Saigon VRG InvestmentSTC:SIP 86 ROA % is 4.61% as of Mar. 2026, which is 6% below its 10-year median of 4.92. GuruFocus rates STC:SIP with a GF Score™ of 86/100 and a GF Value™ of ₫76,799.62 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,801 Real Estate companies, Saigon VRG Investment ranks better than 78.18% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Saigon VRG Investment's annualizedNet Income for the quarter that ended in Mar. 2026 was ₫1,336,453 Mil.
Saigon VRG Investment's average Total Assets over the quarter that ended in Mar. 2026 was ₫29,011,963 Mil. Therefore, Saigon VRG Investment's annualized ROA % for the quarter that ended in Mar. 2026 was 4.61%.
The historical rank and industry rank for Saigon VRG Investment's ROA % or its related term are showing as below:
STC:SIP'
s ROA % Range Over the Past 10 Years
Min: 2.04 Med: 4.92 Max: 6.8
Current: 4.84
During the past 8 years, Saigon VRG Investment's highest ROA % was 6.80%. The lowest was 2.04%. And the median was 4.92%.
STC:SIP's ROA % is ranked better than 78.18% of 1801
companies
in the Real Estate industry
Industry Median: 1.7
vs STC:SIP: 4.84
Saigon VRG Investment (STC:SIP) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Saigon VRG Investment's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saigon VRG Investment ROA % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Saigon VRG Investment's ROA % distribution charts can be found below:
* The bar in red indicates where Saigon VRG Investment's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Saigon VRG Investment (STC:SIP) has a ROA % of 4.61% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Saigon VRG Investment and its competitors. This is near median its historical median of 4.92. Over the past decade, Saigon VRG Investment's ROA % has ranged from 2.04 to 6.80. According to the industry distribution chart, Saigon VRG Investment ranks #393 out of 1801 companies in the Real Estate industry, placing it in the top 21.8%.
Is Saigon VRG Investment's ROA % too high?
Saigon VRG Investment's current ROA % of 4.61% is near median its 10-year median of 4.92. Over the past 10 years, this metric has ranged from a low of 2.04 to a high of 6.80. The Real Estate industry median ROA % is 1.70. Saigon VRG Investment's value of 4.61% is 171.2% above this industry median. Based on the distribution chart, Saigon VRG Investment ranks #393 out of 1801 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Saigon VRG Investment has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saigon VRG Investment's ROA % compare to competitors?
According to the Real Estate industry distribution chart, Saigon VRG Investment ranks #393 out of 1801 companies for ROA %. This places Saigon VRG Investment in the top 22% of its industry — outperforming the majority of peers. The industry median ROA % is 1.70. Saigon VRG Investment's value of 4.61% is 171.2% above this benchmark. Historically, Saigon VRG Investment's own ROA % has ranged from 2.04 to 6.80 over the past decade. While the company's 10-year median is 4.92 vs. the industry median of 1.70, Saigon VRG Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.70, based on 1,801 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saigon VRG Investment's current ROA % of 4.61% is 171.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Saigon VRG Investment and its competitors. For the Real Estate industry, the median ROA % is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saigon VRG Investment's current ROA % is 4.61%, which is near median its own 10-year median of 4.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon VRG Investment stock overvalued right now?
Based on GuruFocus' analysis, Saigon VRG Investment (STC:SIP) is currently considered Possible Value Trap. The stock's GF Value™ is ₫76,799.62, compared to a current price of ₫50,200.00 — trading 34.6% below its estimated fair value. The current ROA % is 4.61%, which is near median its 10-year median of 4.92 and 171.2% above the Real Estate industry median of 1.70. Saigon VRG Investment's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Saigon VRG Investment (STC:SIP), the current ROA % is 4.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saigon VRG Investment (STC:SIP) Overvalued in 2026?
Based on GuruFocus' analysis, Saigon VRG Investment stock appears to be undervalued.
The current stock price of ₫50,200.00 is trading 34.6% below its estimated GF Value™ of ₫76,799.62.
GuruFocus considers Saigon VRG Investment to be Possible Value Trap.
Key valuation signals for STC:SIP:
ROA %: 4.61% (near median its 10-year median of 4.92)
GF Value™: ₫76,799.62 vs. price of ₫50,200.00 (34.6% below fair value)
Industry Position: 171.2% above the Real Estate median (#393 of 1801)
No single metric tells the full story. See the STC:SIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saigon VRG Investment Corp specializes in the development and construction of industrial parks, residential areas, and commercial centers, providing high-standard amenities, modern production, and a living environment.
86GF Score
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