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The historical rank and industry rank for AU Small Finance Bank's Pretax Margin % or its related term are showing as below:
BOM:540611'
s Pretax Margin % Range Over the Past 10 Years
Min: 21.97 Med: 30.64 Max: 51.58
Current: 28.73
BOM:540611's Pretax Margin % is ranked worse than 66.56% of 1525
companies
in the Banks industry
Industry Median: 34.94
vs BOM:540611: 28.73
AU Small Finance Bank (BOM:540611) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
AU Small Finance Bank Pretax Margin % Related Terms
AU Small Finance Bank Pretax Margin % Historical Data
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The historical data trend for AU Small Finance Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AU Small Finance Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, AU Small Finance Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AU Small Finance Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, AU Small Finance Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where AU Small Finance Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AU Small Finance Bank (BOM:540611) has a Pretax Margin % of 32.66% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AU Small Finance Bank and its competitors. This is near median its historical median of 30.64. Over the past decade, AU Small Finance Bank's Pretax Margin % has ranged from 21.97 to 51.58. According to the industry distribution chart, AU Small Finance Bank ranks #1015 out of 1525 companies in the Banks industry, placing it in the top 66.6%.
Is AU Small Finance Bank's Pretax Margin % too high?
AU Small Finance Bank's current Pretax Margin % of 32.66% is near median its 10-year median of 30.64. Over the past 10 years, this metric has ranged from a low of 21.97 to a high of 51.58. The Banks industry median Pretax Margin % is 34.94. AU Small Finance Bank's value of 32.66% is 6.5% below this industry median. Based on the distribution chart, AU Small Finance Bank ranks #1015 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, AU Small Finance Bank has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AU Small Finance Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, AU Small Finance Bank ranks #1015 out of 1525 companies for Pretax Margin %. This places AU Small Finance Bank in the lower half of its industry. The industry median Pretax Margin % is 34.94. AU Small Finance Bank's value of 32.66% is 6.5% below this benchmark. Historically, AU Small Finance Bank's own Pretax Margin % has ranged from 21.97 to 51.58 over the past decade. While the company's 10-year median is 30.64 vs. the industry median of 34.94, AU Small Finance Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.94, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AU Small Finance Bank's current Pretax Margin % of 32.66% is 6.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AU Small Finance Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AU Small Finance Bank's current Pretax Margin % is 32.66%, which is near median its own 10-year median of 30.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AU Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, AU Small Finance Bank (BOM:540611) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,060.73, compared to a current price of ₹1,029.90 — trading 2.9% below its estimated fair value. The current Pretax Margin % is 32.66%, which is near median its 10-year median of 30.64 and 6.5% below the Banks industry median of 34.94. AU Small Finance Bank's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For AU Small Finance Bank (BOM:540611), the current Pretax Margin % is 32.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AU Small Finance Bank (BOM:540611) Overvalued in 2026?
Based on GuruFocus' analysis, AU Small Finance Bank stock appears to be undervalued.
The current stock price of ₹1,029.90 is trading 2.9% below its estimated GF Value™ of ₹1,060.73.
GuruFocus considers AU Small Finance Bank to be Fairly Valued.
Key valuation signals for BOM:540611:
Pretax Margin %: 32.66% (near median its 10-year median of 30.64)
GF Value™: ₹1,060.73 vs. price of ₹1,029.90 (2.9% below fair value)
Industry Position: 6.5% below the Banks median (#1015 of 1525)
No single metric tells the full story. See the BOM:540611 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AU Small Finance Bank Ltd is engaged in the activities of providing financial services such as personal banking, insurance, retail loans and wholesale banking. The company operates in the business segment namely, Treasury; Retail banking; Wholesale banking; and Other banking operations. It generates maximum revenue from Retail banking segment. The retail banking segment serves retail customers through a branch network and other delivery channels. Revenues of the retail banking segment are derived from interest earned on retail loans, fees from services rendered, and others. Geographically, it operates only in India.
83GF Score
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