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Sparebanken OstOSL:SPOG 50 Equity-to-Asset is 0.10 as of Jun. 2026, which is at its 10-year median of 0.10. GuruFocus rates OSL:SPOG with a GF Score™ of 50/100 and a GF Value™ of kr61.66 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,524 Banks companies, Sparebanken Ost ranks better than 54.92% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Sparebanken Ost's Total Stockholders Equity for the quarter that ended in Jun. 2026 was kr4,733.8 Mil. Sparebanken Ost's Total Assets for the quarter that ended in Jun. 2026 was kr46,198.5 Mil.
Therefore, Sparebanken Ost's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.10.
The historical rank and industry rank for Sparebanken Ost's Equity-to-Asset or its related term are showing as below:
OSL:SPOG'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.1 Max: 0.11
Current: 0.1
During the past 13 years, the highest Equity to Asset Ratio of Sparebanken Ost was 0.11. The lowest was 0.09. And the median was 0.10.
OSL:SPOG's Equity-to-Asset is ranked better than 54.92% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs OSL:SPOG: 0.10
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sparebanken Ost Equity-to-Asset Related Terms
Sparebanken Ost Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Sparebanken Ost's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Sparebanken Ost's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparebanken Ost Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Sparebanken Ost's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sparebanken Ost's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sparebanken Ost's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sparebanken Ost (OSL:SPOG) has a Equity-to-Asset of 0.10 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sparebanken Ost and its competitors. This is near median its historical median of 0.10. Over the past decade, Sparebanken Ost's Equity-to-Asset has ranged from 0.09 to 0.11. According to the industry distribution chart, Sparebanken Ost ranks #687 out of 1524 companies in the Banks industry, placing it in the top 45.1%.
Is Sparebanken Ost's Equity-to-Asset too high?
Sparebanken Ost's current Equity-to-Asset of 0.10 is near median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.11. The Banks industry median Equity-to-Asset is 0.10. Sparebanken Ost's value of 0.10 is 0% at this industry median. Based on the distribution chart, Sparebanken Ost ranks #687 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Sparebanken Ost has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Sparebanken Ost ranks #687 out of 1524 companies for Equity-to-Asset. This puts Sparebanken Ost in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Sparebanken Ost's value of 0.10 is 0% at this benchmark. Historically, Sparebanken Ost's own Equity-to-Asset has ranged from 0.09 to 0.11 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Sparebanken Ost has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebanken Ost's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sparebanken Ost and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken Ost's current Equity-to-Asset is 0.10, which is near median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken Ost (OSL:SPOG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr61.66, compared to a current price of kr72.50 — trading 17.6% above its estimated fair value. The current Equity-to-Asset is 0.10, which is near median its 10-year median of 0.10 and 0% at the Banks industry median of 0.10. Sparebanken Ost's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sparebanken Ost (OSL:SPOG), the current Equity-to-Asset is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparebanken Ost (OSL:SPOG) Overvalued in 2026?
Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued.
The current stock price of kr72.50 is trading 17.6% above its estimated GF Value™ of kr61.66.
GuruFocus considers Sparebanken Ost to be Modestly Overvalued.
Key valuation signals for OSL:SPOG:
Equity-to-Asset: 0.10 (near median its 10-year median of 0.10)
GF Value™: kr61.66 vs. price of kr72.50 (17.6% above fair value)
Industry Position: 0% at the Banks median (#687 of 1524)
No single metric tells the full story. See the OSL:SPOG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
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