Saigon VRG Investment (STC:SIP) Return-on-Tangible-Equity: 25.14% (As of Mar. 2026) — 18% Below Median


STC:SIP Saigon VRG Investment Corp STC:SIP
87 GF Score
Price ₫50,100.00
GF Value ₫76,834.46
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Saigon VRG Investment Return-on-Tangible-Equity?

Saigon VRG Investment STC:SIP -0.20% 87 Return-on-Tangible-Equity is 25.14% as of Mar. 2026, which is 18% below its 10-year median of 30.64. GuruFocus rates STC:SIP with a GF Score™ of 87/100 and a GF Value™ of ₫76,834.46 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,718 Real Estate companies, Saigon VRG Investment ranks better than 92.32% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Saigon VRG Investment's annualized net income for the quarter that ended in Mar. 2026 was ₫1,336,453 Mil. Saigon VRG Investment's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₫5,315,063 Mil. Therefore, Saigon VRG Investment's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 25.14%.

The historical rank and industry rank for Saigon VRG Investment's Return-on-Tangible-Equity or its related term are showing as below:

STC:SIP' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 20.24   Med: 30.64   Max: 52.7
Current: 27.12

During the past 8 years, Saigon VRG Investment's highest Return-on-Tangible-Equity was 52.70%. The lowest was 20.24%. And the median was 30.64%.

STC:SIP's Return-on-Tangible-Equity is ranked better than
92.32% of 1718 companies
in the Real Estate industry
Industry Median: 4.195 vs STC:SIP: 27.12

Saigon VRG Investment  (STC:SIP) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Saigon VRG Investment Return-on-Tangible-Equity Related Terms


Saigon VRG Investment Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Saigon VRG Investment's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saigon VRG Investment Return-on-Tangible-Equity Chart

Saigon VRG Investment Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial 31.91 31.65 27.31 29.63 27.90

Saigon VRG Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.16 26.19 29.83 27.73 25.14

Saigon VRG Investment Return-on-Tangible-Equity Competitor Comparison

For the Real Estate - Development subindustry, Saigon VRG Investment's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saigon VRG Investment Return-on-Tangible-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Saigon VRG Investment's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Saigon VRG Investment's Return-on-Tangible-Equity falls into.


STC:SIP
87GF Score
Saigon VRG Investment Corp STC:SIP
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saigon VRG Investment Return-on-Tangible-Equity Calculation

Saigon VRG Investment's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=1322871.907/( (4335557.345+5147986.626 )/ 2 )
=1322871.907/4741771.9855
=27.90 %

Saigon VRG Investment's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=1336453.436/( (5147986.626+5482140.124)/ 2 )
=1336453.436/5315063.375
=25.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 25.14% mean?
Saigon VRG Investment (STC:SIP) has a Return-on-Tangible-Equity of 25.14% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Saigon VRG Investment and its competitors. This is 18% below median its historical median of 30.64. Over the past decade, Saigon VRG Investment's Return-on-Tangible-Equity has ranged from 20.24 to 52.70. According to the industry distribution chart, Saigon VRG Investment ranks #132 out of 1718 companies in the Real Estate industry, placing it in the top 7.7%.
Is Saigon VRG Investment's Return-on-Tangible-Equity too high?
Saigon VRG Investment's current Return-on-Tangible-Equity of 25.14% is 18% below median its 10-year median of 30.64. Over the past 10 years, this metric has ranged from a low of 20.24 to a high of 52.70. The Real Estate industry median Return-on-Tangible-Equity is 4.20. Saigon VRG Investment's value of 25.14% is 499.3% above this industry median. Based on the distribution chart, Saigon VRG Investment ranks #132 out of 1718 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Saigon VRG Investment has a GF Score™ of 87/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saigon VRG Investment's Return-on-Tangible-Equity compare to competitors?
According to the Real Estate industry distribution chart, Saigon VRG Investment ranks #132 out of 1718 companies for Return-on-Tangible-Equity. This places Saigon VRG Investment in the top 8% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 4.20. Saigon VRG Investment's value of 25.14% is 499.3% above this benchmark. Historically, Saigon VRG Investment's own Return-on-Tangible-Equity has ranged from 20.24 to 52.70 over the past decade. While the company's 10-year median is 30.64 vs. the industry median of 4.20, Saigon VRG Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Real Estate company?
The median Return-on-Tangible-Equity among Real Estate companies is 4.20, based on 1,718 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saigon VRG Investment's current Return-on-Tangible-Equity of 25.14% is 499.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Saigon VRG Investment and its competitors. For the Real Estate industry, the median Return-on-Tangible-Equity is 4.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saigon VRG Investment's current Return-on-Tangible-Equity is 25.14%, which is 18% below median its own 10-year median of 30.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon VRG Investment stock overvalued right now?
Based on GuruFocus' analysis, Saigon VRG Investment (STC:SIP) is currently considered Possible Value Trap. The stock's GF Value™ is ₫76,834.46, compared to a current price of ₫50,100.00 — trading 34.8% below its estimated fair value. The current Return-on-Tangible-Equity is 25.14%, which is 18% below median its 10-year median of 30.64 and 499.3% above the Real Estate industry median of 4.20. Saigon VRG Investment's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Saigon VRG Investment (STC:SIP), the current Return-on-Tangible-Equity is 25.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saigon VRG Investment (STC:SIP) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon VRG Investment stock appears to be undervalued. The current stock price of ₫50,100.00 is trading 34.8% below its estimated GF Value™ of ₫76,834.46. GuruFocus considers Saigon VRG Investment to be Possible Value Trap.

Key valuation signals for STC:SIP:

  • Return-on-Tangible-Equity: 25.14% (18% below median its 10-year median of 30.64)
  • GF Value™: ₫76,834.46 vs. price of ₫50,100.00 (34.8% below fair value)
  • GF Score™: 87/100 with 3 warning signs
  • Industry Position: 499.3% above the Real Estate median (#132 of 1718)

No single metric tells the full story. See the STC:SIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saigon VRG Investment Business Description

Address Lot TT2-1, D4 Street, Dong Nam Industrial Zone, Hoa Phu Communes, Cu Chi district, Ho Chi Minh, VNM
Saigon VRG Investment Corp specializes in the development and construction of industrial parks, residential areas, and commercial centers, providing high-standard amenities, modern production, and a living environment.
87GF Score

Get the complete analysis for STC:SIP

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫50,100.00
Price
₫76,834.46
GF Value