Sai Gon Thuong Tin Real Estate JSC (STC:SCR) Financial Strength: 6 (As of Mar. 2026) — 20% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:SCR Sai Gon Thuong Tin Real Estate JSC STC:SCR
64 GF Score
Price ₫4,570.00
GF Value ₫14,286.97
Valuation Possible Value Trap
! 5 Warning Signs
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What is Sai Gon Thuong Tin Real Estate JSC Financial Strength?

Sai Gon Thuong Tin Real Estate JSC STC:SCR -2.35% 64 Financial Strength is 6 as of Mar. 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates STC:SCR with a GF Score™ of 64/100 and a GF Value™ of ₫14,286.97 (Possible Value Trap). The stock has 5 warning signs investors should review.

Sai Gon Thuong Tin Real Estate JSC has the Financial Strength Rank of 6.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Sai Gon Thuong Tin Real Estate JSC's Interest Coverage for the quarter that ended in Mar. 2026 was 0.21. Sai Gon Thuong Tin Real Estate JSC's debt to revenue ratio for the quarter that ended in Mar. 2026 was 7.66. As of today, Sai Gon Thuong Tin Real Estate JSC's Altman Z-Score is 0.67.


Sai Gon Thuong Tin Real Estate JSC  (STC:SCR) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Sai Gon Thuong Tin Real Estate JSC has the Financial Strength Rank of 6.


Sai Gon Thuong Tin Real Estate JSC Financial Strength Related Terms


Sai Gon Thuong Tin Real Estate JSC Financial Strength Competitor Comparison

For the Real Estate - Diversified subindustry, Sai Gon Thuong Tin Real Estate JSC's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sai Gon Thuong Tin Real Estate JSC Financial Strength vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Sai Gon Thuong Tin Real Estate JSC's Financial Strength distribution charts can be found below:

* The bar in red indicates where Sai Gon Thuong Tin Real Estate JSC's Financial Strength falls into.


STC:SCR
64GF Score
Sai Gon Thuong Tin Real Estate JSC STC:SCR
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Sai Gon Thuong Tin Real Estate JSC Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Sai Gon Thuong Tin Real Estate JSC's Interest Expense for the months ended in Mar. 2026 was ₫-68,908 Mil. Its Operating Income for the months ended in Mar. 2026 was ₫14,742 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫3,009,883 Mil.

Sai Gon Thuong Tin Real Estate JSC's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*14742.372/-68908.194
=0.21

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Sai Gon Thuong Tin Real Estate JSC's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(1599341.027 + 3009883.428) / 601455.18
=7.66

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Sai Gon Thuong Tin Real Estate JSC has a Z-score of 0.67, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 0.67 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 6 mean?
Sai Gon Thuong Tin Real Estate JSC (STC:SCR) has a Financial Strength of 6 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Sai Gon Thuong Tin Real Estate JSC and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Sai Gon Thuong Tin Real Estate JSC's Financial Strength has ranged from 1.00 to 10.00.
Is Sai Gon Thuong Tin Real Estate JSC's Financial Strength too high?
Sai Gon Thuong Tin Real Estate JSC's current Financial Strength of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Sai Gon Thuong Tin Real Estate JSC has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sai Gon Thuong Tin Real Estate JSC's Financial Strength compare to competitors?
Sai Gon Thuong Tin Real Estate JSC's Financial Strength of 6 can be compared against companies in the Real Estate industry. Historically, Sai Gon Thuong Tin Real Estate JSC's own Financial Strength has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Real Estate company?
A good Financial Strength depends on the Real Estate industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Sai Gon Thuong Tin Real Estate JSC and its competitors. Sai Gon Thuong Tin Real Estate JSC's current Financial Strength is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Gon Thuong Tin Real Estate JSC stock overvalued right now?
Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC (STC:SCR) is currently considered Possible Value Trap. The stock's GF Value™ is ₫14,286.97, compared to a current price of ₫4,570.00 — trading 68% below its estimated fair value. The current Financial Strength is 6, which is 20% above median its 10-year median of 5.00. Sai Gon Thuong Tin Real Estate JSC's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Sai Gon Thuong Tin Real Estate JSC (STC:SCR), the current Financial Strength is 6 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sai Gon Thuong Tin Real Estate JSC (STC:SCR) Overvalued in 2026?

Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC stock appears to be undervalued. The current stock price of ₫4,570.00 is trading 68% below its estimated GF Value™ of ₫14,286.97. GuruFocus considers Sai Gon Thuong Tin Real Estate JSC to be Possible Value Trap.

Key valuation signals for STC:SCR:

  • Financial Strength: 6 (20% above median its 10-year median of 5.00)
  • GF Value™: ₫14,286.97 vs. price of ₫4,570.00 (68% below fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the STC:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sai Gon Thuong Tin Real Estate JSC Business Description

Address No 253 Hoang Van Thu, TTC Building, Ward 2, Tan Binh District, Ho Chi Minh City, VNM
Sai Gon Thuong Tin Real Estate JSC is engaged in trade in real estate, own land use rights, lease land use rights and houses, and invest and construct the infrastructure of industrial parks. The projects of the company are belleza apartment, carillon apartment, and hoa binh sacromreal project.
64GF Score

Get the complete analysis for STC:SCR

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫4,570.00
Price
₫14,286.97
GF Value