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Aastamangalam FinanceBOM:511764 +1.09%75 Operating Margin % is 53.83% as of Mar. 2026, which is 6% below its 10-year median of 57.51. GuruFocus rates BOM:511764 with a GF Score™ of 75/100 and a GF Value™ of ₹45.98 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 414 Credit Services companies, Aastamangalam Finance ranks better than 94.2% on this metric.
Aastamangalam Finance Ltd operating margin is expanding. Margin expansion is usually a good sign.
The historical rank and industry rank for Aastamangalam Finance's Operating Margin % or its related term are showing as below:
BOM:511764'
s Operating Margin % Range Over the Past 10 Years
Min: -420.48 Med: 57.51 Max: 78.41
Current: 72.1
BOM:511764's Operating Margin % is ranked better than 94.2% of 414
companies
in the Credit Services industry
Industry Median: 17.515
vs BOM:511764: 72.10
Aastamangalam Finance's 5-Year Average Operating Margin % Growth Rate was 12.10% per year.
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Aastamangalam Finance Operating Margin % Related Terms
Aastamangalam Finance Operating Margin % Historical Data
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The historical data trend for Aastamangalam Finance's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511764 vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, Aastamangalam Finance's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aastamangalam Finance Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aastamangalam Finance's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Aastamangalam Finance's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Aastamangalam Finance's Operating Margin % for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aastamangalam Finance (BOM:511764) has a Operating Margin % of 53.83% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Aastamangalam Finance and its competitors. This is near median its historical median of 57.51. According to the industry distribution chart, Aastamangalam Finance ranks #24 out of 414 companies in the Credit Services industry, placing it in the top 5.8%.
Is Aastamangalam Finance's Operating Margin % too high?
Aastamangalam Finance's current Operating Margin % of 53.83% is near median its 10-year median of 57.51. The Credit Services industry median Operating Margin % is 17.52. Aastamangalam Finance's value of 53.83% is 207.3% above this industry median. Based on the distribution chart, Aastamangalam Finance ranks #24 out of 414 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Aastamangalam Finance has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aastamangalam Finance's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Aastamangalam Finance ranks #24 out of 414 companies for Operating Margin %. This places Aastamangalam Finance in the top 6% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 17.52. Aastamangalam Finance's value of 53.83% is 207.3% above this benchmark. While the company's 10-year median is 57.51 vs. the industry median of 17.52, Aastamangalam Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.52, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aastamangalam Finance's current Operating Margin % of 53.83% is 207.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Aastamangalam Finance and its competitors. For the Credit Services industry, the median Operating Margin % is 17.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aastamangalam Finance's current Operating Margin % is 53.83%, which is near median its own 10-year median of 57.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aastamangalam Finance stock overvalued right now?
Based on GuruFocus' analysis, Aastamangalam Finance (BOM:511764) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹45.98, compared to a current price of ₹37.00 — trading 19.5% below its estimated fair value. The current Operating Margin % is 53.83%, which is near median its 10-year median of 57.51 and 207.3% above the Credit Services industry median of 17.52. Aastamangalam Finance's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Aastamangalam Finance (BOM:511764), the current Operating Margin % is 53.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aastamangalam Finance (BOM:511764) Overvalued in 2026?
Based on GuruFocus' analysis, Aastamangalam Finance stock appears to be undervalued.
The current stock price of ₹37.00 is trading 19.5% below its estimated GF Value™ of ₹45.98.
GuruFocus considers Aastamangalam Finance to be Modestly Undervalued.
Key valuation signals for BOM:511764:
Operating Margin %: 53.83% (near median its 10-year median of 57.51)
GF Value™: ₹45.98 vs. price of ₹37.00 (19.5% below fair value)
Industry Position: 207.3% above the Credit Services median (#24 of 414)
No single metric tells the full story. See the BOM:511764 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aastamangalam Finance Ltd is an India-based non-deposit-taking non-banking finance company. The company is engaged in the business of short-term and long-term financing to both corporate and non-corporate entities. It derives revenue in the form of interest income.
75GF Score
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