Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sparebanken OstOSL:SPOG +1.27%51 3-Year EPS without NRI Growth Rate is 20.30% as of Jun. 2026, which is 408% above its 10-year median of 4.00. GuruFocus rates OSL:SPOG with a GF Score™ of 51/100 and a GF Value™ of kr61.41 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,408 Banks companies, Sparebanken Ost ranks better than 76.49% on this metric.
During the past 12 months, Sparebanken Ost's average EPS without NRI Growth Rate was -20.20% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 20.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 7.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 5.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Sparebanken Ost was 35.10% per year. The lowest was -16.30% per year. And the median was 4.00% per year.
Sparebanken Ost (OSL:SPOG) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Sparebanken Ost 3-Year EPS without NRI Growth Rate Related Terms
Sparebanken Ost 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Sparebanken Ost's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparebanken Ost 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Sparebanken Ost's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Sparebanken Ost's 3-Year EPS without NRI Growth Rate falls into.
Sparebanken Ost 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 20.30% mean?
Sparebanken Ost (OSL:SPOG) has a 3-Year EPS without NRI Growth Rate of 20.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sparebanken Ost and its competitors. This is 408% above median its historical median of 4.00. According to the industry distribution chart, Sparebanken Ost ranks #331 out of 1408 companies in the Banks industry, placing it in the top 23.5%.
Is Sparebanken Ost's 3-Year EPS without NRI Growth Rate too high?
Sparebanken Ost's current 3-Year EPS without NRI Growth Rate of 20.30% is 408% above median its 10-year median of 4.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Sparebanken Ost's value of 20.30% is 170.7% above this industry median. Based on the distribution chart, Sparebanken Ost ranks #331 out of 1408 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sparebanken Ost has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Sparebanken Ost ranks #331 out of 1408 companies for 3-Year EPS without NRI Growth Rate. This places Sparebanken Ost in the top 24% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Sparebanken Ost's value of 20.30% is 170.7% above this benchmark. While the company's 10-year median is 4.00 vs. the industry median of 7.50, Sparebanken Ost has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebanken Ost's current 3-Year EPS without NRI Growth Rate of 20.30% is 170.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sparebanken Ost and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken Ost's current 3-Year EPS without NRI Growth Rate is 20.30%, which is 408% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken Ost (OSL:SPOG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr61.41, compared to a current price of kr71.50 — trading 16.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 20.30%, which is 408% above median its 10-year median of 4.00 and 170.7% above the Banks industry median of 7.50. Sparebanken Ost's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Sparebanken Ost (OSL:SPOG), the current 3-Year EPS without NRI Growth Rate is 20.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparebanken Ost (OSL:SPOG) Overvalued in 2026?
Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued.
The current stock price of kr71.50 is trading 16.4% above its estimated GF Value™ of kr61.41.
GuruFocus considers Sparebanken Ost to be Modestly Overvalued.
Key valuation signals for OSL:SPOG:
3-Year EPS without NRI Growth Rate: 20.30% (408% above median its 10-year median of 4.00)
GF Value™: kr61.41 vs. price of kr71.50 (16.4% above fair value)
Industry Position: 170.7% above the Banks median (#331 of 1408)
No single metric tells the full story. See the OSL:SPOG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
51GF Score
Get the complete analysis for OSL:SPOG
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OSL:SPOG has been successfully added to your 
