estate JSC Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Sai Gon Thuong Tin Real Estate JSC's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Sai Gon Thuong Tin Real Estate JSC's Cash to Debt Ratio for the quarter that ended in Jun. 2026 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 0.26 mean?
Sai Gon Thuong Tin Real Estate JSC (STC:SCR) has a Cash-to-Debt of 0.26 as of Jun. 2026. This is 189% above median its historical median of 0.09. Over the past decade, Sai Gon Thuong Tin Real Estate JSC's Cash-to-Debt has ranged from 0.03 to 0.42. According to the industry distribution chart, Sai Gon Thuong Tin Real Estate JSC ranks #860 out of 1751 companies in the Real Estate industry, placing it in the top 49.1%.
Is Sai Gon Thuong Tin Real Estate JSC's Cash-to-Debt too high?
Sai Gon Thuong Tin Real Estate JSC's current Cash-to-Debt of 0.26 is 189% above median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.42. The Real Estate industry median Cash-to-Debt is 0.26. Sai Gon Thuong Tin Real Estate JSC's value of 0.26 is 0% at this industry median. Based on the distribution chart, Sai Gon Thuong Tin Real Estate JSC ranks #860 out of 1751 companies in the Real Estate industry, which is above the industry midpoint. Overall, Sai Gon Thuong Tin Real Estate JSC has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sai Gon Thuong Tin Real Estate JSC's Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, Sai Gon Thuong Tin Real Estate JSC ranks #860 out of 1751 companies for Cash-to-Debt. This puts Sai Gon Thuong Tin Real Estate JSC in the upper half of its industry. The industry median Cash-to-Debt is 0.26. Sai Gon Thuong Tin Real Estate JSC's value of 0.26 is 0% at this benchmark. Historically, Sai Gon Thuong Tin Real Estate JSC's own Cash-to-Debt has ranged from 0.03 to 0.42 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.26, Sai Gon Thuong Tin Real Estate JSC has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.26, based on 1,751 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sai Gon Thuong Tin Real Estate JSC's current Cash-to-Debt of 0.26 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sai Gon Thuong Tin Real Estate JSC's current Cash-to-Debt is 0.26, which is 189% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Gon Thuong Tin Real Estate JSC stock overvalued right now?
Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC (STC:SCR) is currently considered Possible Value Trap. The stock's GF Value™ is ₫11,193.95, compared to a current price of ₫4,550.00 — trading 59.4% below its estimated fair value. The current Cash-to-Debt is 0.26, which is 189% above median its 10-year median of 0.09 and 0% at the Real Estate industry median of 0.26. Sai Gon Thuong Tin Real Estate JSC's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Sai Gon Thuong Tin Real Estate JSC (STC:SCR), the current Cash-to-Debt is 0.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sai Gon Thuong Tin Real Estate JSC (STC:SCR) Overvalued in 2026?

Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC stock appears to be undervalued. The current stock price of ₫4,550.00 is trading 59.4% below its estimated GF Value™ of ₫11,193.95. GuruFocus considers Sai Gon Thuong Tin Real Estate JSC to be Possible Value Trap.

Key valuation signals for STC:SCR:

  • Cash-to-Debt: 0.26 (189% above median its 10-year median of 0.09)
  • GF Value™: ₫11,193.95 vs. price of ₫4,550.00 (59.4% below fair value)
  • GF Score™: 64/100 with 5 warning signs
  • Industry Position: 0% at the Real Estate median (#860 of 1751)

No single metric tells the full story. See the STC:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sai Gon Thuong Tin Real Estate JSC Business Description

Address No 253 Hoang Van Thu, TTC Building, Ward 2, Tan Binh District, Ho Chi Minh City, VNM
Sai Gon Thuong Tin Real Estate JSC is engaged in trade in real estate, own land use rights, lease land use rights and houses, and invest and construct the infrastructure of industrial parks. The projects of the company are belleza apartment, carillon apartment, and hoa binh sacromreal project.
64GF Score

Get the complete analysis for STC:SCR

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫4,550.00
Price
₫11,193.95
GF Value