Bank of Punjab (KAR:BOP) Interest Expense: ₨-176,145 Mil (TTM As of Mar. 2026)


KAR:BOP Bank of Punjab KAR:BOP
29 GF Score
Price ₨36.10
GF Value ₨14.97
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Bank of Punjab Interest Expense?

Bank of Punjab KAR:BOP +0.39% 29 Interest Expense is ₨-176,145 Mil as of Mar. 2026. GuruFocus rates KAR:BOP with a GF Score™ of 29/100 and a GF Value™ of ₨14.97 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Bank of Punjab's interest expense for the three months ended in Mar. 2026 was ₨ -44,815 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-176,145 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Bank of Punjab's Operating Income for the three months ended in Mar. 2026 was ₨ Mil. Bank of Punjab's Interest Expense for the three months ended in Mar. 2026 was ₨ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bank of Punjab Interest Expense Historical Data

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The historical data trend for Bank of Punjab's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Punjab Interest Expense Chart

Bank of Punjab Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -51,776.18 -106,407.33 -286,243.91 -299,604.75 -185,253.11

Bank of Punjab Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -53,922.86 -45,273.56 -44,450.38 -41,606.32 -44,814.88
KAR:BOP
29GF Score
Bank of Punjab KAR:BOP
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Punjab Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-176,145 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₨-176,145 Mil mean?
Bank of Punjab (KAR:BOP) has a Interest Expense of ₨-176,145 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank of Punjab and its competitors.
Is Bank of Punjab's Interest Expense too high?
Bank of Punjab's current Interest Expense is ₨-176,145 Mil. Overall, Bank of Punjab has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Punjab's Interest Expense compare to competitors?
Bank of Punjab's Interest Expense of ₨-176,145 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank of Punjab and its competitors. Bank of Punjab's current Interest Expense is ₨-176,145 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Punjab stock overvalued right now?
Based on GuruFocus' analysis, Bank of Punjab (KAR:BOP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨14.97, compared to a current price of ₨36.10 — trading 141.1% above its estimated fair value. The current Interest Expense is ₨-176,145 Mil. Bank of Punjab's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Bank of Punjab (KAR:BOP), the current Interest Expense is ₨-176,145 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Punjab (KAR:BOP) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Punjab stock appears to be overvalued. The current stock price of ₨36.10 is trading 141.1% above its estimated GF Value™ of ₨14.97. GuruFocus considers Bank of Punjab to be Significantly Overvalued.

Key valuation signals for KAR:BOP:

  • Interest Expense: ₨-176,145 Mil
  • GF Value™: ₨14.97 vs. price of ₨36.10 (141.1% above fair value)
  • GF Score™: 29/100 with 3 warning signs

No single metric tells the full story. See the KAR:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Punjab Business Description

Address Main Boulevard, Block E-II, 10-B, BOP Tower, Gulberg III, Lahore, PB, PAK
Bank of Punjab is a financial institution providing a range of customized banking products and services. The bank also provides Islamic banking, payment services, home remittances, and other services. The operating segments of the company are Corporate and investment banking, Consumer banking group, Cards and public sector deposits (CPSD), Treasury, Islamic banking, and others. The company generates the majority of its revenue from Consumer banking group segment.
29GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨36.10
Price
₨14.97
GF Value