AU Small Finance Bank (BOM:540611) Margin of Safety % (DCF FCF Based): -726.01% (As of Jul. 01, 2026)


BOM:540611 AU Small Finance Bank Ltd BOM:540611
82 GF Score
Price ₹1,037.30
GF Value ₹1,049.10
Valuation Fairly Valued
! 5 Warning Signs
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What is AU Small Finance Bank Margin of Safety % (DCF FCF Based)?

AU Small Finance Bank BOM:540611 +0.60% 82 Margin of Safety % (DCF FCF Based) is -726.01% as of Jul. 01, 2026. GuruFocus rates BOM:540611 with a GF Score™ of 82/100 and a GF Value™ of ₹1,049.10 (Fairly Valued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-01), AU Small Finance Bank's Predictability Rank is 4.5-Stars. AU Small Finance Bank's intrinsic value calculated from the Discounted FCF model is ₹837.67 and current share price is ₹1037.30. Consequently,

AU Small Finance Bank's Margin of Safety % (DCF FCF Based) using Discounted FCF model is -726.01%.

AU Small Finance Bank Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, AU Small Finance Bank's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AU Small Finance Bank Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, AU Small Finance Bank's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where AU Small Finance Bank's Margin of Safety % (DCF FCF Based) falls into.


BOM:540611
82GF Score
AU Small Finance Bank Ltd BOM:540611
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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AU Small Finance Bank Margin of Safety % (DCF FCF Based) Calculation

AU Small Finance Bank's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(125.58-1037.30)/125.58
=-726.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of -726.01% mean?
AU Small Finance Bank (BOM:540611) has a Margin of Safety % (DCF FCF Based) of -726.01% as of Jul. 01, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on AU Small Finance Bank.
Is AU Small Finance Bank's Margin of Safety % (DCF FCF Based) too high?
AU Small Finance Bank's current Margin of Safety % (DCF FCF Based) is -726.01%. Overall, AU Small Finance Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AU Small Finance Bank's Margin of Safety % (DCF FCF Based) compare to competitors?
AU Small Finance Bank's Margin of Safety % (DCF FCF Based) of -726.01% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on AU Small Finance Bank. AU Small Finance Bank's current Margin of Safety % (DCF FCF Based) is -726.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AU Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, AU Small Finance Bank (BOM:540611) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,049.10, compared to a current price of ₹1,037.30 — trading 1.1% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is -726.01%. AU Small Finance Bank's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For AU Small Finance Bank (BOM:540611), the current Margin of Safety % (DCF FCF Based) is -726.01% as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AU Small Finance Bank (BOM:540611) Overvalued in 2026?

Based on GuruFocus' analysis, AU Small Finance Bank stock appears to be undervalued. The current stock price of ₹1,037.30 is trading 1.1% below its estimated GF Value™ of ₹1,049.10. GuruFocus considers AU Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:540611:

  • Margin of Safety % (DCF FCF Based): -726.01%
  • GF Value™: ₹1,049.10 vs. price of ₹1,037.30 (1.1% below fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the BOM:540611 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AU Small Finance Bank Business Description

Other Exchanges AUBANK:India
Address Apparel Park, CP3-232, Industrial Area, Jagatpura, Jaipur, RJ, IND, 302022
AU Small Finance Bank Ltd is engaged in the activities of providing financial services such as personal banking, insurance, retail loans and wholesale banking. The company operates in the business segment namely, Treasury; Retail banking; Wholesale banking; and Other banking operations. It generates maximum revenue from Retail banking segment. The retail banking segment serves retail customers through a branch network and other delivery channels. Revenues of the retail banking segment are derived from interest earned on retail loans, fees from services rendered, and others. Geographically, it operates only in India.
82GF Score

Get the complete analysis for BOM:540611

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,037.30
Price
₹1,049.10
GF Value