Sparebanken Ost (OSL:SPOG) FCF Margin %: 148.31% (As of Jun. 2026)

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OSL:SPOG Sparebanken Ost OSL:SPOG
49 GF Score
Price kr73.00
GF Value kr63.09
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Sparebanken Ost FCF Margin %?

Sparebanken Ost OSL:SPOG -0.68% 49 FCF Margin % is 148.31% as of Jun. 2026. GuruFocus rates OSL:SPOG with a GF Score™ of 49/100 and a GF Value™ of kr63.09 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,507 Banks companies, Sparebanken Ost ranks worse than 59.65% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Sparebanken Ost's Free Cash Flow for the three months ended in Jun. 2026 was kr342.9 Mil. Sparebanken Ost's Revenue for the three months ended in Jun. 2026 was kr231.2 Mil. Therefore, Sparebanken Ost's FCF Margin % for the quarter that ended in Jun. 2026 was 148.31%.

As of today, Sparebanken Ost's current FCF Yield % is 12.68%.

The historical rank and industry rank for Sparebanken Ost's FCF Margin % or its related term are showing as below:

OSL:SPOG' s FCF Margin % Range Over the Past 10 Years
Min: -464.26   Med: -72.12   Max: 356.24
Current: 41.15


During the past 13 years, the highest FCF Margin % of Sparebanken Ost was 356.24%. The lowest was -464.26%. And the median was -72.12%.

OSL:SPOG's FCF Margin % is ranked worse than
59.65% of 1507 companies
in the Banks industry
Industry Median: 26.55 vs OSL:SPOG: 41.15


Sparebanken Ost FCF Margin % Related Terms


Sparebanken Ost FCF Margin % Historical Data

* Premium members only.

The historical data trend for Sparebanken Ost's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken Ost FCF Margin % Chart

Sparebanken Ost Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -199.58 356.24 -72.32 59.07 10.09

Sparebanken Ost Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.42 -61.52 -143.76 231.08 148.31

Sparebanken Ost FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Sparebanken Ost's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebanken Ost FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken Ost's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Sparebanken Ost's FCF Margin % falls into.


OSL:SPOG
49GF Score
Sparebanken Ost OSL:SPOG
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebanken Ost FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Sparebanken Ost's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=95.9/950.1
=10.09 %

Sparebanken Ost's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=342.9/231.2
=148.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 148.31% mean?
Sparebanken Ost (OSL:SPOG) has a FCF Margin % of 148.31% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sparebanken Ost and its competitors. According to the industry distribution chart, Sparebanken Ost ranks #899 out of 1507 companies in the Banks industry, placing it in the top 59.7%.
Is Sparebanken Ost's FCF Margin % too high?
Sparebanken Ost's current FCF Margin % is 148.31%. The Banks industry median FCF Margin % is 26.55. Sparebanken Ost's value of 148.31% is 458.6% above this industry median. Based on the distribution chart, Sparebanken Ost ranks #899 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Sparebanken Ost has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Sparebanken Ost ranks #899 out of 1507 companies for FCF Margin %. This places Sparebanken Ost in the lower half of its industry. The industry median FCF Margin % is 26.55. Sparebanken Ost's value of 148.31% is 458.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebanken Ost's current FCF Margin % of 148.31% is 458.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sparebanken Ost and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken Ost's current FCF Margin % is 148.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken Ost (OSL:SPOG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr63.09, compared to a current price of kr73.00 — trading 15.7% above its estimated fair value. The current FCF Margin % is 148.31% and 458.6% above the Banks industry median of 26.55. Sparebanken Ost's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Sparebanken Ost (OSL:SPOG), the current FCF Margin % is 148.31% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken Ost (OSL:SPOG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued. The current stock price of kr73.00 is trading 15.7% above its estimated GF Value™ of kr63.09. GuruFocus considers Sparebanken Ost to be Modestly Overvalued.

Key valuation signals for OSL:SPOG:

  • FCF Margin %: 148.31%
  • GF Value™: kr63.09 vs. price of kr73.00 (15.7% above fair value)
  • GF Score™: 49/100 with 3 warning signs
  • Industry Position: 458.6% above the Banks median (#899 of 1507)

No single metric tells the full story. See the OSL:SPOG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebanken Ost Business Description

Other Exchanges 0G45:UK
Address Bragernes Torg 2, PO Box 67, Hokksund, Drammen, NOR, 3301
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
49GF Score

Get the complete analysis for OSL:SPOG

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr73.00
Price
kr63.09
GF Value