BankGuam Holding Co (BankGuam Holding Co) Cash-to-Debt : 7.69 (As of Sep. 2022)

View and export this data going back to 2000. Start your Free Trial

What is BankGuam Holding Co Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. BankGuam Holding Co's cash to debt ratio for the quarter that ended in Sep. 2022 was 7.69.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, BankGuam Holding Co could pay off its debt using the cash in hand for the quarter that ended in Sep. 2022.

The historical rank and industry rank for BankGuam Holding Co's Cash-to-Debt or its related term are showing as below:

BKGM's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.25
* Ranked among companies with meaningful Cash-to-Debt only.

BankGuam Holding Co Cash-to-Debt Historical Data

The historical data trend for BankGuam Holding Co's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

BankGuam Holding Co Cash-to-Debt Chart

BankGuam Holding Co Annual Data

Trend

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Cash-to-Debt

Get a 7-Day Free Trial

No Debt

8.93

19.47

16.20

BankGuam Holding Co Quarterly Data
	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22
Cash-to-Debt	Get a 7-Day Free Trial															23.72	16.20	13.03	9.45	7.69

Competitive Comparison of BankGuam Holding Co's Cash-to-Debt

For the Banks - Regional subindustry, BankGuam Holding Co's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BankGuam Holding Co's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BankGuam Holding Co's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where BankGuam Holding Co's Cash-to-Debt falls into.

BankGuam Holding Co Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

BankGuam Holding Co's Cash to Debt Ratio for the fiscal year that ended in Dec. 2021 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	557.403	/	(0	+	34.4)
	=	16.20

BankGuam Holding Co's Cash to Debt Ratio for the quarter that ended in Sep. 2022 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	265.013	/	(0	+	34.451)
	=	7.69

BankGuam Holding Co (OTCPK:BKGM) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

BankGuam Holding Co Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of BankGuam Holding Co's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

BankGuam Holding Co (BankGuam Holding Co) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BankGuam Holding Co (OTCPK:BKGM) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

111 West Chalan Santo Papa, Hagatna, GUM, 96910

Website

https://www.bankofguam.com

BankGuam Holding Co is a bank holding company. It provides a range of banking and financial services to individuals, businesses and government entities through its branch network. The bank's primary deposit products are demand deposits, savings and time certificates of deposit, and its primary lending products are consumer, commercial and real estate loans. The bank also offers credit life, health, auto and homeowners insurance.

Executives

Leon Guerrero Eugenia Aflague	10 percent owner	P.O. BOX BW, HAGATNA GU 96932
Leon Guerrero William David	director, officer: EVP & COO	BANK OF GUAM, P.O. BOX BW, HAGATNA GU 96932
San Agustin John Shimizu	director	168-A RIDGEWOOD AVE, SAN FRANCISCO CA 94112
Ada Patricia Ann Perez	director	P.O. BOX 12126, TAMUNING GU 96931
Crisostomo Joseph Michael Sr	director	153 ROSARIO LOOP, BARRIGADA GU 96913
Roger Powell Crouthamel	director	P.O.BOX 3573, HAGATNA 2J 96932
Roger P. Crouthamel, Trustee Of The John Kerr Grandchildren's Trust Dated May 30, 1990	director	P.O. BOX 3573, HAGATNA GU 96932
Leon Guerrero Maria Eugenia Herrero	director, officer: EVP/Retail and Card Services	111 CHALAN SANTO PAPA, HAGATNA GU 96910
Symon Abua Madrazo	officer: SVP/Chief Financial Officer	111 CHALAN SANTO PAPA, HAGATNA, GUAM GU 96910
Cook Joaquin Phillip Leon Guerrero	director, officer: VP/Compliance Manager	210 ARCHBISHOP FLORES ST., HAGATNA GU 96910
Leon Guerrero Martin Dela Rosa	director	P. O. BOX 2293, HAG?T?A GU 96932
Mark Joseph Sablan	director	111 CHALAN SANTO PAPA, HAGATNA GU 96910
Francisco M. Atalig	officer: SVP/Chief Financial Officer	111 CHALAN SANTO PAPA, 9TH FLOOR, HAGATNA GU 96932
Keven Felix Camacho	director, officer: VP/Chief Lending Officer	111 CHALAN SANTO PAPA, HAGATNA GU 96910
Leon Guerrero Lourdes Aflague	director, officer: President & Chair of the Board	111 CHALAN SANTO PAPA DRIVE, HAGATNA GU 96910

BankGuam Holding Co (BankGuam Holding Co) Headlines

No Headlines