American International Group (XSWX:AIG) Cyclically Adjusted PS Ratio: 1.27 (As of Sep. 03, 2026) — 43% Above Median

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XSWX:AIG American International Group Inc XSWX:AIG
57 GF Score
Price CHF61.63
GF Value CHF77.72
! 3 Warning Signs
View Full Analysis

What is American International Group Cyclically Adjusted PS Ratio?

American International Group XSWX:AIG 57 Cyclically Adjusted PS Ratio is 1.27 as of Sep. 03, 2026, which is 43% above its 10-year median of 0.89. GuruFocus rates XSWX:AIG with a GF Score™ of 57/100 and a GF Value™ of CHF77.72. The stock has 3 warning signs investors should review. Among 400 Insurance companies, American International Group ranks worse than 50.75% on this metric.

As of today (2026-09-03), American International Group's current share price is CHF61.63. American International Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was CHF48.57. American International Group's Cyclically Adjusted PS Ratio for today is 1.27.

The historical rank and industry rank for American International Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

XSWX:AIG' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.17   Med: 0.89   Max: 1.49
Current: 1.28

During the past years, American International Group's highest Cyclically Adjusted PS Ratio was 1.49. The lowest was 0.17. And the median was 0.89.

XSWX:AIG's Cyclically Adjusted PS Ratio is ranked worse than
50.75% of 400 companies
in the Insurance industry
Industry Median: 1.27 vs XSWX:AIG: 1.28

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

American International Group's adjusted revenue per share data for the three months ended in Jun. 2026 was CHF10.615. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is CHF48.57 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


American International Group  (XSWX:AIG) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


American International Group Cyclically Adjusted PS Ratio Related Terms


American International Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for American International Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American International Group Cyclically Adjusted PS Ratio Chart

American International Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 1.09 1.16 1.25 1.46

American International Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.33 1.46 1.27 1.25

XSWX:AIG vs HIG, ACGL, PLGO: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, American International Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American International Group Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, American International Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where American International Group's Cyclically Adjusted PS Ratio falls into.


XSWX:AIG
57GF Score
American International Group Inc XSWX:AIG
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American International Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

American International Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=61.63/48.57
=1.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American International Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, American International Group's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=10.615/333.9520*333.9520
=10.615

Current CPI (Jun. 2026) = 333.9520.

American International Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 11.418 241.428 15.794
201612 13.027 241.432 18.019
201703 12.625 243.801 17.293
201706 12.811 244.955 17.465
201709 12.736 246.819 17.232
201712 13.737 246.524 18.609
201803 12.000 249.554 16.058
201806 12.563 251.989 16.649
201809 12.423 252.439 16.434
201812 14.099 251.233 18.741
201903 14.229 254.202 18.693
201906 13.955 256.143 18.194
201909 14.308 256.759 18.610
201912 12.963 256.974 16.846
202003 15.806 258.115 20.450
202006 10.330 257.797 13.382
202009 10.710 260.280 13.741
202012 10.005 260.474 12.827
202103 15.299 264.877 19.289
202106 11.030 271.696 13.557
202109 13.681 274.310 16.656
202112 15.396 278.802 18.441
202203 16.845 287.504 19.566
202206 16.613 296.311 18.723
202209 17.731 296.808 19.950
202212 -15.653 296.797 -17.613
202303 13.740 301.836 15.202
202306 9.162 305.109 10.028
202309 9.112 307.789 9.887
202312 7.948 306.746 8.653
202403 8.748 312.332 9.354
202406 8.803 314.175 9.357
202409 8.840 315.301 9.363
202412 10.199 315.605 10.792
202503 9.988 319.799 10.430
202506 9.907 322.561 10.257
202509 9.125 324.800 9.382
202512 9.568 324.054 9.860
202603 9.607 330.213 9.716
202606 10.615 333.952 10.615

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.27 mean?
American International Group (XSWX:AIG) has a Cyclically Adjusted PS Ratio of 1.27 as of Sep. 03, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on American International Group and its competitors. This is 43% above median its historical median of 0.89. Over the past decade, American International Group's Cyclically Adjusted PS Ratio has ranged from 0.17 to 1.49. According to the industry distribution chart, American International Group ranks #203 out of 400 companies in the Insurance industry, placing it in the top 50.7%.
Is American International Group's Cyclically Adjusted PS Ratio too high?
American International Group's current Cyclically Adjusted PS Ratio of 1.27 is 43% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 1.49. The Insurance industry median Cyclically Adjusted PS Ratio is 1.27. American International Group's value of 1.27 is 0% at this industry median. Based on the distribution chart, American International Group ranks #203 out of 400 companies in the Insurance industry, which is below the industry midpoint. Overall, American International Group has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's Cyclically Adjusted PS Ratio compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #203 out of 400 companies for Cyclically Adjusted PS Ratio. This places American International Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.27. American International Group's value of 1.27 is 0% at this benchmark. Historically, American International Group's own Cyclically Adjusted PS Ratio has ranged from 0.17 to 1.49 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 1.27, American International Group has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.27, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American International Group's current Cyclically Adjusted PS Ratio of 1.27 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on American International Group and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current Cyclically Adjusted PS Ratio is 1.27, which is 43% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (XSWX:AIG) has a current Cyclically Adjusted PS Ratio of 1.27. The stock's GF Value™ is CHF77.72, compared to a current price of CHF61.63 — trading 20.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.27, which is 43% above median its 10-year median of 0.89 and 0% at the Insurance industry median of 1.27. American International Group's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For American International Group (XSWX:AIG), the current Cyclically Adjusted PS Ratio is 1.27 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American International Group (XSWX:AIG) Overvalued in 2026?

Based on GuruFocus' analysis, American International Group stock appears to be undervalued. The current stock price of CHF61.63 is trading 20.7% below its estimated GF Value™ of CHF77.72.

Key valuation signals for XSWX:AIG:

  • Cyclically Adjusted PS Ratio: 1.27 (43% above median its 10-year median of 0.89)
  • GF Value™: CHF77.72 vs. price of CHF61.63 (20.7% below fair value)
  • GF Score™: 57/100 with 3 warning signs
  • Industry Position: 0% at the Insurance median (#203 of 400)

No single metric tells the full story. See the XSWX:AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American International Group Business Description

Address 1271 Avenue of the Americas, New York, NY, USA, 10020
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
57GF Score

Get the complete analysis for XSWX:AIG

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF61.63
Price
CHF77.72
GF Value