Bank of Punjab (KAR:BOP) Margin of Safety % (DCF FCF Based): 98.13% (As of Jun. 25, 2026)


KAR:BOP Bank of Punjab KAR:BOP
38 GF Score
Price ₨35.38
GF Value ₨14.85
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Bank of Punjab Margin of Safety % (DCF FCF Based)?

Bank of Punjab KAR:BOP +0.74% 38 Margin of Safety % (DCF FCF Based) is 98.13% as of Jun. 25, 2026. GuruFocus rates KAR:BOP with a GF Score™ of 38/100 and a GF Value™ of ₨14.85 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Bank of Punjab's Predictability Rank is 2.5-Stars. Bank of Punjab's intrinsic value calculated from the Discounted FCF model is ₨103.75 and current share price is ₨35.38. Consequently,

Bank of Punjab's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 98.13%.

Bank of Punjab Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Bank of Punjab's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Punjab Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Punjab's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Bank of Punjab's Margin of Safety % (DCF FCF Based) falls into.


KAR:BOP
38GF Score
Bank of Punjab KAR:BOP
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Punjab Margin of Safety % (DCF FCF Based) Calculation

Bank of Punjab's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(1895.13-35.38)/1895.13
=98.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 98.13% mean?
Bank of Punjab (KAR:BOP) has a Margin of Safety % (DCF FCF Based) of 98.13% as of Jun. 25, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Bank of Punjab.
Is Bank of Punjab's Margin of Safety % (DCF FCF Based) too high?
Bank of Punjab's current Margin of Safety % (DCF FCF Based) is 98.13%. Overall, Bank of Punjab has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Punjab's Margin of Safety % (DCF FCF Based) compare to competitors?
Bank of Punjab's Margin of Safety % (DCF FCF Based) of 98.13% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Bank of Punjab. Bank of Punjab's current Margin of Safety % (DCF FCF Based) is 98.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Punjab stock overvalued right now?
Based on GuruFocus' analysis, Bank of Punjab (KAR:BOP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨14.85, compared to a current price of ₨35.38 — trading 138.2% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 98.13%. Bank of Punjab's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Bank of Punjab (KAR:BOP), the current Margin of Safety % (DCF FCF Based) is 98.13% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Punjab (KAR:BOP) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Punjab stock appears to be overvalued. The current stock price of ₨35.38 is trading 138.2% above its estimated GF Value™ of ₨14.85. GuruFocus considers Bank of Punjab to be Significantly Overvalued.

Key valuation signals for KAR:BOP:

  • Margin of Safety % (DCF FCF Based): 98.13%
  • GF Value™: ₨14.85 vs. price of ₨35.38 (138.2% above fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the KAR:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Punjab Business Description

Address Main Boulevard, Block E-II, 10-B, BOP Tower, Gulberg III, Lahore, PB, PAK
Bank of Punjab is a financial institution providing a range of customized banking products and services. The bank also provides Islamic banking, payment services, home remittances, and other services. The operating segments of the company are Corporate and investment banking, Consumer banking group, Cards and public sector deposits (CPSD), Treasury, Islamic banking, and others. The company generates the majority of its revenue from Consumer banking group segment.
38GF Score

Get the complete analysis for KAR:BOP

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨35.38
Price
₨14.85
GF Value