Sai Gon Thuong Tin Real Estate JSC (STC:SCR) ROA %: 0.40% (As of Mar. 2026) — 77% Below Median


STC:SCR Sai Gon Thuong Tin Real Estate JSC STC:SCR
63 GF Score
Price ₫5,090.00
GF Value ₫14,170.80
Valuation Possible Value Trap
! 5 Warning Signs
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What is Sai Gon Thuong Tin Real Estate JSC ROA %?

Sai Gon Thuong Tin Real Estate JSC STC:SCR 63 ROA % is 0.40% as of Mar. 2026, which is 77% below its 10-year median of 1.73. GuruFocus rates STC:SCR with a GF Score™ of 63/100 and a GF Value™ of ₫14,170.80 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,801 Real Estate companies, Sai Gon Thuong Tin Real Estate JSC ranks worse than 60.36% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Sai Gon Thuong Tin Real Estate JSC's annualized Net Income for the quarter that ended in Mar. 2026 was ₫51,952 Mil. Sai Gon Thuong Tin Real Estate JSC's average Total Assets over the quarter that ended in Mar. 2026 was ₫13,037,718 Mil. Therefore, Sai Gon Thuong Tin Real Estate JSC's annualized ROA % for the quarter that ended in Mar. 2026 was 0.40%.

The historical rank and industry rank for Sai Gon Thuong Tin Real Estate JSC's ROA % or its related term are showing as below:

STC:SCR' s ROA % Range Over the Past 10 Years
Min: 0.03   Med: 1.73   Max: 2.78
Current: 0.68

During the past 13 years, Sai Gon Thuong Tin Real Estate JSC's highest ROA % was 2.78%. The lowest was 0.03%. And the median was 1.73%.

STC:SCR's ROA % is ranked worse than
60.36% of 1801 companies
in the Real Estate industry
Industry Median: 1.7 vs STC:SCR: 0.68

Sai Gon Thuong Tin Real Estate JSC  (STC:SCR) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=51951.696/13037718.35
=(Net Income / Revenue)*(Revenue / Total Assets)
=(51951.696 / 601455.18)*(601455.18 / 13037718.35)
=Net Margin %*Asset Turnover
=8.64 %*0.0461
=0.40 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Sai Gon Thuong Tin Real Estate JSC ROA % Related Terms


Sai Gon Thuong Tin Real Estate JSC ROA % Historical Data

* Premium members only.

The historical data trend for Sai Gon Thuong Tin Real Estate JSC's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sai Gon Thuong Tin Real Estate JSC ROA % Chart

Sai Gon Thuong Tin Real Estate JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 0.51 0.09 0.03 0.62

Sai Gon Thuong Tin Real Estate JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.93 0.04 1.36 0.40

Sai Gon Thuong Tin Real Estate JSC ROA % Competitor Comparison

For the Real Estate - Diversified subindustry, Sai Gon Thuong Tin Real Estate JSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sai Gon Thuong Tin Real Estate JSC ROA % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Sai Gon Thuong Tin Real Estate JSC's ROA % distribution charts can be found below:

* The bar in red indicates where Sai Gon Thuong Tin Real Estate JSC's ROA % falls into.


STC:SCR
63GF Score
Sai Gon Thuong Tin Real Estate JSC STC:SCR
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sai Gon Thuong Tin Real Estate JSC ROA % Calculation

Sai Gon Thuong Tin Real Estate JSC's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=76330.105/( (11846890.655+12895731.329)/ 2 )
=76330.105/12371310.992
=0.62 %

