American International Group (XSWX:AIG) PE Ratio (TTM): 13.39 (As of Jul. 02, 2026) — 18% Above Median


XSWX:AIG American International Group Inc XSWX:AIG
63 GF Score
Price CHF60.73
GF Value CHF76.82
! 2 Warning Signs
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What is American International Group PE Ratio (TTM)?

American International Group XSWX:AIG 63 PE Ratio (TTM) is 13.39 as of Jul. 02, 2026, which is 18% above its 10-year median of 11.37. GuruFocus rates XSWX:AIG with a GF Score™ of 63/100 and a GF Value™ of CHF76.82. The stock has 2 warning signs investors should review. Among 449 Insurance companies, American International Group ranks worse than 55.46% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-02), American International Group's share price is CHF60.73. American International Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF4.54. Therefore, American International Group's PE Ratio (TTM) for today is 13.39.


The historical rank and industry rank for American International Group's PE Ratio (TTM) or its related term are showing as below:

XSWX:AIG' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 2.71   Med: 11.37   Max: 1631.75
Current: 13.14


During the past 13 years, the highest PE Ratio (TTM) of American International Group was 1631.75. The lowest was 2.71. And the median was 11.37.


XSWX:AIG's PE Ratio (TTM) is ranked worse than
55.46% of 449 companies
in the Insurance industry
Industry Median: 11.94 vs XSWX:AIG: 13.14

American International Group's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was CHF1.11. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF4.54.

As of today (2026-07-02), American International Group's share price is CHF60.73. American International Group's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was CHF6.44. Therefore, American International Group's PE Ratio without NRI for today is 9.43.

During the past 13 years, American International Group's highest PE Ratio without NRI was 180.57. The lowest was 4.20. And the median was 15.48.

American International Group's EPS without NRI for the three months ended in Mar. 2026 was CHF1.66. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was CHF6.44.

During the past 12 months, American International Group's average EPS without NRI Growth Rate was 66.20% per year. During the past 3 years, the average EPS without NRI Growth Rate was 38.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was 16.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 19.90% per year.

During the past 13 years, American International Group's highest 3-Year average EPS without NRI Growth Rate was 133.40% per year. The lowest was -56.90% per year. And the median was 11.90% per year.

American International Group's EPS (Basic) for the three months ended in Mar. 2026 was CHF1.12. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF4.58.


American International Group  (XSWX:AIG) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


American International Group PE Ratio (TTM) Related Terms


American International Group PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for American International Group's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American International Group PE Ratio (TTM) Chart

American International Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.76 4.89 13.60 N/A 15.76

American International Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only At Loss 16.21 14.28 15.76 13.27

XSWX:AIG vs HIG, ACGL, PLGO: PE Ratio (TTM) Comparison

For the Insurance - Diversified subindustry, American International Group's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American International Group PE Ratio (TTM) vs Insurance Industry

For the Insurance industry and Financial Services sector, American International Group's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where American International Group's PE Ratio (TTM) falls into.


XSWX:AIG
63GF Score
American International Group Inc XSWX:AIG
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American International Group PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

American International Group's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=60.73/4.536
=13.39

American International Group's Share Price of today is CHF60.73.
American International Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF4.54.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 13.39 mean?
American International Group (XSWX:AIG) has a PE Ratio (TTM) of 13.39 as of Jul. 02, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on American International Group and its competitors. This is 18% above median its historical median of 11.37. Over the past decade, American International Group's PE Ratio (TTM) has ranged from 2.71 to 1,631.75. According to the industry distribution chart, American International Group ranks #249 out of 449 companies in the Insurance industry, placing it in the top 55.5%.
Is American International Group's PE Ratio (TTM) too high?
American International Group's current PE Ratio (TTM) of 13.39 is 18% above median its 10-year median of 11.37. Over the past 10 years, this metric has ranged from a low of 2.71 to a high of 1,631.75. The Insurance industry median PE Ratio (TTM) is 11.94. American International Group's value of 13.39 is 12.1% above this industry median. Based on the distribution chart, American International Group ranks #249 out of 449 companies in the Insurance industry, which is below the industry midpoint. Overall, American International Group has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's PE Ratio (TTM) compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #249 out of 449 companies for PE Ratio (TTM). This places American International Group in the lower half of its industry. The industry median PE Ratio (TTM) is 11.94. American International Group's value of 13.39 is 12.1% above this benchmark. Historically, American International Group's own PE Ratio (TTM) has ranged from 2.71 to 1,631.75 over the past decade. While the company's 10-year median is 11.37 vs. the industry median of 11.94, American International Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Insurance company?
The median PE Ratio (TTM) among Insurance companies is 11.94, based on 449 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American International Group's current PE Ratio (TTM) of 13.39 is 12.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on American International Group and its competitors. For the Insurance industry, the median PE Ratio (TTM) is 11.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current PE Ratio (TTM) is 13.39, which is 18% above median its own 10-year median of 11.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (XSWX:AIG) has a current PE Ratio (TTM) of 13.39. The stock's GF Value™ is CHF76.82, compared to a current price of CHF60.73 — trading 20.9% below its estimated fair value. The current PE Ratio (TTM) is 13.39, which is 18% above median its 10-year median of 11.37 and 12.1% above the Insurance industry median of 11.94. American International Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For American International Group (XSWX:AIG), the current PE Ratio (TTM) is 13.39 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American International Group (XSWX:AIG) Overvalued in 2026?

Based on GuruFocus' analysis, American International Group stock appears to be undervalued. The current stock price of CHF60.73 is trading 20.9% below its estimated GF Value™ of CHF76.82.

Key valuation signals for XSWX:AIG:

  • PE Ratio (TTM): 13.39 (18% above median its 10-year median of 11.37)
  • GF Value™: CHF76.82 vs. price of CHF60.73 (20.9% below fair value)
  • GF Score™: 63/100 with 2 warning signs
  • Industry Position: 12.1% above the Insurance median (#249 of 449)

No single metric tells the full story. See the XSWX:AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American International Group Business Description

Address 1271 Avenue of the Americas, New York, NY, USA, 10020
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
63GF Score

Get the complete analysis for XSWX:AIG

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF60.73
Price
CHF76.82
GF Value