Bank of Punjab (KAR:BOP) Change In Receivables: ₨0 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:BOP Bank of Punjab KAR:BOP
36 GF Score
Price ₨32.83
GF Value ₨15.30
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Bank of Punjab Change In Receivables?

Bank of Punjab KAR:BOP -2.75% 36 Change In Receivables is ₨0 Mil as of Mar. 2026. GuruFocus rates KAR:BOP with a GF Score™ of 36/100 and a GF Value™ of ₨15.30 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Bank of Punjab's change in receivables for the quarter that ended in Mar. 2026 was ₨0 Mil. It means Bank of Punjab's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

Bank of Punjab's change in receivables for the fiscal year that ended in Dec. 2025 was ₨0 Mil. It means Bank of Punjab's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Bank of Punjab's Accounts Receivable for the quarter that ended in Mar. 2026 was ₨0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Bank of Punjab's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Bank of Punjab's liquidation value for the three months ended in Mar. 2026 was ₨-2,405,772 Mil.

Bank of Punjab  (KAR:BOP) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Bank of Punjab's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/27362.801*91
=0.00

2. In Ben Graham's calculation of liquidation value, Bank of Punjab's accounts receivable are only considered to be worth 75% of book value:

Bank of Punjab's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=96055.459-2501827.271+0.75 * 0+0.5 * 0
=-2,405,772

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Punjab Change In Receivables Related Terms

Bank of Punjab Change In Receivables Historical Data

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The historical data trend for Bank of Punjab's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Punjab Change In Receivables Chart

Bank of Punjab Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Bank of Punjab Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
KAR:BOP
36GF Score
Bank of Punjab KAR:BOP
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Punjab Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of ₨0 Mil mean?
Bank of Punjab (KAR:BOP) has a Change In Receivables of ₨0 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bank of Punjab and its competitors.
Is Bank of Punjab's Change In Receivables too high?
Bank of Punjab's current Change In Receivables is ₨0 Mil. Overall, Bank of Punjab has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Punjab's Change In Receivables compare to competitors?
Bank of Punjab's Change In Receivables of ₨0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bank of Punjab and its competitors. Bank of Punjab's current Change In Receivables is ₨0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Punjab stock overvalued right now?
Based on GuruFocus' analysis, Bank of Punjab (KAR:BOP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨15.30, compared to a current price of ₨32.83 — trading 114.6% above its estimated fair value. The current Change In Receivables is ₨0 Mil. Bank of Punjab's overall GF Score™ is 36/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Bank of Punjab (KAR:BOP), the current Change In Receivables is ₨0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Punjab (KAR:BOP) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Punjab stock appears to be overvalued. The current stock price of ₨32.83 is trading 114.6% above its estimated GF Value™ of ₨15.30. GuruFocus considers Bank of Punjab to be Significantly Overvalued.

Key valuation signals for KAR:BOP:

  • Change In Receivables: ₨0 Mil
  • GF Value™: ₨15.30 vs. price of ₨32.83 (114.6% above fair value)
  • GF Score™: 36/100 with 1 warning sign

No single metric tells the full story. See the KAR:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Punjab Business Description

Address Main Boulevard, Block E-II, 10-B, BOP Tower, Gulberg III, Lahore, PB, PAK
Bank of Punjab is a financial institution providing a range of customized banking products and services. The bank also provides Islamic banking, payment services, home remittances, and other services. The operating segments of the company are Corporate and investment banking, Consumer banking group, Cards and public sector deposits (CPSD), Treasury, Islamic banking, and others. The company generates the majority of its revenue from Consumer banking group segment.
36GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨32.83
Price
₨15.30
GF Value