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Aastamangalam FinanceBOM:511764 +1.09%75 Current Ratio is 411.57 as of Mar. 2026, which is 70% above its 10-year median of 242.24. GuruFocus rates BOM:511764 with a GF Score™ of 75/100 and a GF Value™ of ₹45.98 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 397 Credit Services companies, Aastamangalam Finance ranks better than 90.93% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Aastamangalam Finance's current ratio for the quarter that ended in Mar. 2026 was 411.57.
Aastamangalam Finance has a current ratio of 411.57. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Aastamangalam Finance's Current Ratio or its related term are showing as below:
BOM:511764'
s Current Ratio Range Over the Past 10 Years
Min: 37.46 Med: 242.24 Max: 1893.71
Current: 411.57
During the past 13 years, Aastamangalam Finance's highest Current Ratio was 1893.71. The lowest was 37.46. And the median was 242.24.
BOM:511764's Current Ratio is ranked better than 90.93% of 397
companies
in the Credit Services industry
Industry Median: 4.71
vs BOM:511764: 411.57
Aastamangalam Finance (BOM:511764) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Aastamangalam Finance Current Ratio Related Terms
Aastamangalam Finance Current Ratio Historical Data
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The historical data trend for Aastamangalam Finance's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511764 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Aastamangalam Finance's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aastamangalam Finance Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aastamangalam Finance's Current Ratio distribution charts can be found below:
* The bar in red indicates where Aastamangalam Finance's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aastamangalam Finance (BOM:511764) has a Current Ratio of 411.57 as of Mar. 2026. This is 70% above median its historical median of 242.24. Over the past decade, Aastamangalam Finance's Current Ratio has ranged from 37.46 to 1,893.71. According to the industry distribution chart, Aastamangalam Finance ranks #36 out of 397 companies in the Credit Services industry, placing it in the top 9.1%.
Is Aastamangalam Finance's Current Ratio too high?
Aastamangalam Finance's current Current Ratio of 411.57 is 70% above median its 10-year median of 242.24. Over the past 10 years, this metric has ranged from a low of 37.46 to a high of 1,893.71. The Credit Services industry median Current Ratio is 4.71. Aastamangalam Finance's value of 411.57 is 8638.2% above this industry median. Based on the distribution chart, Aastamangalam Finance ranks #36 out of 397 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Aastamangalam Finance has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aastamangalam Finance's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Aastamangalam Finance ranks #36 out of 397 companies for Current Ratio. This places Aastamangalam Finance in the top 9% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.71. Aastamangalam Finance's value of 411.57 is 8638.2% above this benchmark. Historically, Aastamangalam Finance's own Current Ratio has ranged from 37.46 to 1,893.71 over the past decade. While the company's 10-year median is 242.24 vs. the industry median of 4.71, Aastamangalam Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.71, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aastamangalam Finance's current Current Ratio of 411.57 is 8638.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aastamangalam Finance's current Current Ratio is 411.57, which is 70% above median its own 10-year median of 242.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aastamangalam Finance stock overvalued right now?
Based on GuruFocus' analysis, Aastamangalam Finance (BOM:511764) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹45.98, compared to a current price of ₹37.00 — trading 19.5% below its estimated fair value. The current Current Ratio is 411.57, which is 70% above median its 10-year median of 242.24 and 8638.2% above the Credit Services industry median of 4.71. Aastamangalam Finance's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Aastamangalam Finance (BOM:511764), the current Current Ratio is 411.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aastamangalam Finance (BOM:511764) Overvalued in 2026?
Based on GuruFocus' analysis, Aastamangalam Finance stock appears to be undervalued.
The current stock price of ₹37.00 is trading 19.5% below its estimated GF Value™ of ₹45.98.
GuruFocus considers Aastamangalam Finance to be Modestly Undervalued.
Key valuation signals for BOM:511764:
Current Ratio: 411.57 (70% above median its 10-year median of 242.24)
GF Value™: ₹45.98 vs. price of ₹37.00 (19.5% below fair value)
Industry Position: 8638.2% above the Credit Services median (#36 of 397)
No single metric tells the full story. See the BOM:511764 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aastamangalam Finance Ltd is an India-based non-deposit-taking non-banking finance company. The company is engaged in the business of short-term and long-term financing to both corporate and non-corporate entities. It derives revenue in the form of interest income.
75GF Score
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