AU Small Finance Bank (BOM:540611) Scaled Net Operating Assets: N/A (As of Mar. 2026)

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BOM:540611 AU Small Finance Bank Ltd BOM:540611
83 GF Score
Price ₹1,029.90
GF Value ₹1,060.11
Valuation Fairly Valued
! 5 Warning Signs
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What is AU Small Finance Bank Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

AU Small Finance Bank's operating assets for the quarter that ended in Mar. 2026 was ₹1,832,741 Mil. AU Small Finance Bank's operating liabilities for the quarter that ended in Mar. 2026 was ₹1,579,524 Mil. AU Small Finance Bank's Total Assets for the quarter that ended in Dec. 2025 was ₹0 Mil. Therefore, AU Small Finance Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was N/A.

BOM:540611
83GF Score
AU Small Finance Bank Ltd BOM:540611
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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AU Small Finance Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

AU Small Finance Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(1832740.584-1579524.014)/1578456.662
=0.16

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1917974.681 - 85234.097
=1832740.584

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1718239.461 - 138715.447 - 0
=1579524.014

AU Small Finance Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1832740.584-1579524.014)/0
=N/A

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1917974.681 - 85234.097
=1832740.584

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1718239.461 - 138715.447 - 0
=1579524.014

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is AU Small Finance Bank (BOM:540611) Overvalued in 2026?

Based on GuruFocus' analysis, AU Small Finance Bank stock appears to be undervalued. The current stock price of ₹1,029.90 is trading 2.8% below its estimated GF Value™ of ₹1,060.11. GuruFocus considers AU Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:540611:

  • Scaled Net Operating Assets: N/A
  • GF Value™: ₹1,060.11 vs. price of ₹1,029.90 (2.8% below fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the BOM:540611 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AU Small Finance Bank Business Description

Other Exchanges AUBANK:India
Address Apparel Park, CP3-232, Industrial Area, Jagatpura, Jaipur, RJ, IND, 302022
AU Small Finance Bank Ltd is engaged in the activities of providing financial services such as personal banking, insurance, retail loans and wholesale banking. The company operates in the business segment namely, Treasury; Retail banking; Wholesale banking; and Other banking operations. It generates maximum revenue from Retail banking segment. The retail banking segment serves retail customers through a branch network and other delivery channels. Revenues of the retail banking segment are derived from interest earned on retail loans, fees from services rendered, and others. Geographically, it operates only in India.
83GF Score

Get the complete analysis for BOM:540611

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,029.90
Price
₹1,060.11
GF Value