AU Small Finance Bank (BOM:540611) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:540611 AU Small Finance Bank Ltd BOM:540611
83 GF Score
Price ₹1,029.90
GF Value ₹1,060.73
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is AU Small Finance Bank Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

BOM:540611
83GF Score
AU Small Finance Bank Ltd BOM:540611
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is AU Small Finance Bank (BOM:540611) Overvalued in 2026?

Based on GuruFocus' analysis, AU Small Finance Bank stock appears to be undervalued. The current stock price of ₹1,029.90 is trading 2.9% below its estimated GF Value™ of ₹1,060.73. GuruFocus considers AU Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:540611:

  • Altman Z2-Score:
  • GF Value™: ₹1,060.73 vs. price of ₹1,029.90 (2.9% below fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the BOM:540611 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AU Small Finance Bank Business Description

Other Exchanges AUBANK:India
Address Apparel Park, CP3-232, Industrial Area, Jagatpura, Jaipur, RJ, IND, 302022
AU Small Finance Bank Ltd is engaged in the activities of providing financial services such as personal banking, insurance, retail loans and wholesale banking. The company operates in the business segment namely, Treasury; Retail banking; Wholesale banking; and Other banking operations. It generates maximum revenue from Retail banking segment. The retail banking segment serves retail customers through a branch network and other delivery channels. Revenues of the retail banking segment are derived from interest earned on retail loans, fees from services rendered, and others. Geographically, it operates only in India.
83GF Score

Get the complete analysis for BOM:540611

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,029.90
Price
₹1,060.73
GF Value