Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Sai Gon Thuong Tin Real Estate JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫14,742 Mil. Sai Gon Thuong Tin Real Estate JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-68,908 Mil.
Sai Gon Thuong Tin Real Estate JSC's interest coverage for the quarter that ended in Mar. 2026 was 0.21.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Sai Gon Thuong Tin Real Estate JSC's Interest Coverage or its related term are showing as below:
STC:SCR'
s Interest Coverage Range Over the Past 10 Years
Min: 0.11 Med: 1.31 Max: 2.82
Current: 0.57
STC:SCR's Interest Coverage is ranked worse than 92.82% of 1296
companies
in the Real Estate industry
Industry Median: 4.245
vs STC:SCR: 0.57
Sai Gon Thuong Tin Real Estate JSC (STC:SCR) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Sai Gon Thuong Tin Real Estate JSC Interest Coverage Related Terms
Sai Gon Thuong Tin Real Estate JSC Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Sai Gon Thuong Tin Real Estate JSC Interest Coverage Chart
Sai Gon Thuong Tin Real Estate JSC Interest Coverage Competitor Comparison
For the Real Estate - Diversified subindustry, Sai Gon Thuong Tin Real Estate JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sai Gon Thuong Tin Real Estate JSC Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Sai Gon Thuong Tin Real Estate JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Sai Gon Thuong Tin Real Estate JSC's Interest Coverage falls into.
Sai Gon Thuong Tin Real Estate JSC Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sai Gon Thuong Tin Real Estate JSC (STC:SCR) has a Interest Coverage of 0.21 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sai Gon Thuong Tin Real Estate JSC and its competitors. This is 84% below median its historical median of 1.31. Over the past decade, Sai Gon Thuong Tin Real Estate JSC's Interest Coverage has ranged from 0.11 to 2.82. According to the industry distribution chart, Sai Gon Thuong Tin Real Estate JSC ranks #1203 out of 1296 companies in the Real Estate industry, placing it in the top 92.8%.
Is Sai Gon Thuong Tin Real Estate JSC's Interest Coverage too high?
Sai Gon Thuong Tin Real Estate JSC's current Interest Coverage of 0.21 is 84% below median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 2.82. The Real Estate industry median Interest Coverage is 4.25. Sai Gon Thuong Tin Real Estate JSC's value of 0.21 is 95.1% below this industry median. Based on the distribution chart, Sai Gon Thuong Tin Real Estate JSC ranks #1203 out of 1296 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Sai Gon Thuong Tin Real Estate JSC has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sai Gon Thuong Tin Real Estate JSC's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Sai Gon Thuong Tin Real Estate JSC ranks #1203 out of 1296 companies for Interest Coverage. This places Sai Gon Thuong Tin Real Estate JSC in the lower half of its industry. The industry median Interest Coverage is 4.25. Sai Gon Thuong Tin Real Estate JSC's value of 0.21 is 95.1% below this benchmark. Historically, Sai Gon Thuong Tin Real Estate JSC's own Interest Coverage has ranged from 0.11 to 2.82 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 4.25, Sai Gon Thuong Tin Real Estate JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sai Gon Thuong Tin Real Estate JSC's current Interest Coverage of 0.21 is 95.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sai Gon Thuong Tin Real Estate JSC and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sai Gon Thuong Tin Real Estate JSC's current Interest Coverage is 0.21, which is 84% below median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Gon Thuong Tin Real Estate JSC stock overvalued right now?
Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC (STC:SCR) is currently considered Possible Value Trap. The stock's GF Value™ is ₫14,170.80, compared to a current price of ₫5,090.00 — trading 64.1% below its estimated fair value. The current Interest Coverage is 0.21, which is 84% below median its 10-year median of 1.31 and 95.1% below the Real Estate industry median of 4.25. Sai Gon Thuong Tin Real Estate JSC's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sai Gon Thuong Tin Real Estate JSC (STC:SCR), the current Interest Coverage is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sai Gon Thuong Tin Real Estate JSC (STC:SCR) Overvalued in 2026?
Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC stock appears to be undervalued.
The current stock price of ₫5,090.00 is trading 64.1% below its estimated GF Value™ of ₫14,170.80.
GuruFocus considers Sai Gon Thuong Tin Real Estate JSC to be Possible Value Trap.
Key valuation signals for STC:SCR:
Interest Coverage: 0.21 (84% below median its 10-year median of 1.31)
GF Value™: ₫14,170.80 vs. price of ₫5,090.00 (64.1% below fair value)
Industry Position: 95.1% below the Real Estate median (#1203 of 1296)
No single metric tells the full story. See the STC:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sai Gon Thuong Tin Real Estate JSC Business Description
Sai Gon Thuong Tin Real Estate JSC is engaged in trade in real estate, own land use rights, lease land use rights and houses, and invest and construct the infrastructure of industrial parks. The projects of the company are belleza apartment, carillon apartment, and hoa binh sacromreal project.
63GF Score
Get the complete analysis for STC:SCR
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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