Saigon VRG Investment (STC:SIP) ROE %: 25.12% (As of Mar. 2026) — 18% Below Median


STC:SIP Saigon VRG Investment Corp STC:SIP
86 GF Score
Price ₫50,000.00
GF Value ₫76,799.62
Valuation Possible Value Trap
! 3 Warning Signs
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What is Saigon VRG Investment ROE %?

Saigon VRG Investment STC:SIP -0.40% 86 ROE % is 25.12% as of Mar. 2026, which is 18% below its 10-year median of 30.51. GuruFocus rates STC:SIP with a GF Score™ of 86/100 and a GF Value™ of ₫76,799.62 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,732 Real Estate companies, Saigon VRG Investment ranks better than 94% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Saigon VRG Investment's annualized net income for the quarter that ended in Mar. 2026 was ₫1,336,453 Mil. Saigon VRG Investment's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₫5,319,700 Mil. Therefore, Saigon VRG Investment's annualized ROE % for the quarter that ended in Mar. 2026 was 25.12%.

The historical rank and industry rank for Saigon VRG Investment's ROE % or its related term are showing as below:

STC:SIP' s ROE % Range Over the Past 10 Years
Min: 18.95   Med: 30.51   Max: 51.71
Current: 27.09

During the past 8 years, Saigon VRG Investment's highest ROE % was 51.71%. The lowest was 18.95%. And the median was 30.51%.

STC:SIP's ROE % is ranked better than
94% of 1732 companies
in the Real Estate industry
Industry Median: 3.98 vs STC:SIP: 27.09

Saigon VRG Investment  (STC:SIP) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1336453.436/5319700.1275
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1336453.436 / 8659156.768)*(8659156.768 / 29011963.295)*(29011963.295 / 5319700.1275)
=Net Margin %*Asset Turnover*Equity Multiplier
=15.43 %*0.2985*5.4537
=ROA %*Equity Multiplier
=4.61 %*5.4537
=25.12 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1336453.436/5319700.1275
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1336453.436 / 1789692.58) * (1789692.58 / 1249611.564) * (1249611.564 / 8659156.768) * (8659156.768 / 29011963.295) * (29011963.295 / 5319700.1275)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7468 * 1.4322 * 14.43 % * 0.2985 * 5.4537
=25.12 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Saigon VRG Investment ROE % Related Terms


Saigon VRG Investment ROE % Historical Data

* Premium members only.

The historical data trend for Saigon VRG Investment's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saigon VRG Investment ROE % Chart

Saigon VRG Investment Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial 31.52 31.41 27.22 29.60 27.87

Saigon VRG Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.13 26.17 29.80 27.70 25.12

Saigon VRG Investment ROE % Competitor Comparison

For the Real Estate - Development subindustry, Saigon VRG Investment's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saigon VRG Investment ROE % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Saigon VRG Investment's ROE % distribution charts can be found below:

* The bar in red indicates where Saigon VRG Investment's ROE % falls into.


STC:SIP
86GF Score
Saigon VRG Investment Corp STC:SIP
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saigon VRG Investment ROE % Calculation

Saigon VRG Investment's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=1322871.907/( (4339684.325+5152643.448)/ 2 )
=1322871.907/4746163.8865
=27.87 %

Saigon VRG Investment's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=1336453.436/( (5152643.448+5486756.807)/ 2 )
=1336453.436/5319700.1275
=25.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 25.12% mean?
Saigon VRG Investment (STC:SIP) has a ROE % of 25.12% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Saigon VRG Investment and its competitors. This is 18% below median its historical median of 30.51. Over the past decade, Saigon VRG Investment's ROE % has ranged from 18.95 to 51.71. According to the industry distribution chart, Saigon VRG Investment ranks #104 out of 1732 companies in the Real Estate industry, placing it in the top 6%.
Is Saigon VRG Investment's ROE % too high?
Saigon VRG Investment's current ROE % of 25.12% is 18% below median its 10-year median of 30.51. Over the past 10 years, this metric has ranged from a low of 18.95 to a high of 51.71. The Real Estate industry median ROE % is 3.98. Saigon VRG Investment's value of 25.12% is 531.2% above this industry median. Based on the distribution chart, Saigon VRG Investment ranks #104 out of 1732 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Saigon VRG Investment has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saigon VRG Investment's ROE % compare to competitors?
According to the Real Estate industry distribution chart, Saigon VRG Investment ranks #104 out of 1732 companies for ROE %. This places Saigon VRG Investment in the top 6% of its industry — outperforming the majority of peers. The industry median ROE % is 3.98. Saigon VRG Investment's value of 25.12% is 531.2% above this benchmark. Historically, Saigon VRG Investment's own ROE % has ranged from 18.95 to 51.71 over the past decade. While the company's 10-year median is 30.51 vs. the industry median of 3.98, Saigon VRG Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 3.98, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saigon VRG Investment's current ROE % of 25.12% is 531.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Saigon VRG Investment and its competitors. For the Real Estate industry, the median ROE % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saigon VRG Investment's current ROE % is 25.12%, which is 18% below median its own 10-year median of 30.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon VRG Investment stock overvalued right now?
Based on GuruFocus' analysis, Saigon VRG Investment (STC:SIP) is currently considered Possible Value Trap. The stock's GF Value™ is ₫76,799.62, compared to a current price of ₫50,000.00 — trading 34.9% below its estimated fair value. The current ROE % is 25.12%, which is 18% below median its 10-year median of 30.51 and 531.2% above the Real Estate industry median of 3.98. Saigon VRG Investment's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Saigon VRG Investment (STC:SIP), the current ROE % is 25.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saigon VRG Investment (STC:SIP) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon VRG Investment stock appears to be undervalued. The current stock price of ₫50,000.00 is trading 34.9% below its estimated GF Value™ of ₫76,799.62. GuruFocus considers Saigon VRG Investment to be Possible Value Trap.

Key valuation signals for STC:SIP:

  • ROE %: 25.12% (18% below median its 10-year median of 30.51)
  • GF Value™: ₫76,799.62 vs. price of ₫50,000.00 (34.9% below fair value)
  • GF Score™: 86/100 with 3 warning signs
  • Industry Position: 531.2% above the Real Estate median (#104 of 1732)

No single metric tells the full story. See the STC:SIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saigon VRG Investment Business Description

Address Lot TT2-1, D4 Street, Dong Nam Industrial Zone, Hoa Phu Communes, Cu Chi district, Ho Chi Minh, VNM
Saigon VRG Investment Corp specializes in the development and construction of industrial parks, residential areas, and commercial centers, providing high-standard amenities, modern production, and a living environment.
86GF Score

Get the complete analysis for STC:SIP

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫50,000.00
Price
₫76,799.62
GF Value