Saigon VRG InvestmentSTC:SIP 86 Interest Coverage is 5.66 as of Mar. 2026, which is 83% below its 10-year median of 33.57. GuruFocus rates STC:SIP with a GF Score™ of 86/100 and a GF Value™ of ₫76,799.62 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,296 Real Estate companies, Saigon VRG Investment ranks better than 61.19% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Saigon VRG Investment's
Operating Income
for the
three
months ended in Mar. 2026 was ₫312,403 Mil. Saigon VRG Investment's Interest Expense for the
three
months ended in Mar. 2026 was ₫-55,229 Mil.
Saigon VRG Investment's interest coverage for the quarter that ended in Mar. 2026 was 5.66.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Saigon VRG Investment's Interest Coverage or its related term are showing as below:
STC:SIP'
s Interest Coverage Range Over the Past 10 Years
Min: 6.62 Med: 33.57 Max: 122.72
Current: 6.62
STC:SIP's Interest Coverage is ranked better than 61.19% of 1296
companies
in the Real Estate industry
Industry Median: 4.245
vs STC:SIP: 6.62
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Saigon VRG Investment Interest Coverage Related Terms
Saigon VRG Investment Interest Coverage Historical Data
* Premium members only.
The historical data trend for Saigon VRG Investment's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, Saigon VRG Investment's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saigon VRG Investment Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Saigon VRG Investment's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Saigon VRG Investment's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saigon VRG Investment (STC:SIP) has a Interest Coverage of 5.66 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saigon VRG Investment and its competitors. This is 83% below median its historical median of 33.57. Over the past decade, Saigon VRG Investment's Interest Coverage has ranged from 6.62 to 122.72. According to the industry distribution chart, Saigon VRG Investment ranks #503 out of 1296 companies in the Real Estate industry, placing it in the top 38.8%.
Is Saigon VRG Investment's Interest Coverage too high?
Saigon VRG Investment's current Interest Coverage of 5.66 is 83% below median its 10-year median of 33.57. Over the past 10 years, this metric has ranged from a low of 6.62 to a high of 122.72. The Real Estate industry median Interest Coverage is 4.25. Saigon VRG Investment's value of 5.66 is 33.3% above this industry median. Based on the distribution chart, Saigon VRG Investment ranks #503 out of 1296 companies in the Real Estate industry, which is above the industry midpoint. Overall, Saigon VRG Investment has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saigon VRG Investment's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Saigon VRG Investment ranks #503 out of 1296 companies for Interest Coverage. This puts Saigon VRG Investment in the upper half of its industry. The industry median Interest Coverage is 4.25. Saigon VRG Investment's value of 5.66 is 33.3% above this benchmark. Historically, Saigon VRG Investment's own Interest Coverage has ranged from 6.62 to 122.72 over the past decade. While the company's 10-year median is 33.57 vs. the industry median of 4.25, Saigon VRG Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saigon VRG Investment's current Interest Coverage of 5.66 is 33.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saigon VRG Investment and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saigon VRG Investment's current Interest Coverage is 5.66, which is 83% below median its own 10-year median of 33.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon VRG Investment stock overvalued right now?
Based on GuruFocus' analysis, Saigon VRG Investment (STC:SIP) is currently considered Possible Value Trap. The stock's GF Value™ is ₫76,799.62, compared to a current price of ₫50,200.00 — trading 34.6% below its estimated fair value. The current Interest Coverage is 5.66, which is 83% below median its 10-year median of 33.57 and 33.3% above the Real Estate industry median of 4.25. Saigon VRG Investment's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Saigon VRG Investment (STC:SIP), the current Interest Coverage is 5.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saigon VRG Investment (STC:SIP) Overvalued in 2026?
Based on GuruFocus' analysis, Saigon VRG Investment stock appears to be undervalued.
The current stock price of ₫50,200.00 is trading 34.6% below its estimated GF Value™ of ₫76,799.62.
GuruFocus considers Saigon VRG Investment to be Possible Value Trap.
Key valuation signals for STC:SIP:
Interest Coverage: 5.66 (83% below median its 10-year median of 33.57)
GF Value™: ₫76,799.62 vs. price of ₫50,200.00 (34.6% below fair value)
Industry Position: 33.3% above the Real Estate median (#503 of 1296)
No single metric tells the full story. See the STC:SIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saigon VRG Investment Corp specializes in the development and construction of industrial parks, residential areas, and commercial centers, providing high-standard amenities, modern production, and a living environment.
86GF Score
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