OFED (Oconee Federal Financial) Construction Loans (USD Mil): 50.26 (As of Mar. 2023)

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OFED Oconee Federal Financial Corp OFED
57 GF Score
Price $21.50
GF Value $15.98
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Oconee Federal Financial Construction Loans (USD Mil)?

Oconee Federal Financial OFED 57 Construction Loans (USD Mil) is 50.26 as of Mar. 2023. GuruFocus rates OFED with a GF Score™ of 57/100 and a GF Value™ of $15.98 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Oconee Federal Financial's Construction Loans (USD Mil) for the quarter that ended in Mar. 2023 was 50.26 , which is higher than 42.70 for the pervious quarter ended in Dec. 2022.

Oconee Federal Financial's Construction Loans (USD Mil) for the annual that ended in Jun. 2022 was 32.84 , which is higher than 27.00 for the pervious year ended in Jun. 2021.

The historical rank and industry rank for Oconee Federal Financial's Construction Loans (USD Mil) or its related term are showing as below:


Oconee Federal Financial Construction Loans (USD Mil) Historical Data

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The historical data trend for Oconee Federal Financial's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oconee Federal Financial Construction Loans (USD Mil) Chart

Oconee Federal Financial Annual Data
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Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Oconee Federal FinancialQuarterly Data
Trend Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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OFED vs FCPB, BLHK, BNCC: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Oconee Federal Financial's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OFED
57GF Score
Oconee Federal Financial Corp OFED
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 50.26 mean?
Oconee Federal Financial (OFED) has a Construction Loans (USD Mil) of 50.26 as of Mar. 2023. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Oconee Federal Financial and its competitors.
Is Oconee Federal Financial's Construction Loans (USD Mil) too high?
Oconee Federal Financial's current Construction Loans (USD Mil) is 50.26. Overall, Oconee Federal Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oconee Federal Financial's Construction Loans (USD Mil) compare to FCPB and BLHK?
Oconee Federal Financial's Construction Loans (USD Mil) of 50.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Oconee Federal Financial and its competitors. Oconee Federal Financial's current Construction Loans (USD Mil) is 50.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Federal Financial (OFED) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.98, compared to a current price of $21.50 — trading 34.5% above its estimated fair value. The current Construction Loans (USD Mil) is 50.26. Oconee Federal Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Oconee Federal Financial (OFED), the current Construction Loans (USD Mil) is 50.26 as of Mar. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oconee Federal Financial (OFED) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Federal Financial stock appears to be overvalued. The current stock price of $21.50 is trading 34.5% above its estimated GF Value™ of $15.98. GuruFocus considers Oconee Federal Financial to be Significantly Overvalued.

Key valuation signals for OFED:

  • Construction Loans (USD Mil): 50.26
  • GF Value™: $15.98 vs. price of $21.50 (34.5% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the OFED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oconee Federal Financial Business Description

Address 115 East North Second Street, Seneca, SC, USA, 29678
Oconee Federal Financial Corp is a United States-based stock holding company. The company through its subsidiaries provides banking products and services in the US states of South Carolina and Georgia. Its principal business activity involves attracting retail deposits from the public and investing those deposits, together with funds generated from operations, in one-to-four family residential mortgage loans and, to a lesser extent, non-residential mortgage, construction and land, agricultural, and other loans.
57GF Score

Get the complete analysis for OFED

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.50
Price
$15.98
GF Value