AU Small Finance Bank (BOM:540611) Enterprise Value: ₹824,216 Mil (As of Jul. 20, 2026) ***

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BOM:540611 AU Small Finance Bank Ltd BOM:540611
83 GF Score
Price ₹1,029.90
GF Value ₹1,060.73
Valuation Fairly Valued
! 5 Warning Signs
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What is AU Small Finance Bank Enterprise Value?

AU Small Finance Bank BOM:540611 -0.51% 83 Enterprise Value is ₹824,216 Mil as of Jul. 20, 2026. GuruFocus rates BOM:540611 with a GF Score™ of 83/100 and a GF Value™ of ₹1,060.73 (Fairly Valued). The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, AU Small Finance Bank's Enterprise Value is ₹824,216 Mil. AU Small Finance Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹120,906 Mil. Therefore, AU Small Finance Bank's EV-to-Revenue ratio for today is 6.82.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, AU Small Finance Bank's Enterprise Value is ₹824,216 Mil. AU Small Finance Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, AU Small Finance Bank's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, AU Small Finance Bank's Enterprise Value is ₹824,216 Mil. AU Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, AU Small Finance Bank's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


AU Small Finance Bank  (BOM:540611) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

AU Small Finance Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=824216.067/120906.215
=6.82

AU Small Finance Bank's current Enterprise Value is ₹824,216 Mil.
AU Small Finance Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹120,906 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

AU Small Finance Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=824216.067/0
=

AU Small Finance Bank's current Enterprise Value is ₹824,216 Mil.
AU Small Finance Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

AU Small Finance Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=824216.067/0
=

AU Small Finance Bank's current Enterprise Value is ₹824,216 Mil.
AU Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


AU Small Finance Bank Enterprise Value Related Terms


AU Small Finance Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for AU Small Finance Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AU Small Finance Bank Enterprise Value Chart

AU Small Finance Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 392,460.94 354,150.76 368,826.21 418,612.27 684,083.36

AU Small Finance Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 418,612.27 609,381.58 576,779.81 742,996.79 684,083.36

AU Small Finance Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, AU Small Finance Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AU Small Finance Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, AU Small Finance Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where AU Small Finance Bank's Enterprise Value falls into.


BOM:540611
83GF Score
AU Small Finance Bank Ltd BOM:540611
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AU Small Finance Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

AU Small Finance Bank's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

AU Small Finance Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹824,216 Mil mean?
AU Small Finance Bank (BOM:540611) has a Enterprise Value of ₹824,216 Mil as of Jul. 20, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on AU Small Finance Bank and its competitors.
Is AU Small Finance Bank's Enterprise Value too high?
AU Small Finance Bank's current Enterprise Value is ₹824,216 Mil. Overall, AU Small Finance Bank has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AU Small Finance Bank's Enterprise Value compare to competitors?
AU Small Finance Bank's Enterprise Value of ₹824,216 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on AU Small Finance Bank and its competitors. AU Small Finance Bank's current Enterprise Value is ₹824,216 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AU Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, AU Small Finance Bank (BOM:540611) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,060.73, compared to a current price of ₹1,029.90 — trading 2.9% below its estimated fair value. The current Enterprise Value is ₹824,216 Mil. AU Small Finance Bank's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For AU Small Finance Bank (BOM:540611), the current Enterprise Value is ₹824,216 Mil as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AU Small Finance Bank (BOM:540611) Overvalued in 2026?

Based on GuruFocus' analysis, AU Small Finance Bank stock appears to be undervalued. The current stock price of ₹1,029.90 is trading 2.9% below its estimated GF Value™ of ₹1,060.73. GuruFocus considers AU Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:540611:

  • Enterprise Value: ₹824,216 Mil
  • GF Value™: ₹1,060.73 vs. price of ₹1,029.90 (2.9% below fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the BOM:540611 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AU Small Finance Bank Business Description

Other Exchanges AUBANK:India
Address Apparel Park, CP3-232, Industrial Area, Jagatpura, Jaipur, RJ, IND, 302022
AU Small Finance Bank Ltd is engaged in the activities of providing financial services such as personal banking, insurance, retail loans and wholesale banking. The company operates in the business segment namely, Treasury; Retail banking; Wholesale banking; and Other banking operations. It generates maximum revenue from Retail banking segment. The retail banking segment serves retail customers through a branch network and other delivery channels. Revenues of the retail banking segment are derived from interest earned on retail loans, fees from services rendered, and others. Geographically, it operates only in India.
83GF Score

Get the complete analysis for BOM:540611

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,029.90
Price
₹1,060.73
GF Value