Sparebanken Ost (OSL:SPOG) Net Interest Income: kr813.7 Mil (TTM As of Jun. 2026)

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OSL:SPOG Sparebanken Ost OSL:SPOG
50 GF Score
Price kr71.76
GF Value kr61.05
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Sparebanken Ost Net Interest Income?

Sparebanken Ost OSL:SPOG +0.03% 50 Net Interest Income is kr813.7 Mil as of Jun. 2026. GuruFocus rates OSL:SPOG with a GF Score™ of 50/100 and a GF Value™ of kr61.05 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Sparebanken Ost's net interest income for the three months ended in Jun. 2026 was kr185.1 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was kr813.7 Mil.

Sparebanken Ost Net Interest Income Related Terms

Sparebanken Ost Net Interest Income Historical Data

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The historical data trend for Sparebanken Ost's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken Ost Net Interest Income Chart

Sparebanken Ost Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 631.30 686.30 828.70 931.70 779.60

Sparebanken Ost Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 215.20 220.60 211.80 196.20 185.10
OSL:SPOG
50GF Score
Sparebanken Ost OSL:SPOG
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebanken Ost Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr813.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of kr813.7 Mil mean?
Sparebanken Ost (OSL:SPOG) has a Net Interest Income of kr813.7 Mil as of Jun. 2026.
Is Sparebanken Ost's Net Interest Income too high?
Sparebanken Ost's current Net Interest Income is kr813.7 Mil. Overall, Sparebanken Ost has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's Net Interest Income compare to competitors?
Sparebanken Ost's Net Interest Income of kr813.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Sparebanken Ost's current Net Interest Income is kr813.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken Ost (OSL:SPOG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr61.05, compared to a current price of kr71.76 — trading 17.5% above its estimated fair value. The current Net Interest Income is kr813.7 Mil. Sparebanken Ost's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Sparebanken Ost (OSL:SPOG), the current Net Interest Income is kr813.7 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken Ost (OSL:SPOG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued. The current stock price of kr71.76 is trading 17.5% above its estimated GF Value™ of kr61.05. GuruFocus considers Sparebanken Ost to be Modestly Overvalued.

Key valuation signals for OSL:SPOG:

  • Net Interest Income: kr813.7 Mil
  • GF Value™: kr61.05 vs. price of kr71.76 (17.5% above fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the OSL:SPOG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebanken Ost Business Description

Other Exchanges 0G45:UK
Address Bragernes Torg 2, PO Box 67, Hokksund, Drammen, NOR, 3301
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
50GF Score

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Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr71.76
Price
kr61.05
GF Value