AU Small Finance Bank (BOM:540611) Cash-to-Debt : 1.16 (As of Mar. 2024)

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What is AU Small Finance Bank Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. AU Small Finance Bank's cash to debt ratio for the quarter that ended in Mar. 2024 was 1.16.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, AU Small Finance Bank could pay off its debt using the cash in hand for the quarter that ended in Mar. 2024.

The historical rank and industry rank for AU Small Finance Bank's Cash-to-Debt or its related term are showing as below:

BOM:540611' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.29 Max: 1.51
Current: 1.16

During the past 12 years, AU Small Finance Bank's highest Cash to Debt Ratio was 1.51. The lowest was 0.03. And the median was 0.29.

BOM:540611's Cash-to-Debt is ranked worse than
51.77% of 1439 companies
in the Banks industry
Industry Median: 1.25 vs BOM:540611: 1.16

AU Small Finance Bank Cash-to-Debt Historical Data

The historical data trend for AU Small Finance Bank's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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AU Small Finance Bank Cash-to-Debt Chart

AU Small Finance Bank Annual Data

Trend

Mar15

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Cash-to-Debt

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0.34

0.69

1.00

1.51

1.16

AU Small Finance Bank Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial															1.51	N/A	1.17	N/A	1.16

Competitive Comparison of AU Small Finance Bank's Cash-to-Debt

For the Banks - Regional subindustry, AU Small Finance Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AU Small Finance Bank's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, AU Small Finance Bank's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where AU Small Finance Bank's Cash-to-Debt falls into.

AU Small Finance Bank Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

AU Small Finance Bank's Cash to Debt Ratio for the fiscal year that ended in Mar. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	63763.343	/	(0	+	54793.721)
	=	1.16

AU Small Finance Bank's Cash to Debt Ratio for the quarter that ended in Mar. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	63763.343	/	(0	+	54793.721)
	=	1.16

AU Small Finance Bank (BOM:540611) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

AU Small Finance Bank Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of AU Small Finance Bank's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

AU Small Finance Bank (BOM:540611) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » AU Small Finance Bank Ltd (BOM:540611) » Definitions » Cash-to-Debt

Traded in Other Exchanges

AUBANK:India

Address

Mile 0, Ajmer Road, Bank House, Jaipur, RJ, IND, 302001

Website

https://www.aubank.in

AU Small Finance Bank Ltd is engaged in the activities of providing financial services such as personal banking, insurance, retail loans and wholesale banking. The company operates in the business segment namely, Treasury; Retail banking; Wholesale banking; and Other banking operations. It generates maximum revenue from Retail banking segment. The retail banking segment serves retail customers through a branch network and other delivery channels. Revenues of the retail banking segment are derived from interest earned on retail loans, fees from services rendered, and others. Geographically, it operates only in India.

AU Small Finance Bank (BOM:540611) Headlines

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