Sparebanken Ost (OSL:SPOG) Change In Receivables: kr0.0 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:SPOG Sparebanken Ost OSL:SPOG
50 GF Score
Price kr72.00
GF Value kr61.56
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Sparebanken Ost Change In Receivables?

Sparebanken Ost OSL:SPOG +1.27% 50 Change In Receivables is kr0.0 Mil as of Jun. 2026. GuruFocus rates OSL:SPOG with a GF Score™ of 50/100 and a GF Value™ of kr61.56 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Sparebanken Ost's change in receivables for the quarter that ended in Jun. 2026 was kr0.0 Mil. It means Sparebanken Ost's Accounts Receivable stayed the same from Mar. 2026 to Jun. 2026 .

Sparebanken Ost's change in receivables for the fiscal year that ended in Dec. 2025 was kr0.0 Mil. It means Sparebanken Ost's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Sparebanken Ost's Accounts Receivable for the quarter that ended in Jun. 2026 was kr0.0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Sparebanken Ost's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Sparebanken Ost's liquidation value for the three months ended in Jun. 2026 was kr-40,807.0 Mil.


Sparebanken Ost  (OSL:SPOG) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Sparebanken Ost's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/231.2*91
=0.00

2. In Ben Graham's calculation of liquidation value, Sparebanken Ost's accounts receivable are only considered to be worth 75% of book value:

Sparebanken Ost's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=657.7-41464.7+0.75 * 0+0.5 * 0
=-40,807.0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sparebanken Ost Change In Receivables Related Terms


Sparebanken Ost Change In Receivables Historical Data

* Premium members only.

The historical data trend for Sparebanken Ost's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken Ost Change In Receivables Chart

Sparebanken Ost Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Sparebanken Ost Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
OSL:SPOG
50GF Score
Sparebanken Ost OSL:SPOG
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sparebanken Ost Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of kr0.0 Mil mean?
Sparebanken Ost (OSL:SPOG) has a Change In Receivables of kr0.0 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Sparebanken Ost and its competitors.
Is Sparebanken Ost's Change In Receivables too high?
Sparebanken Ost's current Change In Receivables is kr0.0 Mil. Overall, Sparebanken Ost has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's Change In Receivables compare to competitors?
Sparebanken Ost's Change In Receivables of kr0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Sparebanken Ost and its competitors. Sparebanken Ost's current Change In Receivables is kr0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken Ost (OSL:SPOG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr61.56, compared to a current price of kr72.00 — trading 17% above its estimated fair value. The current Change In Receivables is kr0.0 Mil. Sparebanken Ost's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Sparebanken Ost (OSL:SPOG), the current Change In Receivables is kr0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken Ost (OSL:SPOG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued. The current stock price of kr72.00 is trading 17% above its estimated GF Value™ of kr61.56. GuruFocus considers Sparebanken Ost to be Modestly Overvalued.

Key valuation signals for OSL:SPOG:

  • Change In Receivables: kr0.0 Mil
  • GF Value™: kr61.56 vs. price of kr72.00 (17% above fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the OSL:SPOG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebanken Ost Business Description

Other Exchanges 0G45:UK
Address Bragernes Torg 2, PO Box 67, Hokksund, Drammen, NOR, 3301
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
50GF Score

Get the complete analysis for OSL:SPOG

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr72.00
Price
kr61.56
GF Value