American International Group (XSWX:AIG) Retained Earnings: CHF29,684 Mil (As of Mar. 2026)


XSWX:AIG American International Group Inc XSWX:AIG
63 GF Score
Price CHF60.73
GF Value CHF76.82
! 2 Warning Signs
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What is American International Group Retained Earnings?

American International Group XSWX:AIG -0.43% 63 Retained Earnings is CHF29,684 Mil as of Mar. 2026. GuruFocus rates XSWX:AIG with a GF Score™ of 63/100 and a GF Value™ of CHF76.82. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. American International Group's retained earnings for the quarter that ended in Mar. 2026 was CHF29,684 Mil.

American International Group's quarterly retained earnings increased from Sep. 2025 (CHF29,215 Mil) to Dec. 2025 (CHF29,634 Mil) and increased from Dec. 2025 (CHF29,634 Mil) to Mar. 2026 (CHF29,684 Mil).

American International Group's annual retained earnings declined from Dec. 2023 (CHF32,444 Mil) to Dec. 2024 (CHF31,276 Mil) and declined from Dec. 2024 (CHF31,276 Mil) to Dec. 2025 (CHF29,634 Mil).


American International Group  (XSWX:AIG) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


American International Group Retained Earnings Historical Data

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The historical data trend for American International Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American International Group Retained Earnings Chart

American International Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21,905.99 32,506.32 32,443.84 31,276.44 29,633.52

American International Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31,403.14 29,620.00 29,215.28 29,633.52 29,684.36
XSWX:AIG
63GF Score
American International Group Inc XSWX:AIG
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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American International Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of CHF29,684 Mil mean?
American International Group (XSWX:AIG) has a Retained Earnings of CHF29,684 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on American International Group and its competitors.
Is American International Group's Retained Earnings too high?
American International Group's current Retained Earnings is CHF29,684 Mil. Overall, American International Group has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's Retained Earnings compare to HIG and ACGL?
American International Group's Retained Earnings of CHF29,684 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on American International Group and its competitors. American International Group's current Retained Earnings is CHF29,684 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (XSWX:AIG) has a current Retained Earnings of CHF29,684 Mil. The stock's GF Value™ is CHF76.82, compared to a current price of CHF60.73 — trading 20.9% below its estimated fair value. The current Retained Earnings is CHF29,684 Mil. American International Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For American International Group (XSWX:AIG), the current Retained Earnings is CHF29,684 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American International Group (XSWX:AIG) Overvalued in 2026?

Based on GuruFocus' analysis, American International Group stock appears to be undervalued. The current stock price of CHF60.73 is trading 20.9% below its estimated GF Value™ of CHF76.82.

Key valuation signals for XSWX:AIG:

  • Retained Earnings: CHF29,684 Mil
  • GF Value™: CHF76.82 vs. price of CHF60.73 (20.9% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the XSWX:AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American International Group Business Description

Address 1271 Avenue of the Americas, New York, NY, USA, 10020
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
63GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF60.73
Price
CHF76.82
GF Value