The historical rank and industry rank for American International Group's Return-on-Tangible-Asset or its related term are showing as below:
XSWX:AIG'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.22 Med: 0.66 Max: 1.98
Current: 1.98
During the past 13 years, American International Group's highest Return-on-Tangible-Asset was 1.98%. The lowest was -1.22%. And the median was 0.66%.
XSWX:AIG's Return-on-Tangible-Asset is ranked worse than 59.02% of 510
companies
in the Insurance industry
Industry Median: 2.77
vs XSWX:AIG: 1.98
American International Group (XSWX:AIG) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
American International Group Return-on-Tangible-Asset Related Terms
American International Group Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American International Group Return-on-Tangible-Asset Chart
XSWX:AIG vs HIG, ACGL, PLGO: Return-on-Tangible-Asset Comparison
For the Insurance - Diversified subindustry, American International Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American International Group Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, American International Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where American International Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.92% mean?
American International Group (XSWX:AIG) has a Return-on-Tangible-Asset of 1.92% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on American International Group and its competitors. This is 191% above median its historical median of 0.66. According to the industry distribution chart, American International Group ranks #301 out of 510 companies in the Insurance industry, placing it in the top 59%.
Is American International Group's Return-on-Tangible-Asset too high?
American International Group's current Return-on-Tangible-Asset of 1.92% is 191% above median its 10-year median of 0.66. The Insurance industry median Return-on-Tangible-Asset is 2.77. American International Group's value of 1.92% is 30.7% below this industry median. Based on the distribution chart, American International Group ranks #301 out of 510 companies in the Insurance industry, which is below the industry midpoint. Overall, American International Group has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's Return-on-Tangible-Asset compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #301 out of 510 companies for Return-on-Tangible-Asset. This places American International Group in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.77. American International Group's value of 1.92% is 30.7% below this benchmark. While the company's 10-year median is 0.66 vs. the industry median of 2.77, American International Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.77, based on 510 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American International Group's current Return-on-Tangible-Asset of 1.92% is 30.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on American International Group and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current Return-on-Tangible-Asset is 1.92%, which is 191% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (XSWX:AIG) has a current Return-on-Tangible-Asset of 1.92%. The stock's GF Value™ is CHF76.82, compared to a current price of CHF60.73 — trading 20.9% below its estimated fair value. The current Return-on-Tangible-Asset is 1.92%, which is 191% above median its 10-year median of 0.66 and 30.7% below the Insurance industry median of 2.77. American International Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For American International Group (XSWX:AIG), the current Return-on-Tangible-Asset is 1.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American International Group (XSWX:AIG) Overvalued in 2026?
Based on GuruFocus' analysis, American International Group stock appears to be undervalued.
The current stock price of CHF60.73 is trading 20.9% below its estimated GF Value™ of CHF76.82.
Key valuation signals for XSWX:AIG:
Return-on-Tangible-Asset: 1.92% (191% above median its 10-year median of 0.66)
GF Value™: CHF76.82 vs. price of CHF60.73 (20.9% below fair value)
Industry Position: 30.7% below the Insurance median (#301 of 510)
No single metric tells the full story. See the XSWX:AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
63GF Score
Get the complete analysis for XSWX:AIG
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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