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Saigon VRG InvestmentSTC:SIP -1.77%88 Cash-to-Debt is 2.28 as of Jun. 2026, which is 15% below its 10-year median of 2.67. GuruFocus rates STC:SIP with a GF Score™ of 88/100 and a GF Value™ of ₫75,133.20 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,751 Real Estate companies, Saigon VRG Investment ranks better than 79.44% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Saigon VRG Investment's cash to debt ratio for the quarter that ended in Jun. 2026 was 2.28.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Saigon VRG Investmentcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Saigon VRG Investment's Cash-to-Debt or its related term are showing as below:
STC:SIP'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.23 Med: 2.67 Max: 13.16
Current: 2.28
During the past 8 years, Saigon VRG Investment's highest Cash to Debt Ratio was 13.16. The lowest was 1.23. And the median was 2.67.
STC:SIP's Cash-to-Debt is ranked better than 79.44% of 1751
companies
in the Real Estate industry
Industry Median: 0.26
vs STC:SIP: 2.28
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Saigon VRG Investment Cash-to-Debt Related Terms
Saigon VRG Investment Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Saigon VRG Investment's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, Saigon VRG Investment's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saigon VRG Investment Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Saigon VRG Investment's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Saigon VRG Investment's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saigon VRG Investment (STC:SIP) has a Cash-to-Debt of 2.28 as of Jun. 2026. This is 15% below median its historical median of 2.67. Over the past decade, Saigon VRG Investment's Cash-to-Debt has ranged from 1.23 to 13.16. According to the industry distribution chart, Saigon VRG Investment ranks #360 out of 1751 companies in the Real Estate industry, placing it in the top 20.6%.
Is Saigon VRG Investment's Cash-to-Debt too high?
Saigon VRG Investment's current Cash-to-Debt of 2.28 is 15% below median its 10-year median of 2.67. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 13.16. The Real Estate industry median Cash-to-Debt is 0.26. Saigon VRG Investment's value of 2.28 is 776.9% above this industry median. Based on the distribution chart, Saigon VRG Investment ranks #360 out of 1751 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Saigon VRG Investment has a GF Score™ of 88/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saigon VRG Investment's Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, Saigon VRG Investment ranks #360 out of 1751 companies for Cash-to-Debt. This places Saigon VRG Investment in the top 21% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.26. Saigon VRG Investment's value of 2.28 is 776.9% above this benchmark. Historically, Saigon VRG Investment's own Cash-to-Debt has ranged from 1.23 to 13.16 over the past decade. While the company's 10-year median is 2.67 vs. the industry median of 0.26, Saigon VRG Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.26, based on 1,751 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saigon VRG Investment's current Cash-to-Debt of 2.28 is 776.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saigon VRG Investment's current Cash-to-Debt is 2.28, which is 15% below median its own 10-year median of 2.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon VRG Investment stock overvalued right now?
Based on GuruFocus' analysis, Saigon VRG Investment (STC:SIP) is currently considered Possible Value Trap. The stock's GF Value™ is ₫75,133.20, compared to a current price of ₫50,000.00 — trading 33.5% below its estimated fair value. The current Cash-to-Debt is 2.28, which is 15% below median its 10-year median of 2.67 and 776.9% above the Real Estate industry median of 0.26. Saigon VRG Investment's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Saigon VRG Investment (STC:SIP), the current Cash-to-Debt is 2.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saigon VRG Investment (STC:SIP) Overvalued in 2026?
Based on GuruFocus' analysis, Saigon VRG Investment stock appears to be undervalued.
The current stock price of ₫50,000.00 is trading 33.5% below its estimated GF Value™ of ₫75,133.20.
GuruFocus considers Saigon VRG Investment to be Possible Value Trap.
Key valuation signals for STC:SIP:
Cash-to-Debt: 2.28 (15% below median its 10-year median of 2.67)
GF Value™: ₫75,133.20 vs. price of ₫50,000.00 (33.5% below fair value)
Industry Position: 776.9% above the Real Estate median (#360 of 1751)
No single metric tells the full story. See the STC:SIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saigon VRG Investment Corp specializes in the development and construction of industrial parks, residential areas, and commercial centers, providing high-standard amenities, modern production, and a living environment.
88GF Score
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