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The Estee LauderXSWX:EL 49 Cash-to-Debt is 0.38 as of Jun. 2026, which is 24% below its 10-year median of 0.50. GuruFocus rates XSWX:EL with a GF Score™ of 49/100 and a GF Value™ of CHF74.43 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,949 Consumer Packaged Goods companies, The Estee Lauder ranks worse than 54.49% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. The Estee Lauder's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.38.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, The Estee Laudercouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for The Estee Lauder's Cash-to-Debt or its related term are showing as below:
XSWX:EL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.31 Med: 0.5 Max: 0.88
Current: 0.38
During the past 13 years, The Estee Lauder's highest Cash to Debt Ratio was 0.88. The lowest was 0.31. And the median was 0.50.
XSWX:EL's Cash-to-Debt is ranked worse than 54.49% of 1949
companies
in the Consumer Packaged Goods industry
Industry Median: 0.5
vs XSWX:EL: 0.38
The Estee Lauder (XSWX:EL) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
The Estee Lauder Cash-to-Debt Related Terms
The Estee Lauder Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for The Estee Lauder's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:EL vs KVUE, KMB, CHD: Cash-to-Debt Comparison
For the Household & Personal Products subindustry, The Estee Lauder's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Estee Lauder Cash-to-Debt vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, The Estee Lauder's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where The Estee Lauder's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Estee Lauder (XSWX:EL) has a Cash-to-Debt of 0.38 as of Jun. 2026. This is 24% below median its historical median of 0.50. Over the past decade, The Estee Lauder's Cash-to-Debt has ranged from 0.31 to 0.88. According to the industry distribution chart, The Estee Lauder ranks #1062 out of 1949 companies in the Consumer Packaged Goods industry, placing it in the top 54.5%.
Is The Estee Lauder's Cash-to-Debt too high?
The Estee Lauder's current Cash-to-Debt of 0.38 is 24% below median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.88. The Consumer Packaged Goods industry median Cash-to-Debt is 0.50. The Estee Lauder's value of 0.38 is 24% below this industry median. Based on the distribution chart, The Estee Lauder ranks #1062 out of 1949 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, The Estee Lauder has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Estee Lauder's Cash-to-Debt compare to KVUE and KMB?
According to the Consumer Packaged Goods industry distribution chart, The Estee Lauder ranks #1062 out of 1949 companies for Cash-to-Debt. This places The Estee Lauder in the lower half of its industry. The industry median Cash-to-Debt is 0.50. The Estee Lauder's value of 0.38 is 24% below this benchmark. Historically, The Estee Lauder's own Cash-to-Debt has ranged from 0.31 to 0.88 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.50, The Estee Lauder has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Consumer Packaged Goods company?
The median Cash-to-Debt among Consumer Packaged Goods companies is 0.50, based on 1,949 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Estee Lauder's current Cash-to-Debt of 0.38 is 24% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Consumer Packaged Goods industry, the median Cash-to-Debt is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Estee Lauder's current Cash-to-Debt is 0.38, which is 24% below median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Estee Lauder stock overvalued right now?
Based on GuruFocus' analysis, The Estee Lauder (XSWX:EL) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF74.43, compared to a current price of CHF82.30 — trading 10.6% above its estimated fair value. The current Cash-to-Debt is 0.38, which is 24% below median its 10-year median of 0.50 and 24% below the Consumer Packaged Goods industry median of 0.50. The Estee Lauder's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For The Estee Lauder (XSWX:EL), the current Cash-to-Debt is 0.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Estee Lauder (XSWX:EL) Overvalued in 2026?
Based on GuruFocus' analysis, The Estee Lauder stock appears to be overvalued.
The current stock price of CHF82.30 is trading 10.6% above its estimated GF Value™ of CHF74.43.
GuruFocus considers The Estee Lauder to be Modestly Overvalued.
Key valuation signals for XSWX:EL:
Cash-to-Debt: 0.38 (24% below median its 10-year median of 0.50)
GF Value™: CHF74.43 vs. price of CHF82.30 (10.6% above fair value)
Industry Position: 24% below the Consumer Packaged Goods median (#1062 of 1949)
No single metric tells the full story. See the XSWX:EL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Estée Lauder is a leader in the global prestige beauty market, participating across skin care (49% of fiscal 2025 sales), makeup (29%), fragrance (17%), and hair care and others (5%). Top-selling brands include Estée Lauder, Clinique, M.A.C, La Mer, Jo Malone London, Aveda, Bobbi Brown, and Origins. The firm operates in more than 150 countries, generating 31% of revenue from the Americas, 37% from Europe, the Middle East and Africa (including travel retail), and 32% from Asia-Pacific. Estée Lauder sells its products through department stores, travel retail, specialty multibrand beauty stores, brand-dedicated freestanding stores, e-commerce, salons/spas, and perfumeries.
49GF Score
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