Onity Group (FRA:OW0A) E10: €-4.22 (As of Mar. 2026)


FRA:OW0A Onity Group Inc FRA:OW0A
65 GF Score
Price €33.20
GF Value €26.85
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Onity Group E10?

Onity Group FRA:OW0A -2.92% 65 E10 is €-4.22 as of Mar. 2026. GuruFocus rates FRA:OW0A with a GF Score™ of 65/100 and a GF Value™ of €26.85 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Onity Group's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.640. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €-4.22 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 25.40% per year. During the past 5 years, the average E10 Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Onity Group was 66.80% per year. The lowest was -34.70% per year. And the median was -15.50% per year.

As of today (2026-07-05), Onity Group's current stock price is €33.20. Onity Group's E10 for the quarter that ended in Mar. 2026 was €-4.22. Onity Group's Shiller PE Ratio of today is .


Onity Group  (FRA:OW0A) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Onity Group E10 Related Terms


Onity Group E10 Historical Data

* Premium members only.

The historical data trend for Onity Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Onity Group E10 Chart

Onity Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11.68 -15.18 -19.38 -11.60 -5.46

Onity Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.51 -10.86 -10.01 -5.46 -4.22

FRA:OW0A vs BETR, GHI, IOR: E10 Comparison

For the Mortgage Finance subindustry, Onity Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Onity Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Onity Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Onity Group's Shiller PE Ratio falls into.


FRA:OW0A
65GF Score
Onity Group Inc FRA:OW0A
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Onity Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Onity Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.64/330.2130*330.2130
=0.640

Current CPI (Mar. 2026) = 330.2130.

Onity Group Quarterly Data

per share eps CPI Adj_EPS
201606 -9.478 241.018 -12.986
201609 1.069 241.428 1.462
201612 -1.138 241.432 -1.556
201703 -3.646 243.801 -4.938
201706 -4.806 244.955 -6.479
201709 -0.629 246.819 -0.842
201712 -4.309 246.524 -5.772
201803 0.243 249.554 0.322
201806 -2.825 251.989 -3.702
201809 -3.985 252.439 -5.213
201812 -0.264 251.233 -0.347
201903 -4.381 254.202 -5.691
201906 -8.894 256.143 -11.466
201909 -4.331 256.759 -5.570
201912 3.510 256.974 4.510
202003 -2.570 258.115 -3.288
202006 0.204 257.797 0.261
202009 -0.925 260.280 -1.174
202012 -0.682 260.474 -0.865
202103 0.806 264.877 1.005
202106 -0.955 271.696 -1.161
202109 1.947 274.310 2.344
202112 -0.186 278.802 -0.220
202203 5.457 287.504 6.268
202206 1.050 296.311 1.170
202209 4.212 296.808 4.686
202212 -8.251 296.797 -9.180
202303 -4.988 301.836 -5.457
202306 1.800 305.109 1.948
202309 0.984 307.789 1.056
202312 -5.695 306.746 -6.131
202403 3.441 312.332 3.638
202406 1.236 314.175 1.299
202409 2.388 315.301 2.501
202412 -3.505 315.605 -3.667
202503 2.312 319.799 2.387
202506 2.081 322.561 2.130
202509 1.730 324.800 1.759
202512 12.417 324.054 12.653
202603 0.640 330.213 0.640

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €-4.22 mean?
Onity Group (FRA:OW0A) has a E10 of €-4.22 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Onity Group and its competitors.
Is Onity Group's E10 too high?
Onity Group's current E10 is €-4.22. Overall, Onity Group has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Onity Group's E10 compare to BETR and GHI?
Onity Group's E10 of €-4.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Onity Group and its competitors. Onity Group's current E10 is €-4.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Onity Group stock overvalued right now?
Based on GuruFocus' analysis, Onity Group (FRA:OW0A) is currently considered Modestly Overvalued. The stock's GF Value™ is €26.85, compared to a current price of €33.20 — trading 23.6% above its estimated fair value. The current E10 is €-4.22. Onity Group's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Onity Group (FRA:OW0A), the current E10 is €-4.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Onity Group (FRA:OW0A) Overvalued in 2026?

Based on GuruFocus' analysis, Onity Group stock appears to be overvalued. The current stock price of €33.20 is trading 23.6% above its estimated GF Value™ of €26.85. GuruFocus considers Onity Group to be Modestly Overvalued.

Key valuation signals for FRA:OW0A:

  • E10: €-4.22
  • GF Value™: €26.85 vs. price of €33.20 (23.6% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the FRA:OW0A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Onity Group Business Description

Other Exchanges ONIT:USA0KAS:UK
Address 1661 Worthington Road, Suite 100, West Palm Beach, FL, USA, 33409
Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.
65GF Score

Get the complete analysis for FRA:OW0A

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.20
Price
€26.85
GF Value