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Onity GroupFRA:OW0A -1.19%62 Current Ratio is 51.50 as of Mar. 2026, which is 51% above its 10-year median of 34.16. GuruFocus rates FRA:OW0A with a GF Score™ of 62/100 and a GF Value™ of €26.18. The stock has 7 warning signs investors should review. Among 46 Banks companies, Onity Group ranks better than 63.04% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Onity Group's current ratio for the quarter that ended in Mar. 2026 was 51.50.
Onity Group has a current ratio of 51.50. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Onity Group's Current Ratio or its related term are showing as below:
FRA:OW0A'
s Current Ratio Range Over the Past 10 Years
Min: 6.19 Med: 34.16 Max: 61.31
Current: 51.5
During the past 13 years, Onity Group's highest Current Ratio was 61.31. The lowest was 6.19. And the median was 34.16.
FRA:OW0A's Current Ratio is ranked better than 63.04% of 46
companies
in the Banks industry
Industry Median: 1.705
vs FRA:OW0A: 51.50
Onity Group (FRA:OW0A) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Onity Group Current Ratio Related Terms
Onity Group Current Ratio Historical Data
* Premium members only.
The historical data trend for Onity Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:OW0A vs BETR, GHI, IOR: Current Ratio Comparison
For the Mortgage Finance subindustry, Onity Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Onity Group Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Onity Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Onity Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Onity Group (FRA:OW0A) has a Current Ratio of 51.50 as of Mar. 2026. This is 51% above median its historical median of 34.16. Over the past decade, Onity Group's Current Ratio has ranged from 6.19 to 61.31. According to the industry distribution chart, Onity Group ranks #17 out of 46 companies in the Banks industry, placing it in the top 37%.
Is Onity Group's Current Ratio too high?
Onity Group's current Current Ratio of 51.50 is 51% above median its 10-year median of 34.16. Over the past 10 years, this metric has ranged from a low of 6.19 to a high of 61.31. The Banks industry median Current Ratio is 1.71. Onity Group's value of 51.50 is 2920.5% above this industry median. Based on the distribution chart, Onity Group ranks #17 out of 46 companies in the Banks industry, which is above the industry midpoint. Overall, Onity Group has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Onity Group's Current Ratio compare to BETR and GHI?
According to the Banks industry distribution chart, Onity Group ranks #17 out of 46 companies for Current Ratio. This puts Onity Group in the upper half of its industry. The industry median Current Ratio is 1.71. Onity Group's value of 51.50 is 2920.5% above this benchmark. Historically, Onity Group's own Current Ratio has ranged from 6.19 to 61.31 over the past decade. While the company's 10-year median is 34.16 vs. the industry median of 1.71, Onity Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 1.71, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Onity Group's current Current Ratio of 51.50 is 2920.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Onity Group's current Current Ratio is 51.50, which is 51% above median its own 10-year median of 34.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Onity Group stock overvalued right now?
Onity Group (FRA:OW0A) has a current Current Ratio of 51.50. The stock's GF Value™ is €26.18, compared to a current price of €33.20 — trading 26.8% above its estimated fair value. The current Current Ratio is 51.50, which is 51% above median its 10-year median of 34.16 and 2920.5% above the Banks industry median of 1.71. Onity Group's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Onity Group (FRA:OW0A), the current Current Ratio is 51.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Onity Group (FRA:OW0A) Overvalued in 2026?
Based on GuruFocus' analysis, Onity Group stock appears to be overvalued.
The current stock price of €33.20 is trading 26.8% above its estimated GF Value™ of €26.18.
Key valuation signals for FRA:OW0A:
Current Ratio: 51.50 (51% above median its 10-year median of 34.16)
GF Value™: €26.18 vs. price of €33.20 (26.8% above fair value)
Industry Position: 2920.5% above the Banks median (#17 of 46)
No single metric tells the full story. See the FRA:OW0A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.
62GF Score
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