American International Group (XSWX:AIG) Claims Ratio %: 0.00% (As of . 20)

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XSWX:AIG American International Group Inc XSWX:AIG
57 GF Score
Price CHF61.63
GF Value CHF77.72
! 3 Warning Signs
View Full Analysis

What is American International Group Claims Ratio %?

American International Group XSWX:AIG 57 Claims Ratio % is 0.00% as of . 20. GuruFocus rates XSWX:AIG with a GF Score™ of 57/100 and a GF Value™ of CHF77.72. The stock has 3 warning signs investors should review.

Claims Ratio % is the percentage of claims costs incurred in relation to the premiums earned.

The historical rank and industry rank for American International Group's Claims Ratio % or its related term are showing as below:

XSWX:AIG's Claims Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Claims Ratio % only.

American International Group  (XSWX:AIG) Claims Ratio % Explanation

Claims Ratio % the percentage of claims costs incurred in relation to the premiums earned during the period. It is the equivalent of gross profit margin for an insurance company.

It's important to note that insurance is the business of managing risks and, to do that well, the insurer needs a thorough understanding of the incurred claims ratio. If the value is higher than expected or above established norms, then further investigation is required to figure out why that is (eg: fraud). If it is lower than expected, it could indicate irrelevant products or difficulties in claiming, possibly affecting customer satisfaction.

American International Group Claims Ratio % Related Terms

American International Group Claims Ratio % Historical Data

* Premium members only.

The historical data trend for American International Group's Claims Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American International Group Claims Ratio % Chart


XSWX:AIG
57GF Score
American International Group Inc XSWX:AIG
Claims Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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American International Group  (XSWX:AIG) Claims Ratio % Calculation

Claims Ratio % is calculated as

Claims Ratio %=Total Claims / Total Premiums Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Claims Ratio % of 0.00% mean?
American International Group (XSWX:AIG) has a Claims Ratio % of 0.00% as of . 20. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on American International Group and its competitors.
Is American International Group's Claims Ratio % too high?
American International Group's current Claims Ratio % is 0.00%. Overall, American International Group has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's Claims Ratio % compare to HIG and ACGL?
American International Group's Claims Ratio % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Claims Ratio % for an Insurance company?
A good Claims Ratio % depends on the Insurance industry context. However, Claims Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Claims Ratio % mean?
A high Claims Ratio % can signal that a stock is expensive relative to its fundamentals. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on American International Group and its competitors. American International Group's current Claims Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (XSWX:AIG) has a current Claims Ratio % of 0.00%. The stock's GF Value™ is CHF77.72, compared to a current price of CHF61.63 — trading 20.7% below its estimated fair value. The current Claims Ratio % is 0.00%. American International Group's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Claims Ratio % calculated?
Claims Ratio % is calculated from a company's financial statements. For American International Group (XSWX:AIG), the current Claims Ratio % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American International Group (XSWX:AIG) Overvalued in 2026?

Based on GuruFocus' analysis, American International Group stock appears to be undervalued. The current stock price of CHF61.63 is trading 20.7% below its estimated GF Value™ of CHF77.72.

Key valuation signals for XSWX:AIG:

  • Claims Ratio %: 0.00%
  • GF Value™: CHF77.72 vs. price of CHF61.63 (20.7% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the XSWX:AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American International Group Business Description

Address 1271 Avenue of the Americas, New York, NY, USA, 10020
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
57GF Score

Get the complete analysis for XSWX:AIG

Claims Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF61.63
Price
CHF77.72
GF Value