FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank of Punjab's Free Cash Flow for the
three
months ended in Mar. 2026 was ₨-143,807 Mil. Bank of Punjab's Revenue for the
three
months ended in Mar. 2026 was ₨27,363 Mil. Therefore, Bank of Punjab's FCF Margin % for the quarter that ended in Mar. 2026 was -525.56%.
The historical rank and industry rank for Bank of Punjab's FCF Margin % or its related term are showing as below:
KAR:BOP'
s FCF Margin % Range Over the Past 10 Years
Min: -143.71 Med: 319.74 Max: 587.41
Current: 185.19
During the past 13 years, the highest FCF Margin % of Bank of Punjab was 587.41%. The lowest was -143.71%. And the median was 319.74%.
KAR:BOP's FCF Margin % is ranked better than 93.09% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs KAR:BOP: 185.19
Bank of Punjab FCF Margin % Related Terms
Bank of Punjab FCF Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Punjab's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Punjab's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Punjab FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Punjab's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Punjab's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Punjab (KAR:BOP) has a FCF Margin % of -525.56% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Punjab and its competitors. According to the industry distribution chart, Bank of Punjab ranks #104 out of 1505 companies in the Banks industry, placing it in the top 6.9%.
Is Bank of Punjab's FCF Margin % too high?
Bank of Punjab's current FCF Margin % is -525.56%. Based on the distribution chart, Bank of Punjab ranks #104 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Punjab has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Punjab's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Punjab ranks #104 out of 1505 companies for FCF Margin %. This places Bank of Punjab in the top 7% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Punjab and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Punjab's current FCF Margin % is -525.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Punjab stock overvalued right now?
Based on GuruFocus' analysis, Bank of Punjab (KAR:BOP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨14.85, compared to a current price of ₨35.12 — trading 136.5% above its estimated fair value. The current FCF Margin % is -525.56%. Bank of Punjab's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank of Punjab (KAR:BOP), the current FCF Margin % is -525.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Punjab (KAR:BOP) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Punjab stock appears to be overvalued.
The current stock price of ₨35.12 is trading 136.5% above its estimated GF Value™ of ₨14.85.
GuruFocus considers Bank of Punjab to be Significantly Overvalued.
Key valuation signals for KAR:BOP:
FCF Margin %: -525.56%
GF Value™: ₨14.85 vs. price of ₨35.12 (136.5% above fair value)
No single metric tells the full story. See the KAR:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Punjab is a financial institution providing a range of customized banking products and services. The bank also provides Islamic banking, payment services, home remittances, and other services. The operating segments of the company are Corporate and investment banking, Consumer banking group, Cards and public sector deposits (CPSD), Treasury, Islamic banking, and others. The company generates the majority of its revenue from Consumer banking group segment.
38GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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