Aastamangalam Finance (BOM:511764) Cyclically Adjusted PS Ratio: 5.18 (As of Sep. 01, 2026) — 16% Below Median

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BOM:511764 Aastamangalam Finance Ltd BOM:511764
79 GF Score
Price ₹32.26
GF Value ₹42.26
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Aastamangalam Finance Cyclically Adjusted PS Ratio?

Aastamangalam Finance BOM:511764 +1.32% 79 Cyclically Adjusted PS Ratio is 5.18 as of Sep. 01, 2026, which is 16% below its 10-year median of 6.19. GuruFocus rates BOM:511764 with a GF Score™ of 79/100 and a GF Value™ of ₹42.26 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 415 Credit Services companies, Aastamangalam Finance ranks worse than 68.19% on this metric.

As of today (2026-09-01), Aastamangalam Finance's current share price is ₹32.26. Aastamangalam Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹6.23. Aastamangalam Finance's Cyclically Adjusted PS Ratio for today is 5.18.

The historical rank and industry rank for Aastamangalam Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:511764' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.64   Med: 6.19   Max: 12.47
Current: 5.11

During the past years, Aastamangalam Finance's highest Cyclically Adjusted PS Ratio was 12.47. The lowest was 2.64. And the median was 6.19.

BOM:511764's Cyclically Adjusted PS Ratio is ranked worse than
68.19% of 415 companies
in the Credit Services industry
Industry Median: 3.15 vs BOM:511764: 5.11

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Aastamangalam Finance's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹2.750. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹6.23 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Aastamangalam Finance  (BOM:511764) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Aastamangalam Finance Cyclically Adjusted PS Ratio Related Terms


Aastamangalam Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Aastamangalam Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aastamangalam Finance Cyclically Adjusted PS Ratio Chart

Aastamangalam Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.49 6.92 10.67 5.72 5.49

Aastamangalam Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.50 7.81 8.02 5.49 5.40

BOM:511764 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Aastamangalam Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aastamangalam Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aastamangalam Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Aastamangalam Finance's Cyclically Adjusted PS Ratio falls into.


BOM:511764
79GF Score
Aastamangalam Finance Ltd BOM:511764
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aastamangalam Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Aastamangalam Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=32.26/6.23
=5.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aastamangalam Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Aastamangalam Finance's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.75/167.3573*167.3573
=2.750

Current CPI (Jun. 2026) = 167.3573.

Aastamangalam Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.176 105.961 0.278
201612 0.184 105.196 0.293
201703 0.240 105.196 0.382
201706 0.023 107.109 0.036
201709 0.259 109.021 0.398
201712 0.000 109.404 0.000
201803 0.618 109.786 0.942
201806 1.098 111.317 1.651
201809 1.216 115.142 1.767
201812 -0.924 115.142 -1.343
201903 0.832 118.202 1.178
201906 0.697 120.880 0.965
201909 0.609 123.175 0.827
201912 0.516 126.235 0.684
202003 0.988 124.705 1.326
202006 0.478 127.000 0.630
202009 0.331 130.118 0.426
202012 0.468 130.889 0.598
202103 0.016 131.771 0.020
202106 0.767 134.084 0.957
202109 1.169 135.847 1.440
202112 0.722 138.161 0.875
202203 -0.016 138.822 -0.019
202206 0.961 142.347 1.130
202209 1.351 144.661 1.563
202212 2.283 145.763 2.621
202303 2.421 146.865 2.759
202306 1.577 150.280 1.756
202309 1.448 151.492 1.600
202312 2.529 152.924 2.768
202403 2.175 153.035 2.379
202406 3.222 155.789 3.461
202409 4.157 157.882 4.406
202412 4.767 158.323 5.039
202503 2.739 157.552 2.909
202506 2.964 159.755 3.105
202509 2.326 162.289 2.399
202512 2.279 163.281 2.336
202603 3.408 164.272 3.472
202606 2.750 167.357 2.750

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.18 mean?
Aastamangalam Finance (BOM:511764) has a Cyclically Adjusted PS Ratio of 5.18 as of Sep. 01, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Aastamangalam Finance and its competitors. This is 16% below median its historical median of 6.19. Over the past decade, Aastamangalam Finance's Cyclically Adjusted PS Ratio has ranged from 2.64 to 12.47. According to the industry distribution chart, Aastamangalam Finance ranks #283 out of 415 companies in the Credit Services industry, placing it in the top 68.2%.
Is Aastamangalam Finance's Cyclically Adjusted PS Ratio too high?
Aastamangalam Finance's current Cyclically Adjusted PS Ratio of 5.18 is 16% below median its 10-year median of 6.19. Over the past 10 years, this metric has ranged from a low of 2.64 to a high of 12.47. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.15. Aastamangalam Finance's value of 5.18 is 64.4% above this industry median. Based on the distribution chart, Aastamangalam Finance ranks #283 out of 415 companies in the Credit Services industry, which is below the industry midpoint. Overall, Aastamangalam Finance has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aastamangalam Finance's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Aastamangalam Finance ranks #283 out of 415 companies for Cyclically Adjusted PS Ratio. This places Aastamangalam Finance in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.15. Aastamangalam Finance's value of 5.18 is 64.4% above this benchmark. Historically, Aastamangalam Finance's own Cyclically Adjusted PS Ratio has ranged from 2.64 to 12.47 over the past decade. While the company's 10-year median is 6.19 vs. the industry median of 3.15, Aastamangalam Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.15, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aastamangalam Finance's current Cyclically Adjusted PS Ratio of 5.18 is 64.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Aastamangalam Finance and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aastamangalam Finance's current Cyclically Adjusted PS Ratio is 5.18, which is 16% below median its own 10-year median of 6.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aastamangalam Finance stock overvalued right now?
Based on GuruFocus' analysis, Aastamangalam Finance (BOM:511764) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹42.26, compared to a current price of ₹32.26 — trading 23.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.18, which is 16% below median its 10-year median of 6.19 and 64.4% above the Credit Services industry median of 3.15. Aastamangalam Finance's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Aastamangalam Finance (BOM:511764), the current Cyclically Adjusted PS Ratio is 5.18 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aastamangalam Finance (BOM:511764) Overvalued in 2026?

Based on GuruFocus' analysis, Aastamangalam Finance stock appears to be undervalued. The current stock price of ₹32.26 is trading 23.7% below its estimated GF Value™ of ₹42.26. GuruFocus considers Aastamangalam Finance to be Modestly Undervalued.

Key valuation signals for BOM:511764:

  • Cyclically Adjusted PS Ratio: 5.18 (16% below median its 10-year median of 6.19)
  • GF Value™: ₹42.26 vs. price of ₹32.26 (23.7% below fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 64.4% above the Credit Services median (#283 of 415)

No single metric tells the full story. See the BOM:511764 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aastamangalam Finance Business Description

Address No.51, Hunters Road, Choolai, Chennai, TN, IND, 600112
Aastamangalam Finance Ltd is an India-based non-deposit-taking non-banking finance company. The company is engaged in the business of short-term and long-term financing to both corporate and non-corporate entities. It derives revenue in the form of interest income.
79GF Score

Get the complete analysis for BOM:511764

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹32.26
Price
₹42.26
GF Value