Bank of Punjab (KAR:BOP) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:BOP Bank of Punjab KAR:BOP
29 GF Score
Price ₨33.75
GF Value ₨15.07
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Bank of Punjab Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Bank of Punjab Quality Rank Related Terms

KAR:BOP
29GF Score
Bank of Punjab KAR:BOP
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Bank of Punjab (KAR:BOP) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Punjab stock appears to be overvalued. The current stock price of ₨33.75 is trading 124% above its estimated GF Value™ of ₨15.07. GuruFocus considers Bank of Punjab to be Significantly Overvalued.

Key valuation signals for KAR:BOP:

  • Quality Rank:
  • GF Value™: ₨15.07 vs. price of ₨33.75 (124% above fair value)
  • GF Score™: 29/100 with 1 warning sign

No single metric tells the full story. See the KAR:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Punjab Business Description

Address Main Boulevard, Block E-II, 10-B, BOP Tower, Gulberg III, Lahore, PB, PAK
Bank of Punjab is a financial institution providing a range of customized banking products and services. The bank also provides Islamic banking, payment services, home remittances, and other services. The operating segments of the company are Corporate and investment banking, Consumer banking group, Cards and public sector deposits (CPSD), Treasury, Islamic banking, and others. The company generates the majority of its revenue from Consumer banking group segment.
29GF Score

Get the complete analysis for KAR:BOP

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨33.75
Price
₨15.07
GF Value