Sai Gon Thuong Tin Real Estate JSC's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=51951.696/( (12895731.329+13179705.371)/ 2 )
=51951.696/13037718.35
=0.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 0.40% mean?
Sai Gon Thuong Tin Real Estate JSC (STC:SCR) has a ROA % of 0.40% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sai Gon Thuong Tin Real Estate JSC and its competitors. This is 77% below median its historical median of 1.73. Over the past decade, Sai Gon Thuong Tin Real Estate JSC's ROA % has ranged from 0.03 to 2.78. According to the industry distribution chart, Sai Gon Thuong Tin Real Estate JSC ranks #1087 out of 1801 companies in the Real Estate industry, placing it in the top 60.4%.
Is Sai Gon Thuong Tin Real Estate JSC's ROA % too high?
Sai Gon Thuong Tin Real Estate JSC's current ROA % of 0.40% is 77% below median its 10-year median of 1.73. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 2.78. The Real Estate industry median ROA % is 1.70. Sai Gon Thuong Tin Real Estate JSC's value of 0.40% is 76.5% below this industry median. Based on the distribution chart, Sai Gon Thuong Tin Real Estate JSC ranks #1087 out of 1801 companies in the Real Estate industry, which is below the industry midpoint. Overall, Sai Gon Thuong Tin Real Estate JSC has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sai Gon Thuong Tin Real Estate JSC's ROA % compare to competitors?
According to the Real Estate industry distribution chart, Sai Gon Thuong Tin Real Estate JSC ranks #1087 out of 1801 companies for ROA %. This places Sai Gon Thuong Tin Real Estate JSC in the lower half of its industry. The industry median ROA % is 1.70. Sai Gon Thuong Tin Real Estate JSC's value of 0.40% is 76.5% below this benchmark. Historically, Sai Gon Thuong Tin Real Estate JSC's own ROA % has ranged from 0.03 to 2.78 over the past decade. While the company's 10-year median is 1.73 vs. the industry median of 1.70, Sai Gon Thuong Tin Real Estate JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.70, based on 1,801 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sai Gon Thuong Tin Real Estate JSC's current ROA % of 0.40% is 76.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sai Gon Thuong Tin Real Estate JSC and its competitors. For the Real Estate industry, the median ROA % is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sai Gon Thuong Tin Real Estate JSC's current ROA % is 0.40%, which is 77% below median its own 10-year median of 1.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Gon Thuong Tin Real Estate JSC stock overvalued right now?
Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC (STC:SCR) is currently considered Possible Value Trap. The stock's GF Value™ is ₫14,170.80, compared to a current price of ₫5,090.00 — trading 64.1% below its estimated fair value. The current ROA % is 0.40%, which is 77% below median its 10-year median of 1.73 and 76.5% below the Real Estate industry median of 1.70. Sai Gon Thuong Tin Real Estate JSC's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Sai Gon Thuong Tin Real Estate JSC (STC:SCR), the current ROA % is 0.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sai Gon Thuong Tin Real Estate JSC (STC:SCR) Overvalued in 2026?

Based on GuruFocus' analysis, Sai Gon Thuong Tin Real Estate JSC stock appears to be undervalued. The current stock price of ₫5,090.00 is trading 64.1% below its estimated GF Value™ of ₫14,170.80. GuruFocus considers Sai Gon Thuong Tin Real Estate JSC to be Possible Value Trap.

Key valuation signals for STC:SCR:

  • ROA %: 0.40% (77% below median its 10-year median of 1.73)
  • GF Value™: ₫14,170.80 vs. price of ₫5,090.00 (64.1% below fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 76.5% below the Real Estate median (#1087 of 1801)

No single metric tells the full story. See the STC:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sai Gon Thuong Tin Real Estate JSC Business Description

Address No 253 Hoang Van Thu, TTC Building, Ward 2, Tan Binh District, Ho Chi Minh City, VNM
Sai Gon Thuong Tin Real Estate JSC is engaged in trade in real estate, own land use rights, lease land use rights and houses, and invest and construct the infrastructure of industrial parks. The projects of the company are belleza apartment, carillon apartment, and hoa binh sacromreal project.
63GF Score

Get the complete analysis for STC:SCR

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫5,090.00
Price
₫14,170.80
GF Value