Saigon VRG InvestmentSTC:SIP +0.40%86 Debt-to-EBITDA is 1.90 as of Mar. 2026, which is 217% above its 10-year median of 0.60. GuruFocus rates STC:SIP with a GF Score™ of 86/100 and a GF Value™ of ₫77,060.92 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,272 Real Estate companies, Saigon VRG Investment ranks better than 76.65% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Saigon VRG Investment's Debt-to-EBITDA or its related term are showing as below:
STC:SIP'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.29 Med: 0.6 Max: 1.98
Current: 1.89
During the past 8 years, the highest Debt-to-EBITDA Ratio of Saigon VRG Investment was 1.98. The lowest was 0.29. And the median was 0.60.
STC:SIP's Debt-to-EBITDA is ranked better than 76.65% of 1272
companies
in the Real Estate industry
Industry Median: 5.6
vs STC:SIP: 1.89
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Saigon VRG Investment Debt-to-EBITDA Related Terms
Saigon VRG Investment Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Saigon VRG Investment's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Saigon VRG Investment's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saigon VRG Investment Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Saigon VRG Investment's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Saigon VRG Investment's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Saigon VRG Investment (STC:SIP) has a Debt-to-EBITDA of 1.90 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Saigon VRG Investment. This is 217% above median its historical median of 0.60. Over the past decade, Saigon VRG Investment's Debt-to-EBITDA has ranged from 0.29 to 1.98. According to the industry distribution chart, Saigon VRG Investment ranks #297 out of 1272 companies in the Real Estate industry, placing it in the top 23.3%.
Is Saigon VRG Investment's Debt-to-EBITDA too high?
Saigon VRG Investment's current Debt-to-EBITDA of 1.90 is 217% above median its 10-year median of 0.60. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.98. The Real Estate industry median Debt-to-EBITDA is 5.60. Saigon VRG Investment's value of 1.90 is 66.1% below this industry median. Based on the distribution chart, Saigon VRG Investment ranks #297 out of 1272 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Saigon VRG Investment has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saigon VRG Investment's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Saigon VRG Investment ranks #297 out of 1272 companies for Debt-to-EBITDA. This places Saigon VRG Investment in the top 23% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.60. Saigon VRG Investment's value of 1.90 is 66.1% below this benchmark. Historically, Saigon VRG Investment's own Debt-to-EBITDA has ranged from 0.29 to 1.98 over the past decade. While the company's 10-year median is 0.60 vs. the industry median of 5.60, Saigon VRG Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.60, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saigon VRG Investment's current Debt-to-EBITDA of 1.90 is 66.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Saigon VRG Investment. For the Real Estate industry, the median Debt-to-EBITDA is 5.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saigon VRG Investment's current Debt-to-EBITDA is 1.90, which is 217% above median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon VRG Investment stock overvalued right now?
Based on GuruFocus' analysis, Saigon VRG Investment (STC:SIP) is currently considered Possible Value Trap. The stock's GF Value™ is ₫77,060.92, compared to a current price of ₫49,900.00 — trading 35.2% below its estimated fair value. The current Debt-to-EBITDA is 1.90, which is 217% above median its 10-year median of 0.60 and 66.1% below the Real Estate industry median of 5.60. Saigon VRG Investment's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Saigon VRG Investment (STC:SIP), the current Debt-to-EBITDA is 1.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saigon VRG Investment (STC:SIP) Overvalued in 2026?
Based on GuruFocus' analysis, Saigon VRG Investment stock appears to be undervalued.
The current stock price of ₫49,900.00 is trading 35.2% below its estimated GF Value™ of ₫77,060.92.
GuruFocus considers Saigon VRG Investment to be Possible Value Trap.
Key valuation signals for STC:SIP:
Debt-to-EBITDA: 1.90 (217% above median its 10-year median of 0.60)
GF Value™: ₫77,060.92 vs. price of ₫49,900.00 (35.2% below fair value)
Industry Position: 66.1% below the Real Estate median (#297 of 1272)
No single metric tells the full story. See the STC:SIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saigon VRG Investment Corp specializes in the development and construction of industrial parks, residential areas, and commercial centers, providing high-standard amenities, modern production, and a living environment.
86GF Score
Get the complete analysis for STC:SIP
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:SIP has been successfully added to your 
