Sai Gon Thuong Tin Real Estate JSC (STC:SCR) Debt-to-Asset : 0.35 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:SCR Sai Gon Thuong Tin Real Estate JSC STC:SCR
64 GF Score
Price ₫4,570.00
GF Value ₫14,286.97
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Sai Gon Thuong Tin Real Estate JSC Debt-to-Asset?

Sai Gon Thuong Tin Real Estate JSC STC:SCR -2.35% 64 Debt-to-Asset is 0.35 as of Mar. 2026. GuruFocus rates STC:SCR with a GF Score™ of 64/100 and a GF Value™ of ₫14,286.97 (Possible Value Trap). The stock has 5 warning signs investors should review.

Sai Gon Thuong Tin Real Estate JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫1,599,341 Mil. Sai Gon Thuong Tin Real Estate JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫3,009,883 Mil. Sai Gon Thuong Tin Real Estate JSC's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was ₫13,179,705 Mil. Sai Gon Thuong Tin Real Estate JSC's debt to asset for the quarter that ended in Mar. 2026 was 0.35.


Sai Gon Thuong Tin Real Estate JSC  (STC:SCR) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Sai Gon Thuong Tin Real Estate JSC Debt-to-Asset Related Terms


Sai Gon Thuong Tin Real Estate JSC Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Sai Gon Thuong Tin Real Estate JSC's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sai Gon Thuong Tin Real Estate JSC Debt-to-Asset Chart

Sai Gon Thuong Tin Real Estate JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.20 0.28 0.31 0.33

Sai Gon Thuong Tin Real Estate JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.31 0.32 0.33 0.35

Sai Gon Thuong Tin Real Estate JSC Debt-to-Asset Competitor Comparison

For the Real Estate - Diversified subindustry, Sai Gon Thuong Tin Real Estate JSC's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sai Gon Thuong Tin Real Estate JSC Debt-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Sai Gon Thuong Tin Real Estate JSC's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Sai Gon Thuong Tin Real Estate JSC's Debt-to-Asset falls into.


STC:SCR
64GF Score
Sai Gon Thuong Tin Real Estate JSC STC:SCR
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sai Gon Thuong Tin Real Estate JSC Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Sai Gon Thuong Tin Real Estate JSC's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1285478.311 + 2900369.681) / 12895731.329
=0.32

Sai Gon Thuong Tin Real Estate JSC's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1599341.027 + 3009883.428) / 13179705.371
=0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.35 mean?
Sai Gon Thuong Tin Real Estate JSC (STC:SCR) has a Debt-to-Asset of 0.35 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sai Gon Thuong Tin Real Estate JSC and its competitors.
Is Sai Gon Thuong Tin Real Estate JSC's Debt-to-Asset too high?
Sai Gon Thuong Tin Real Estate JSC's current Debt-to-Asset is 0.35. Overall, Sai Gon Thuong Tin Real Estate JSC has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sai Gon Thuong Tin Real Estate JSC's Debt-to-Asset compare to competitors?
Sai Gon Thuong Tin Real Estate JSC's Debt-to-Asset of 0.35 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Real Estate company?
A good Debt-to-Asset depends on the Real Estate industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sai Gon Thuong Tin Real Estate JSC and its competitors. Sai Gon Thuong Tin Real Estate JSC's current Debt-to-Asset is 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Gon Thuong Tin Real Estate JSC stock overvalued right now?
Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC (STC:SCR) is currently considered Possible Value Trap. The stock's GF Value™ is ₫14,286.97, compared to a current price of ₫4,570.00 — trading 68% below its estimated fair value. The current Debt-to-Asset is 0.35. Sai Gon Thuong Tin Real Estate JSC's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Sai Gon Thuong Tin Real Estate JSC (STC:SCR), the current Debt-to-Asset is 0.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sai Gon Thuong Tin Real Estate JSC (STC:SCR) Overvalued in 2026?

Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC stock appears to be undervalued. The current stock price of ₫4,570.00 is trading 68% below its estimated GF Value™ of ₫14,286.97. GuruFocus considers Sai Gon Thuong Tin Real Estate JSC to be Possible Value Trap.

Key valuation signals for STC:SCR:

  • Debt-to-Asset: 0.35
  • GF Value™: ₫14,286.97 vs. price of ₫4,570.00 (68% below fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the STC:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sai Gon Thuong Tin Real Estate JSC Business Description

Address No 253 Hoang Van Thu, TTC Building, Ward 2, Tan Binh District, Ho Chi Minh City, VNM
Sai Gon Thuong Tin Real Estate JSC is engaged in trade in real estate, own land use rights, lease land use rights and houses, and invest and construct the infrastructure of industrial parks. The projects of the company are belleza apartment, carillon apartment, and hoa binh sacromreal project.
64GF Score

Get the complete analysis for STC:SCR

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫4,570.00
Price
₫14,286.97
GF Value